ICICI home loans are some of the popular choices that have elevated the brand value of the bank significantly. ICICI Home loan has become one of the popular home loan products in India on account of quick processing, transparent deals and resonant options to suit all.ICICI Bank home loan products have been designed in accordance with all the statutory and executive guidelines that emerge from the RBI and the Ministry of Finance/GOI.ICICI home loan interest rate which currently stands at 10.15% p.a., has its own competitive advantage over others on account of the value added services

1. Welcome to
ICICI HOME LOANS

2. ICICI Home Loans – Serving Efficiently The Dream Home Needs
ICICI Bank is a diversified banking cum financial services company of India which was established
by its parent firm ICICI or the ‘Industrial Credit and Investment Corporation of India’ in the year
1954. The parent firm however at a later stage was merged into ICICI Bank itself. Presently the
Bank is an Indian multinational giant with presence in 19 countries which include Russia,
Canada, China, Hong Kong, United Arab Emirates and South Africa among others. ICICI Bank is a
robust financial services company with thorough presence in the sectors of investment banking,
mortgage banking, wealth management, credit cards and corporate banking among others. The
bank built a robust consumer banking business in India in the recent decades through an array
of smart products and efficient services. Savings and deposits with attractive rates as also ICICI
home loans are some of the popular choices that have elevated the brand value of the bank
significantly!
ICICI home loan products have high popular appeal
ICICI Home loan has become one of the popular home loan products in India on account of
quick processing, transparent deals and resonant options to suit all. ICICI Bank has devised
through decades of market experience, an array of home loan products which could be easily
availed for longer durations of up to 30 years and the option to adjust the EMIs accordingly.
Bank offers doorstep services for the prospective consumers and home loans are granted instant
e - approval for the property even before selection. Flexible repayment options along with the
choice to adjust and modify the loan structure for better terms and conditions in future is also
offered. The greatest mark has been however the services that are offered in the form of lively

3. assistance to the customers. With over 246 dedicated loan processing facilities, the consumers
get a convenient option to avail and inquire about the products as also get their existing home
loan status checked anywhere! The expert bank officials guide the prospective beneficiaries for
the best home loan options as regards durations and the rate type.
ICICI Bank home loan – a transparent deal!
ICICI Bank has built a tradition to work towards achieving customer’s satisfaction through
concerted and transparent efforts. ICICI Bank home loan products have been designed in
accordance with all the statutory and executive guidelines that emerge from the RBI and the
Ministry of Finance/GOI. The Bank has been maintaining a high line of ethics and social
responsibility and its home loans are therefore some of most resonant and popular ones in the
Indian home loan market! The process of home loan sanction is fairly transparent with the bank
officials conducting objective and rational feasibility maneuvers for loan approval. Besides, the
scope of hidden costs has been completely negated through the adoption of standard
procedures and protocols for processing the home loans. ICICI Bank has brought in its financial
expertize through its multinational presence to add value and global best practices in its
business.
ICICI home loan interest rate – a frontline competitor in the home loan market
ICICI home loan interest rate which currently stands at 10.15% p.a., has its own competitive
advantage over others on account of the value added services that are offered along with! This
has tagged ICICI home loans as 5 STAR rated products in the market.

4. ICICI Home Loans - Getting Widely Popular
ICICI Bank was established in 1954 as a wholly owned subsidiary of ICICI to operate as a
diversified financial services company. Over the decades, the bank emerged as an iconic brand
not only on the home soil but also abroad. ICICI Bank today is a multinational financial giant
with presence spanning 19 countries like Russia, Canada, UAE, Sri Lanka, China and South Africa
among others. ICICI Bank is the second largest bank of India in terms of assets and market
capitalization and currently has its operational presence through a network of 3539 branches
and 11,162 ATMs. Although having a diversified presence in differing financial sectors, the bank
has built a robust and resonant consumer banking business under its brand. Over the decades,
the bank has been successful in the identification of and subsequent development of fine
banking products and services of appeal. Among its most popular products are the ICICI home
loans, personal loans and fixed deposit schemes that have received popular acceptance in the
recent years.
ICICI home loan products are based on diverse financial expertize
ICICI home loan array has been developed and refined over the decades, relying upon the time
tested experience of the Bank in the field of financial products and allied services in differing
national regimes and settings. The bank has developed sheer expertize in deciphering the socio
economic demands of the Indian economy and thus has succeeded in developing efficient
products. The home loan products of ICICI Bank have been intricately engineered with inherent
flexibilities that make the former suitable as according to the needs of the Indian society! The
lower EMI home loan products of ICICI Bank are therefore highly popular among the masses

