Everyone can benefit from starting their own private equity bank. All that is needed is the ability to contribute monthly installments or a large lump sum coupled with monthly deposits. You can start your own bank for as little as a few hundred dollars a month. How simple is that? What can you use your bank for? Anything! You can purchase real estate, cars, vacations, college tuition, fund retirement, purchase investments, businesses, etc. Whatever your interest or needs are, the money is there for your convenience. What are the benefits of being your own banker? Simply put…financial independence. You will no longer depend on financial institutions to borrow money or grow your wealth. You will never pay interest to a financial institution again. This is on your own terms! Contact Kagan Financial for more information: 1.800.774.0945

1. Kagan Financial presents… How To Become Your Own Bank Thursday, January 26, 2012

2. As of January 24, 2012

4. Where Do You Think Taxes Are Going?

15. Actual vs. Average Return of the S&P 500 $10,000 Contribution every year for 10 years Tied to the S&P 500 Taxes and Fees not considered Year Annual Yield Average Yield Actual Yield Account Value 1995 34.11% 34.11% 34.11% $13,411 1996 20.26% 27.19% 25.08% $28,154 1997 31.01% 28.46% 27.80% $49,985 1998 26.69% 28.02% 27.40% $75,995 1999 10.51% 26.32% 25.07% $102,773 2000 -10.14% 20.24% 15.20% $101,338 2001 -13.04% 15.49% 8.12% $96,819 2002 -23.37% 10.63% 0.51% $81,856 2003 26.38% 12.38% 5.05% $116,088 2004 8.90% 12.04% 5.71% $137,423 2005 3% 11.21% 5.29% $151,846 2006 13.62% 11.42% 6.41% $183,889 2007 3.50% 10.81% 6.04% $200,675 2008 -38.50% 7.29% -1.04% $129,565 2009 19.67% 8.11% 1.33% $167,018 Totals 8.11% 1.33% $167,018

16. Age Beginning Account Value Cash Flow Rate Taxes Amount of Tax Management Fee Ending 30 $0 $7,200 7% 35% ($176) ($79) $504 $7,449 31 $7,449 $7,200 7% 35% ($359) ($160) $1,025 $15,155 32 $15,155 $7,200 7% 35% ($548) ($245) $1,565 $23,127 33 $23,127 $7,200 7% 35% ($743) ($332) $2,123 $31,375 34 $31,375 $7,200 7% 35% ($945) ($422) $2,700 $39,908 35 $39,908 $7,200 7% 35% ($1,154) ($516) $3,298 $48,736 36 $48,736 $7,200 7% 35% ($1,370) ($612) $3,916 $57,869 37 $57,869 $7,200 7% 35% ($1,594) ($712) $4,555 $67,318 38 $67,318 $7,200 7% 35% ($1,826) ($816) $5,216 $77,093 39 $77,093 $7,200 7% 35% ($2,065) ($923) $5,900 $87,205 40 $87,205 $7,200 7% 35% ($2,313) ($1,033) $6,608 $97,667 41 $97,667 $7,200 7% 35% ($2,569) ($1,148) $7,341 $108,491 42 $108,491 $7,200 7% 35% ($2,834) ($1,266) $8,098 $119,689 43 $119,689 $7,200 7% 35% ($3,109) ($1,389) $8,882 $131,273 44 $131,273 $7,200 7% 35% ($3,393) ($1,516) $9,693 $143,258 45 $143,258 $7,200 7% 35% ($3,686) ($1,647) $10,532 $155,658 Sum Of Contribution Sum of Taxes Sum of Fees $115,200 $26,685 $12,815 % of Contribution % of Contribution $24.9 $11.12

20. Qualified Non-Qualified EIUL Contribution Tax Deferred Taxed Taxed Accumulation Tax Deferred Taxed Tax Free Withdraws Taxed Taxed Tax Free

24. Power of Annual Reset