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ARE YOU READY TO GET STARTED?

    The Assurance Group

    WANTS YOU ON OUR

    MANAGEMENT TEAM!
$411,939   $231,378
 $297,027   $215,679
  $294,026    $188,805
   $253,250    $183,813
     $251,580   $182,169
Integrity
                         Financial Strength
Income Opportunities
                                    Training

       What Would the
      “Perfect Company”
        Have to Offer?
 Flexible Markets                    Passive
                       Incentives    Income

       Advancement Opportunities
Defining The Assurance Group
Market leader & innovator

  • Founded in 1988 by an ambitious          Serving over
    young entrepreneur                       600,000
                                             customers
  • National Leader in the Senior
    Marketplace

  • Licensed to operate in all 50 states

  • Production totals of over $2 billion
    in carrier revenue

  • Full Service ‘One Stop’ insurance shop
    with 7 market divisions to meet
    everyone’s insurance needs.
Defining Liberty National
Stability

  • A+ (Superior)                          Customers
    from A.M. Best Company (as of 6/08).   expect their
                                           insurance
                                           company to be
  • AA- “Very Strong”                      there when
    by Standard & Poor’s (as of 12/08).    they need
                                           them.
  • A1
    by Moody’s (as of 1/09).

  • AA “Very Strong”
    Insurer’s Financial Strength Rating
    from Fitch (as of 6/08).
Defining Liberty National
Service

 2008 Liberty National Performance Record*
  Total Policies In Force                                4,154,825
  Total Claim Transactions                                180,568
  Policies Issued                                         192,583
  Customer Calls Serviced                                 469,283

  Customer Calls Answered          (within 20 Seconds)       90%
  Turnaround Times (in Calendar Days):
      Life Claims                                           10.43
      Health Claims                                           8.33
      All Policies Issued                                      6.5
  * Based on Company statistics.
Why Insurance Sales?


Why would insurance be one of the highest
paid sales professions?

  Most people would respond …

          “Everybody needs it”

  Actually, it’s not just because of need.
And it’s Not “Just” Insurance Sales...

The big difference – Passive Income!
 • Insurance agents are paid each WEEK for
   referrals to our other divisions – In addition to
   regular weekly earnings!!!

 • Over 46 Million people do not have Health
   Insurance…

 • How many of those same people would like
   lower car insurance rates? Or homeowner’s
   insurance??
Why Insurance Sales?

At The Assurance Group –
 • Agents are trained in the field and classroom to
   help ensure ongoing success

 • Earn weekly pay

 • Passive Income

 • Can earn thousands of dollars each month
   before other new sales ever occur

 • Expansion / Opening New Markets Nationwide
Opportunity




 What is important to you?
What is Important to You?

 • Strong Earning Potential
 • Financial Stability of Company
 • Broad Product Range/Flexible Markets
 • Support/Training
 • Earn According to Your Efforts
 • Passive Income
 • Advancement
 • Incentives
Training

Education Opportunities
 • Live, individualized training - both field and classroom

 • Internet Training and Testing, 24/7

 • Home Office sponsored Training Seminars

 • Audio-visual aids

 • Management assistance and advice

 • Web Portal Resource Center
IF $100,000 PER YEAR JOBS WERE EASY…..


   EVERYBODY WOULD HAVE ONE!



 WORK THE BUSINESS MODEL!
Whole Life
PAY EXAMPLE

• $38 Monthly Premium
• = $422 Annual Premium
• x 43% Commission
• x 40% Bonus – 4th Week
= $351.00 PAY!
 Assuming $50,000 policy purchased on Bank Budget, Direct Pay,
 BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
The Business Model That Works!

240 Contacts x 10% = 24 Appointments per Week

5 sales per week x $351 = $1,755

$1,755 x 52 weeks = $91,260

WILL YOU DO WHAT IT TAKES?




Assuming $50,000 policy purchased on Bank Budget, Direct Pay,
BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
Income (Whole Life): 4 apps per week

   Monthly     1st Year Income
                                     Production            Total
 Premium per      Net 4 apps
                                       Bonus              Income
     Sale          per Week

                                       $24,960
   $27.00         $40,560
                                 10% / 20% / 30% / 40%   $65,520

                                       $46,222
   $50.00         $75,111
                                 10% / 20% / 30% / 40%   $121,333

                                       $66,560
   $72.00         $108,160
                                 10% / 20% / 30% / 40%   $174,720
ARE YOU READY TO GET STARTED?

   THE ASSURANCE GROUP

    WANTS YOU ON OUR

    MANAGEMENT TEAM!
YOU ARE HERE TO BECOME MANAGERS!!