5. which reflect the burgeoning consumer section belonging to the middle classes of India. This
specific product resonance has made ICICI Bank one of the most trusted home loan brands of
India.
ICICI Bank home loan easily accessible
ICICI Bank home loan can be easily accessed through a huge network which the bank has
established in the country. With 246 dedicated loan processing facilities, the task of availing
home loan products gets easier. The loan section staff comprises experts who guide in the most
rational and objective manner in choosing the suitable home loan option. Besides, the loan
sanction is a completely transparent phenomenon and is based on the authorized protocols and
standards which remove ambiguities and arbitrariness in the process. The feasibility studies are
also conducted in a swift manner so as to guarantee fast home loans. Service standards of the
bank are in consonance with the global best practices and constitute one of the prime reasons
for the popular appeal. A signature parameter being that ICICI Bank is among the first few banks
of India which provide services till 8 pm in the evening. Such features have necessarily added
value to the ICICI brand especially among the educated urban classes!
ICICI home loan interest rate offered with selective benefits –
ICICI home loan interest rate is currently 10.15% p.a. but special benefits are otherwise
available for the women customers who are offered @ 10.10% p.a. additionally, the value added
services further add competitive edge to the home loan interest rate of the Bank!

6. ICICI Home Loan – Serving As A Popular Dream Home Instrument
ICICI Bank is the second largest bank of India in terms of assets and market capitalization. It was
formed in 1954 as a wholly owned subsidiary of ICICI – Industrial Credit and Investment
Corporation of India. ICICI Bank has emerged over the decades of operation as diversified
financial services company with interest in the sectors of investment banking, mortgage
banking, wealth management, corporate banking, insurance (life and non life both) and credit
cards among others. It is among very few Indian multinationals that have earned prestige and
substance on the foreign economic landscapes. The bank also succeeded in the development of
a robust and resonant consumer banking business to its credit. ICICI Bank is well known to bring
in innovations as regards financial products and services in the Indian banking sector. Among the
few early banks to begin with the tradition of evening working hours at its branches, it achieved
consonance with the dynamic aspirations of the emerging class of consumers. Some of its
products like the ICICI home loan have become increasingly popular on account of similar
resonance achieved through swift and transparent services.
ICICI Home loans are products of trust build on expertize!
ICICI home loans have been built on the basis of time tested expertize and potential of the
Bank. ICICI Bank has actively leveraged its financial prudence which it has achieved through its
multinational operations, to devise efficient home loan products so as to suit the requirements
of everyone. The domestic experience of the bank has helped refine the products further. A
great deal of diversity and flexibility is being incorporated in response to the varied demands
scenario that has emerged in the recent years. Besides, the bank brings in the global best

7. practices which could be suitably assimilated with the aim of ensuring efficiencies. The bank
aims at building a resonant human resource through its 3539 branches so as to guide the
prospective home loan seekers for the best options. Such maneuvers have transformed ICICI
brand into a trusted one!
ICICI Bank home loan have easy accessibility quotients!
One of the prime reasons for the growing popularity of ICICI Bank home loan is the swift and
easy accessibility that is provided to the prospective beneficiaries. With 246 dedicated loans
processing facilities, there exists a robust and active network for the customers to avail home
loans and get updated on their existing loans anywhere in the country. The bank staff has been
trained in the conduct of standard procedures and protocols to bring in required processing
speeds for the benefit of the beneficiary. The requirement of formalities on the part of
beneficiary has been brought down to the minimum while special benefits are given to certain
classes like salaried government employees and women among others.
ICICI home loan interest rate comes with no hidden cost!
ICICI home loan interest rate is offered without any hidden or embedded costs and the
prospective beneficiary can easily get the correct anticipated cost for their home loan. Easy
predictions are available through Eligibility Calculator, EMI Calculator and Tax Saver Calculator!
The Bank believes in transparency!

8. ICICI Bank Home Loans - Customized To everyone’s Choice
ICICI Bank is a leading private sector banking and finance institution of India and is counted
among the ‘Big Four’ banks of India. The bank was established in 1954 as a wholly owned
subsidiary of Industrial Credit and Investment Corporation of India. Over the decades, the bank
has emerged as a financial services giant with operational footprint in the sectors of investment
banking, mortgage banking, life and non life insurance, credit cards, wealth management,
corporate banking and consumer banking among others. ICICI Bank today has a burgeoning
presence in India through a network of 3539 branches and a wide reach of 11,162 ATMs.
Moreover, it is among the first few Indian multinational giants in the financial sector. The bank
has built significant businesses in 19 countries which include Russia, Canada, China, Sri Lanka,
South Africa, UAE and Indonesia among others. Back home, ICICI Bank has created a resurgent
consumer banking business with a diversified array of financial products and services on offer.
ICICI Bank home loan is one of the most popular options in the Indian home loan market on
account of transparent and customized nature of options available along with the value added
services.
ICICI home loans – serving dream homes needs with dedication
ICICI Home loans have emerged as a significant choice among the Indian social classes and are
effectively serving the dream home needs of the people. Easy home loan options that suits to
the socio economic needs of diverse social matrix have been designed by the bank. The bank is
known for its wider service orientations and for its passion for efficiencies. Bank has a network
of 246 dedicated loans processing facilities, from where beneficiaries can avail the required

