Cashcow's solution brings banking products directly to customers' doorsteps via an Ola/Uber model. It has partnered with 18 banks, 27 NBFCs, and 7 fintech lenders to offer loans, credit cards, and other banking services. Since 2017, Cashcow has disbursed over Rs. 250 crore in loans and set up over 18,000 credit cards for customers across 15 cities in India through its network of trained advisors.

1. BANKING AT YOUR DOORSTEP

2. Problem statement & Cashcow’s solution
The comfort & convenience which was nonexistent in
the taxi space before Ola/ Uber, is missing in the
banking space as well.
Our vision is to BRING BANKING AT THE CUSTOMER’S
DOORSTEP by offering complete spectrum of banking
products to customer’s doorstep VIA OLA / UBER
MODEL.

3. BANKS
NBFC’S
NEW AGE LENDERS
BANK’s
NBFC’s
Fintech
Lenders
Lending Partners
18 Banks 27 NBFCs 7 FinTechs

4. CashCow Traction since inception (Jan17- Feb18)
250Cr
Rupees
Disbursed
18,000+
Credit Cards
Set up
25 Cr
Rupees
Disbursed
Home Loans Personal Loans Credit Cards
19000+ 15 3000+Entrepreneurs
On-boarded
Happy
Customers
Cities

5. Training & Certification for Advisors
Videos,
Walk-in centres
Seminars,
Knowledge series sessions
On-call query resolution
support
Offline & Online
Exams
Modules for each banking
product
Network of
mobile trainers

6. Advisor escalation / feedback : Audit
NO UPDATE ON
LEADS
PAYOUT ISSUES
MIS -SELLING TO
CUSTOMER
CUSTOMER
DOCUMENTS LOST
TURNAROUND
TIME OF 1 HOUR
ON LEVEL 1
BANK
PAYOUT
RELATED
DOCUMENTATION
MAINTAINENCE
PROCESS
MIS SELLING ISSUES

7. Variable cost,
Connector led
Employee led Online B2C
Lead quality 40% 40% 5%
Lead leakage   
Per lead cost INR 2,000 INR 5,000 INR 1,200
Scalability   
Multiple office locations   
Employee intensive   
Lead sourcing models – a comparison

8. CASHCOW FOUNDING TEAM
Manish Aggrawal
Co-founder - CEO
Ex Airtel, Jio
15 years+ experience in
distribution & banking
Handled CXO level
positions in organizations
like Jio, Airtel etc.
Ex-CBO, Rubique - set up
distribution across 6 cities
from scratch
Founded a Startup
(Easylife) before Cashcow
Gaurav Goyal
Co-founder - CTO
B.Tech, M.Tech (IIT Delhi)
Serial Entrepreneur -
Founded 2 successful
companies before
Cashcow into Algorithmic
Trading & Online Real
Estate space
Ex-CPO, Rubique
Product & Technology guy
Mustafa Patanwala
Co-founder - CFO
Seasoned Angel Investor
Accounting & Taxation
expert
Set up venture into
outbound media
marketing
Successful Entrepreneur
Sarfraz Nawaz
Co-founder - COO
Successful entrepreneur
Loans Distribution Expert
10 years+ experience into
banking / insurance
Ex HDFC banker
Experience of setting up
insurance business