There is nothing you cannot achieve if you have the right perceptions.

1. You have all the potential. Don’t
allow yourself to be discouraged
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Kigume Karuri
15th December 2015

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6. 3Fs that all people go through;
FEAR OF THE FUTURE
FAMILY PROBLEMS
FINANCIAL PROBLEMS
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7. The biggest questions to ask:
Do you have-
Personal vision
Family vision
Career vision/ministry vision
Financial Vision
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8. There's more at stake than
your bank account.
If money talks, what's it saying
about your marriage? Are the
two of you on the same side of
money matters, or are you
often in disagreement?
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9. Spouses can manage money
together. You'll be need to:
Establish financial priorities that
you both believe in and support
Identify biblical principles for
money management
Make money decisions together
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10. God is supreme and He has
given all that we need FREELY:
Life
Bodies
Sex
Children
Wives
Air
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11. Sunlight
Climate
Rain
Wind
Resources in the world
Mountains
Valleys
Rivers.etc
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12. But we struggle to live in this
world because of many issues
that we have brought upon
ourselves. We want more and
more and if possible everything.
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13. Money has become a monster.
We wake up everyday to look
for this monster. He has
become our god. We eat him,
live him, play him, dream him
and look for him. BUT we are
always left wanting more and
more of him. We are never
satisfied at all. WHY?
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14. We need to understand this
monster called
M.O.N.E.Y
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15. M-Monitor
O-Organize
N-Notify
E-Engage
Y-Yield
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16. H –Humility
H- Hunger
H- Hustling
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17. Have an apple a day
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Attitude
Persistence
Progress
Learning and
Effort

18. Change your attitude change your
life
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19. P-Prioritize
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O-Organize
D-Discipline

20. 1: - BE PROACTIVE.
A proactive person takes
initiative and treats a clear
personal vision. They change
from inside out while reactive
people change from outside
inside. They are responsible
and are better listeners.
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21. 2: - BEGIN WITH THE END IN
MIND.
Begin with the end in mind
means to begin each day or task
with a clear understanding of
your destination, then making
certain that whatever you do
that day contributes to your
ultimate goal in life.Friday, January 1, 2016 21

22. 3: - PUT FIRST THINGS FIRST.
It is the ability to make
decisions and choices and to
act in accordance to them, the
ability to make right choices.
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23. 4: - THINK WIN/WIN.
Win/Win people consider life
cooperative and not
competitive.
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24. 5: - SEEK FIRST TO UNDERSTAND
THAN TO BE UNDERSTOOD.
The habit says: To interact you
must first understand the
person. The real key to
understand is your example,
which is your actual conduct.
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25. 6: - SYNERGIZE
This is the habit of creative
cooperation. We can reach
some goals alone but to reach
greater heights we need
teamwork. This habit stresses
teamwork. Combined action has
a greater total effect than the
sum of individual efforts.
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26. 7: - SHARPEN THE SKILLS
This is the habit of self-renewal;
having self-renewal all the four
areas of your life:
a. Physical,
b. Social/emotional,
c. Mental and
d. Spiritual.
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27. I-Integrity
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N-Needs
V-Vision
E-Enthusiasm
S-Skills
T-Train