9. information about the products and can also check their loan status. Smart and value added
services further add popularity quotients to the home loan products of the bank. The
multinational status of the bank has helped import corporate best practices, especially in the
financial sector, from the world over and infuses the much required efficiencies into its services
and products.
ICICI home loan is a transparent deal
ICICI home loan is a product developed in consonance with transparent standards. The bank has
adopted a policy of working in accordance with standard procedures and protocols so as to
remove the scope of favoritism which has long marred the Indian home loan market! ICICI Bank
has brought in much demanded trust through its transparent interface with the customers. The
bank staff is thoroughly trained in the conduct of ethics and norms of efficiency so as to
generate passion towards service delivery. Feasibility and inspection tasks are carried out in an
objective and rational manner and swift processing is attempted in the least possible time. The
scope of hidden costs has been completely negated through rational calculating procedures
attempted by devices like ‘Eligibility Determiner’, ‘EMI Calculator’ and ‘Tax Saver Calculator’.
With an economical and rational outlook, the home loan products of the bank have emerged
highly popular in the loan market.
ICICI home loan interest rate – competitive and rational
ICICI home loan interest rate is one of the most economical and competitive in its segment. The
adherence to the standard guidelines from RBI and MOF/GOI has reduced ambiguities and
arbitrariness and made the product more rational.

10. ICICI Home Loan Interest Rate – Infusing Competition In The Home Loan Market
ICICI Bank was established in 1954 as a diversified financial services company of India. Over the
decades, the Bank enhanced its operational footprints in the fields of mortgage banking,
investment banking, corporate banking, credit cards, wealth management and above all
consumer banking. The bank created a rich array of banking products and services for the
general masses and emerged successful on account of its efficient service orientations. Smart
service deliveries have made the bank and its products one of the most popular choices in the
Indian banking arena. The affinities are particularly strong in the urban educated classes who
have expressed dynamism as regards finer service deliveries.
The home loan products of the bank are trusted and demanded ones because of the value
added services which make the ICICI home loan interest rate more competitive and economical
as compared to other brands. It is significant to note that ICICI Bank is among the few frontline
financial giants of India that have successfully established them on the foreign soil. ICICI Bank
currently has operational footprints in the 19 countries which include Russia, Canada, China,
Indonesia, Sri Lanka, UAE, Qatar and South Africa among others. The bank has succeeded in
importing financial practices of repute and substance in its banking operations, thus establishing
an efficient structure.
ICICI home loans - customized to suit dream home needs of everyone
ICICI home loans are designed as products with intrinsic flexibilities so as to suit the socio
economic status and requirements of everyone. In the last decade, the bank has taken lead in

11. working out efficient home loan products for the general masses of India. There has been a
burgeoning rise in the social needs pertaining to housing and the emerging middle classes
wanted resonant yet trusted options to rely upon. ICICI Bank worked through its time tested
financial expertize, to devise fine products which were laden with value added services and tags
of responsiveness and transparency. Longer tenure home loans with lower EMIs were designed
which showed wide affinities with the middle classes of India.
ICICI home loan – a transparent deal!
ICICI home loan is approved and processed in a transparent manner. The bank strictly follows
RBI guidelines and executive decisions of the Ministry of Finance/GOI. Besides, the sanction for
the home loan is given after objective and rational evaluations and feasibility maneuvers
undertaken by the bank staff. ICICI Bank has developed a well laid out system of procedures and
protocols to be followed and this reduce the scope of undue arbitrariness and favoritism on any
irrational grounds. The bank has also brought in global practices of ethics and social
responsibility in its operations thus building trust and affinity with the society.
ICICI Bank home loan gets instant e approval
In principal approval of the ICICI Bank home loan at the inception stage is provided even before
the property is selected. Online application along with EMI calculator makes the home loans
products all the more accessible to the people. The bank has worked in a concerted manner
with a responsive approach to generate an interface of trust and care with its ever increasing
consumer base.

12. To know more about us kindly visit our website:
http://www.icicihomeloans.co.in/
Thank You!!!