At The Assurance Group the
    AGENCY DIRECTOR
        POSITION
            IS
 “THE GROWTH POSITION”
AGENCY DIRECTOR PAY EXAMPLE

ASSUME A New AGENT SELLS FIVE
$38 POLICIES IN ONE WEEK AND that the agent is
at the 40% Bonus Level Weekly (4 weeks in)




Assuming $50,000 policy purchased on Bank Budget,
Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
AGENCY DIRECTOR PAY EXAMPLE

5 Sales x $38 = $190 divided by .09 (discount factor)
= $2,111 AP sold by that agent this week …

Commission Payment
Override of 10% for AGENCY DIRECTOR
(assuming Agent onboard 6 months or less)


$2,111 AP x 10% = $211.11
FROM THAT ONE AGENT!!!

REMEMBER - The Agent was at the 40% Bonus Level …
The Agent is paid 40% of the $2,111 or $844.40…


Assuming $50,000 policy purchased on Bank Budget,
Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
AGENCY DIRECTOR PAY EXAMPLE

Bonus Payment
Agency Director Will Get:

A WEEKLY PRODUCTION BONUS of 25%
(assuming Agent has been contracted 13 weeks or less)

of whatever the agents Bonus is.
So …

         $844.40 Agent bonus x 25% =
             $211.00 ADDITIONAL PAY!

Assuming $50,000 policy purchased on Bank Budget, Company standards
achieved,Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
AGENCY DIRECTOR PAY EXAMPLE


         1st Pay Method = $211.11
         2nd Pay Method = $211.00


           That’s $422.11
      from 1 Agent this week!!!

     But what if you had just 10 agents
  properly working the business model???
AGENCY DIRECTOR PAY EXAMPLE


    10 agents working the business model
                each week…

               10 x $422.11 =


                $4,221.10

        Weekly Earnings Potential!!!!!
What is Important to You?

 • Strong Earning Potential
 • Financial Stability of Company
 • Broad Product Range/Flexible Markets
 • Support/Training
 • Earn According to Your Efforts
 • Advancement
 • Incentives
Advancement
        100% MERIT BASED PROMOTIONS THROUGH
          THE “PROMOTE PROMOTION” PROGRAM

    “A FAST TRACK MANAGEMENT TRAINING PROGRAM”

Agent
Agency Director
Regional Director
Regional Vice President
Vice President
President
          WHERE DO YOU WANT TO BE?
What is Important to You?

 • Strong Earning Potential
 • Financial Stability of Company
 • Broad Product Range/Flexible Markets
 • Support/Training
 • Earn According to Your Efforts
 • Benefits/Retirement
 • Advancement
 • Incentives
ARE YOU READY TO GET STARTED?

