Biz-I provides Insights into data. This insight focusses on the cream: which Indian life insurers get higher average premiums? Are they consistent? growing?

1. Biz-I Insight: Outliers in Indian individual life insurance
• Which insurers have
high case sizes for
individual policies?
• In regular and single
premium, are the
leaders different?
• Are they consistent?
Presented by: IBEXI Biz-I
© IBEXI Solutions Pvt. Ltd.

2. Year after year, for regular premium policies to individuals,
one Indian life insurer has average premiums
far more than the others.
90,000
80,000
Which insurer
70,000
maintains
60,000
an average premium
double the others?
50,000
40,000
Which insurer is the
30,000 closest competitor?
20,000
10,000
0
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
© IBEXI Solutions Pvt. Ltd.

3. Canara HSBC OBC's average AFYP for regular premium
far exceeds everyone else in the industry
90,000
80,000
Canara HSBC OBC -
70,000
Far ahead of the
60,000
others
50,000
40,000 HDFC Life -
Trying to emerge
30,000
above the masses
20,000
10,000
0
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
© IBEXI Solutions Pvt. Ltd.

4. For single premium policies, one Indian life insurer has
consistently increased its case size.
4,000,000
3,500,000
3,000,000
Which insurer's
average single premiums
2,500,000 are getting sky-high?
2,000,000
1,500,000
And how well is their
single premium business
1,000,000 growing?
500,000
0
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12
© IBEXI Solutions Pvt. Ltd.

5. Max Life has hit a few super singles.
Case size has grown astonishingly. But cases have plummeted.
Its portfolio has been stable while the market has dropped.
Max Life - Single Premiums Industry - Single Premiums
2006 2007 2008 2009 2010 2011
2006 2007 2008 2009 2010 2011
Single Premium in crores No. of policies Premium/ Policy
Single Premium in crores No. of policies Premium/ Policy
Max Life 2006 2007 2008 2009 2010 2011 Industry 2006 2007 2008 2009 2010 2011
Single Premium in crores 161.59 271.76 241.48 193.94 233.34 231.49 Single Premium in crores 23545.99 28770.69 24733.8 30863.53 35873.51 18401.75
No. of policies 8,384 17,675 16,103 6,265 1,275 693 No. of policies 6,717,447 8,440,558 5,950,286 6,749,175 5,594,113 2,786,437
Premium/ Policy 192,736 153,754 149,960 309,561 1,830,118 3,340,354 Premium/ Policy 35,052 34,086 41,567 45,729 64,127 66,040
© IBEXI Solutions Pvt. Ltd.

6. Thank You
Presented by:
IBEXI Biz-I
© IBEXI Solutions Pvt. Ltd.
.