This document provides information about small business loans and lines of credit available from Burke & Herbert Bank. To qualify, a business must be operational for two years and located in the bank's lending area, with annual sales under $5 million. Origination fees will be waived for applications submitted by September 30, 2022. Rates are based on prime plus a margin that considers creditworthiness and loan size. The bank offers business term loans, lines of credit, owner-occupied commercial real estate loans, and business credit cards.

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©2022 Burke & Herbert Bank
1
To apply for a small business loan or line of credit, your business must
be in operation for two years or more and have a primary location in the
Bank’s lending area. In general, small business loans and lines of credit
are for businesses with annual sales of $5 million or less. Loans and lines
of credit are subject to credit approval.
2
Origination fee will be waived on applications submitted by September 30,
2022.
3
Rates are based on Prime plus a margin, which takes into consideration
creditworthiness and size of loan/line of credit.
4
See card application’s Important Disclosure for terms, rates, and fees,
which can be found at burkeandherbertbank.com/business/accounts-
services/business-credit-cards/. Cards are issued by TCM Bank, N.A.,
pursuant to a license from Visa Incorporated. Visa®
is a registered
trademark of Visa Incorporated. Subject to credit review and approval.
Must be 18 years or older to apply.
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Welcome
to a better
way to
borrow
Special Savings on
Business Loans Lines of
Credit and Owner-Occupied
Real Estate Loans
Discover
a better
business loan,
right here
where you
bank
∞ Attractive terms
∞ No origination fees
∞ Fast, local decisions
∞ Bankers who really help
SMALL BUSINESS BORROWING

2. SMALL BUSINESS OWNER-OCCUPIED
REAL ESTATE TERM LOAN
Your property is the key to
lower rates!
Owning your business workspace is a smart
move on many levels – including the chance
to earn a special fixed introductory rate on this
attractive term loan for your first year! Apply by
September 30, 2022 and you can qualify for:
∞ Loans up to $1,000,000 with no origination fee2
∞ Special low rate for your first year, with
competitive fixed rates thereafter
∞ Flexible 7- or 10-year terms
∞ Available when your business occupies over 50%
of the property
∞ Business deposit relationship with auto-pay
from a Burke Herbert Bank business checking
account required
SMALL BUSINESS LINE OF CREDIT
Funding at the ready,
whenever you need it.
In business, things can move quickly. Opportunities
pop up. Cash flow slows down. But with a Small
Business Line of Credit, getting the cash you need is
as easy as writing a check.
∞ Lines from $10,000 to $150,000 (unsecured) or
up to $500,000 (secured)
∞ Interest-only payments
∞ No annual fee or origination fee2
∞ 24-month term with variable rates based on
Prime3
∞ 0.25% discount available with auto-pay from your
Burke Herbert Bank business checking account
SMALL BUSINESS TERM LOAN
The foundation for building
a better business
As the saying goes, it takes money to make
money – and our affordable Business Term Loan
can be a smart source of the seed money you need
to take your business to the next level.
∞ Loans from $10,000 to $500,000 (secured) with
no origination fee2
∞ Terms from 18 to 60 months
∞ Attractive fixed rates based on Prime3
∞ 0.25% discount available with auto-pay from your
Burke Herbert Bank business checking account
Here's even more!
Small Business Investment Real Estate Loans
up to $1,000,000 can finance commercial or
residential income-producing properties.
Business Credit Cards help you earn attractive
rewards on business purchases.4
Personal Borrowing Options include mortgages,
home equity, credit lines, and credit cards to help you
meet your full range of personal needs and goals.
Apply today!
Apply in a branch or online at
burkeandherbertbank.com/business. Or to
learn more, speak to a branch representative or
call us at 703‑684‑1655.
Borrowing is better here.
At most big banks, lending is a numbers game –
and the numbers usually don’t add up for small
businesses. Not so at Burke Herbert Bank!
We're small-business
specialists
You’ll work directly with a Branch Manager who
knows your neighborhood, sees your potential,
and builds a borrowing plan that works for your
business.1
Our loan decisions are fast, informed,
and made locally. And you’ll get the same friendly,
personal service you’ve come to expect from us.
We make borrowing
affordable
Apply by September 30, 2022 and you can
eliminate origination fees on every loan we offer. If
you own the space where your business is located,
we’ve got more special savings opportunities lined
up for you.
So start discovering the benefits of borrowing built
better, right here in the neighborhood. Get your
next business loan from Burke Herbert Bank.
Here’s why
borrowing is
better at Burke
Herbert Bank