2015 Inspire Tour: Make money on payments

1. BUSINESS STARTS WITH
GETTING PAID
Simplify Your World of Payments

2. Sage
SIMPLIFY
YOUR
BUSINESS
Combining Sage software with
simple payment processing creates
one easy solution.

4. NFC
4
EMV
Apple Pay
Bitcoin
Mobile
Digital
Wallets
Contactless
Payments
Tokenization
The one constant
in the payments
industry over the
next decade will
be change.
PCI

5. $14
Did you know:
is the estimated per transaction
cost of sending paper invoices and
receiving checks
Accepting checks is critical to doing
business, but can be optimized to cut
cost, and get your money faster.

6. Electronic
payments
can save
money and
time for
businesses
70%Did you know:
Of organizations are struggling to convert
to electronic payments.

7. Credit cards mean
new opportunities
Did you know:
B2B payments by credit
card has more than
tripled in the past
4 years.
Source: Hacket Group & The Wall Street Journal

8. Level 3 processing opens
doors; keeps the customers
you have
Did you know:
In cost savings when check payments are
switched from the traditional PO driven
acquisition process to a P‐Card.$74

9. Accepting credit cards can
increase your flexibility in taking
payments, but come with some risk
Logos used without permission

10. Major changes to improve
security in the US in 2015
WHY IS TIME OF THE
ESSENCE?
The deadline for
conversion to EMV is
October 2015

11. Are mobile
payments right
for your
business?

12. Mobile payments among
B2B business is growing.
Did you know:
of organizations today use mobile technology
to initiate payments with almost 1/3
planning to do so in the next 3 years
Source: 2013 AFP Electronic Payments Survey
11%

13. Maximize your Return
on Customers
Gift and loyalty cards are effective tools
Did you know:
Reward and retain your most loyal customers
Drive new business by bringing first-time buyers in the door
is on average what a repeat customer
spends above a new customer.67%

14. How Sage simplifies
your business

15. Maximize your
investment in
Sage software
with integrated
payments

16. commerce
payments
operations
credit / debit / p-cards
checks / ACH
gift / loyalty cards
Apple Pay
point of sale
ecommerce
virtual terminal
subscription
mobile
accounting integration
fraud prevention
reporting
Comprehensive Payment Solutions
API

17. What does integrated
payments mean?
* Not all integrations available on all software products
In product Order
Entry and AR
E-Invoicing with
Pay Now button
Mobile Sales for iPad
1 2 3

18. Sage Exchange,
our payment
management
system, takes
your payment
data and
automatically
populates your
Sage ERP

19. Sage integrated
payments means
you never manually
enter data again!
Non-cash sales add an average of five
minutes per transaction – reason enough
to stop manual entry of payment data
Did you know:

20. Real-time data
through ERP
integration
makes it simple
for you to make
more informed
decisions.

21. The Sage Difference

22. $22 Billion
in Volume Processed
158 Million
in Transaction Volume
20+ Years
Serving the SMB Market
170,000
Merchant Customers
400
Dedicated Employees

23. BUSINESS STARTS WITH GETTING PAID
Sage Payment Solutions

24. #InspireTour
Thank You
Sage North America
www.sage.com
www.sagepayments.com
@SageNAmerica

25. Appendix

26. #InspireTour
Sage Payment Solutions
Products & Services
26 2/9/2
015

27. #InspireTour
All forms of payment
Sage Payment Solutions
More than just credit cards
Comprehensive solutions
Debit/ATM
Private Label Cards
Checks
PIN/Signature Debit
ACH (Bank-to-Bank) Processing
• Debit and Credit Card processing
• Virtual Check (ACH)
• Point-of-sale Check Conversion
• Check 21 Processing
• Sage Mobile Payments
• Merchant Cash Advance/SMB loan
• Gift Card and Loyalty Program
• Virtual Terminal–Level 3 Processing
• International Payments
• Business Prepaid Card

28. #InspireTour
Sage Exchange
Payments integration into accounting software
Flexible payment
options
Improve buying experiences
by offering customers more
options in the ways they
pay.
Ready for
Business
Start taking payments in
minutes with frictionless
setup and accounting
synchronization, backed
by business-level support.
All in
one place.
Consolidate all payment
solutions with a single sign-
on for easier access,
management and
reporting.

29. #InspireTour
Sage Exchange

30. #InspireTour
Sage Mobile Payments
• Get Authorization in Seconds – no need to write down payment data
• Email Receipts – Email customers their receipts directly from your phone
• Inventory Capabilities – Scanned Items to a Sale and add items with
barcodes to your inventory, you can scan barcodes when selling those items
• Secure Credit Card Reader supports more smartphone types than all the
competition including iPhone3, iPhone4, iPad and Droid - First encrypted audio
swipe device in the market
• PCI-Compliant Device – The Sage Mobile Payments card reader is an
industry leading, end-to-end encrypted device which eliminates electronic card
skimming devices from stealing credit card data
• Ultra Secure means you can trust that all of your transaction data is encrypted
before it leaves your cell phone. Absolutely no personal data is retained on your
device
More Business. More Security.

31. #InspireTour
Gift Card and Loyalty
• Additional revenue – Gain additional income up front from prepaid
balances.
• Streamline store credit – Apply credits/returns to your gift cards
instead of paper credits or standard refunds.
• Increase brand credibility – Impress customers with sophistication
and ease of use, all while reinforcing your brand.
226 merchants converted from competitors
2.2 million gift & loyalty transactions
processed yearly
7,000 active gift & loyalty merchant locations
700,000 plastic cards printed FY13

32. #InspireTour
• Immediate availability of
deposited funds
• Control of employee spending
• Manage employee cards and
reporting
• No underwriting required
• Accepted at over 28 million
locations worldwide
• Powered by our partner PEX
Sage Business Prepaid Visa Card

33. #InspireTour
Virtual Check/ACH
Accept electronic debits and paper checks with your choice of
processing.
• Check 21 – Converts checks and money orders to an image for
electronic deposit without ACH restrictions.
• POS check conversion – Electronically processes checks at point of
sale.
• Virtual check (ACH) – Processes one-time or recurring electronic
ACH debits of a customer's checking account
• Optional check guarantee – Ensures payment for checks returned
due to NSF.
Eliminate deposit trips to the bank and make collections easier.

34. #InspireTour
What Businesses Need:
• Grow Revenue
• Attract New Customers
• Improve Cash Flow
• Decrease Costs
• Improve Visibility
(audit/compliance)
Why Sage:
• Full-service and complete payment
solutions suite.
• Highly trusted and secure
environment.
• Mobile payments & loyalty programs.
• Best-in-class integrated payments
platform
• Low cost pricing with a no hassle
Sage Payment Solutions
As a global business software and payments company, Sage is
uniquely positioned to meet the needs of small & midsize businesses.