   THE ASSURANCE GROUP

    WANTS YOU ON OUR

    MANAGEMENT TEAM!
Tag0529 Recruiting No Ben Ga

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  • 1.
  • 2. ARE YOU READY TO GET STARTED? The Assurance Group WANTS YOU ON OUR MANAGEMENT TEAM!
  • 3. $411,939 $231,378 $297,027 $215,679 $294,026 $188,805 $253,250 $183,813 $251,580 $182,169
  • 4. Integrity Financial Strength Income Opportunities Training What Would the “Perfect Company” Have to Offer? Flexible Markets Passive Incentives Income Advancement Opportunities
  • 5. Defining The Assurance Group Market leader & innovator • Founded in 1988 by an ambitious Serving over young entrepreneur 600,000 customers • National Leader in the Senior Marketplace • Licensed to operate in all 50 states • Production totals of over $2 billion in carrier revenue • Full Service ‘One Stop’ insurance shop with 7 market divisions to meet everyone’s insurance needs.
  • 6. Defining Liberty National Stability • A+ (Superior) Customers from A.M. Best Company (as of 6/08). expect their insurance company to be • AA- “Very Strong” there when by Standard & Poor’s (as of 12/08). they need them. • A1 by Moody’s (as of 1/09). • AA “Very Strong” Insurer’s Financial Strength Rating from Fitch (as of 6/08).
  • 7. Defining Liberty National Service 2008 Liberty National Performance Record* Total Policies In Force 4,154,825 Total Claim Transactions 180,568 Policies Issued 192,583 Customer Calls Serviced 469,283 Customer Calls Answered (within 20 Seconds) 90% Turnaround Times (in Calendar Days): Life Claims 10.43 Health Claims 8.33 All Policies Issued 6.5 * Based on Company statistics.
  • 8. Why Insurance Sales? Why would insurance be one of the highest paid sales professions? Most people would respond … “Everybody needs it” Actually, it’s not just because of need.
  • 9. And it’s Not “Just” Insurance Sales... The big difference – Passive Income! • Insurance agents are paid each WEEK for referrals to our other divisions – In addition to regular weekly earnings!!! • Over 46 Million people do not have Health Insurance… • How many of those same people would like lower car insurance rates? Or homeowner’s insurance??
  • 10. Why Insurance Sales? At The Assurance Group – • Agents are trained in the field and classroom to help ensure ongoing success • Earn weekly pay • Passive Income • Can earn thousands of dollars each month before other new sales ever occur • Expansion / Opening New Markets Nationwide
  • 11. Opportunity What is important to you?
  • 12. What is Important to You? • Strong Earning Potential • Financial Stability of Company • Broad Product Range/Flexible Markets • Support/Training • Earn According to Your Efforts • Passive Income • Advancement • Incentives
  • 13. Training Education Opportunities • Live, individualized training - both field and classroom • Internet Training and Testing, 24/7 • Home Office sponsored Training Seminars • Audio-visual aids • Management assistance and advice • Web Portal Resource Center
  • 14. IF $100,000 PER YEAR JOBS WERE EASY….. EVERYBODY WOULD HAVE ONE! WORK THE BUSINESS MODEL!
  • 15. Whole Life PAY EXAMPLE • $38 Monthly Premium • = $422 Annual Premium • x 43% Commission • x 40% Bonus – 4th Week = $351.00 PAY! Assuming $50,000 policy purchased on Bank Budget, Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
  • 16. The Business Model That Works! 240 Contacts x 10% = 24 Appointments per Week 5 sales per week x $351 = $1,755 $1,755 x 52 weeks = $91,260 WILL YOU DO WHAT IT TAKES? Assuming $50,000 policy purchased on Bank Budget, Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
  • 17. Income (Whole Life): 4 apps per week Monthly 1st Year Income Production Total Premium per Net 4 apps Bonus Income Sale per Week $24,960 $27.00 $40,560 10% / 20% / 30% / 40% $65,520 $46,222 $50.00 $75,111 10% / 20% / 30% / 40% $121,333 $66,560 $72.00 $108,160 10% / 20% / 30% / 40% $174,720
  • 18. ARE YOU READY TO GET STARTED? THE ASSURANCE GROUP WANTS YOU ON OUR MANAGEMENT TEAM!
  • 19. YOU ARE HERE TO BECOME MANAGERS!! At The Assurance Group the AGENCY DIRECTOR POSITION IS “THE GROWTH POSITION”
  • 20. AGENCY DIRECTOR PAY EXAMPLE ASSUME A New AGENT SELLS FIVE $38 POLICIES IN ONE WEEK AND that the agent is at the 40% Bonus Level Weekly (4 weeks in) Assuming $50,000 policy purchased on Bank Budget, Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
  • 21. AGENCY DIRECTOR PAY EXAMPLE 5 Sales x $38 = $190 divided by .09 (discount factor) = $2,111 AP sold by that agent this week … Commission Payment Override of 10% for AGENCY DIRECTOR (assuming Agent onboard 6 months or less) $2,111 AP x 10% = $211.11 FROM THAT ONE AGENT!!! REMEMBER - The Agent was at the 40% Bonus Level … The Agent is paid 40% of the $2,111 or $844.40… Assuming $50,000 policy purchased on Bank Budget, Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
  • 22. AGENCY DIRECTOR PAY EXAMPLE Bonus Payment Agency Director Will Get: A WEEKLY PRODUCTION BONUS of 25% (assuming Agent has been contracted 13 weeks or less) of whatever the agents Bonus is. So … $844.40 Agent bonus x 25% = $211.00 ADDITIONAL PAY! Assuming $50,000 policy purchased on Bank Budget, Company standards achieved,Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
  • 23. AGENCY DIRECTOR PAY EXAMPLE 1st Pay Method = $211.11 2nd Pay Method = $211.00 That’s $422.11 from 1 Agent this week!!! But what if you had just 10 agents properly working the business model???
  • 24. AGENCY DIRECTOR PAY EXAMPLE 10 agents working the business model each week… 10 x $422.11 = $4,221.10 Weekly Earnings Potential!!!!!
  • 25. What is Important to You? • Strong Earning Potential • Financial Stability of Company • Broad Product Range/Flexible Markets • Support/Training • Earn According to Your Efforts • Advancement • Incentives
  • 26. Advancement 100% MERIT BASED PROMOTIONS THROUGH THE “PROMOTE PROMOTION” PROGRAM “A FAST TRACK MANAGEMENT TRAINING PROGRAM” Agent Agency Director Regional Director Regional Vice President Vice President President WHERE DO YOU WANT TO BE?
  • 27. What is Important to You? • Strong Earning Potential • Financial Stability of Company • Broad Product Range/Flexible Markets • Support/Training • Earn According to Your Efforts • Benefits/Retirement • Advancement • Incentives
  • 28. ARE YOU READY TO GET STARTED? THE ASSURANCE GROUP WANTS YOU ON OUR MANAGEMENT TEAM!