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JOHN J BOWMAN JR.
WWW.JBOWMANACCOUNTANT.COM
FINANCE TIPS
FOR MARRIED
COUPLES
WWW.JBOWMANACCOUNTANT.COM
JOHN J BOWMAN JR.
DON’T HIDE SPENDING
The basis of any relationship is honesty. Honesty is
especially important when it comes to money. 
Things like secret credit cards, overspending, or hidden
accounts are never a good idea—especially if money is
being withdrawn from the account that pays the bills
each month. 
Honesty builds trust in the relationship, and being
honest about how you spend money gives married
couples a clear picture of their financial situation. 
If either partner wants “fun money” to spend on personal
expenses, this should be discussed out in the open and
budgeted for appropriately.
WWW.JBOWMANACCOUNTANT.COM
JOHN J BOWMAN JR.
DISCUSS FINANCIAL GOALS
You should know each other’s financial goals and
reassess them regularly to see if you’re making progress. 
If one partner wants to save for a home while the other is
a spendthrift, then these issues need to be dealt with as
soon as possible. 
When it comes to budgeting, married couples should
plan how much they want to save each month, how
much money will go toward retirement, etc. 
By discussing each other’s financial goals there won’t be
any surprises or misunderstandings about where the
money is going.
WWW.JBOWMANACCOUNTANT.COM
JOHN J BOWMAN JR.
SAVE FOR RETIREMENT
Retirement is one of the last things that young people
think about. 
Yet the sooner you start saving for retirement, the better
off you will be when you are ready to retire. 
On a related note, many young couples don’t think about
what they’ll do as they get older and maintaining health
becomes more difficult. 
It’s important to save money for situations like retirement
and health downturns. 
The last thing you want to worry about during your
golden years is not having enough money.
WWW.JBOWMANACCOUNTANT.COM
JOHN J BOWMAN JR.
QUESTION BIG PURCHASES
When it comes to making large purchases, married
couples should engage in some reflection before
draining their account. 
Do you really need a large home or an expensive new
vehicle? Then once you do purchase a home how much
remodeling is really necessary? 
Before making any big purchases you should always ask
questions like these.

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John J. Bowman Jr. - Finance Tips for Married Couples

  • 1. JOHN J BOWMAN JR. WWW.JBOWMANACCOUNTANT.COM FINANCE TIPS FOR MARRIED COUPLES
  • 2. WWW.JBOWMANACCOUNTANT.COM JOHN J BOWMAN JR. DON’T HIDE SPENDING The basis of any relationship is honesty. Honesty is especially important when it comes to money.  Things like secret credit cards, overspending, or hidden accounts are never a good idea—especially if money is being withdrawn from the account that pays the bills each month.  Honesty builds trust in the relationship, and being honest about how you spend money gives married couples a clear picture of their financial situation.  If either partner wants “fun money” to spend on personal expenses, this should be discussed out in the open and budgeted for appropriately.
  • 3. WWW.JBOWMANACCOUNTANT.COM JOHN J BOWMAN JR. DISCUSS FINANCIAL GOALS You should know each other’s financial goals and reassess them regularly to see if you’re making progress.  If one partner wants to save for a home while the other is a spendthrift, then these issues need to be dealt with as soon as possible.  When it comes to budgeting, married couples should plan how much they want to save each month, how much money will go toward retirement, etc.  By discussing each other’s financial goals there won’t be any surprises or misunderstandings about where the money is going.
  • 4. WWW.JBOWMANACCOUNTANT.COM JOHN J BOWMAN JR. SAVE FOR RETIREMENT Retirement is one of the last things that young people think about.  Yet the sooner you start saving for retirement, the better off you will be when you are ready to retire.  On a related note, many young couples don’t think about what they’ll do as they get older and maintaining health becomes more difficult.  It’s important to save money for situations like retirement and health downturns.  The last thing you want to worry about during your golden years is not having enough money.
  • 5. WWW.JBOWMANACCOUNTANT.COM JOHN J BOWMAN JR. QUESTION BIG PURCHASES When it comes to making large purchases, married couples should engage in some reflection before draining their account.  Do you really need a large home or an expensive new vehicle? Then once you do purchase a home how much remodeling is really necessary?  Before making any big purchases you should always ask questions like these.