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1 Simple Step That Can Save You a Fortune An iSure “ProActive” Guide to... Digitally Documenting Your Property BEFORE A Loss!
The Most Basic Definition of “Risk Management” is simply  being Ready. If you have ever gone through a hurricane, or a fire or a flood, you know that the insurance claims process can sometimes be as painful as the loss itself.
If you have a LOSS:The burden is on the insured – that’s YOU– to write detailed lists of all your affected property.  That can be nearly impossible if your property has been turned into ashes, or gunk… or has been blown down the block.
If all you have to rely on is your memory, how much can you recall?  30%? 40%? 50%? Most likely, you’ll either give up, or fall seriously short of recovering what you deserve.
1 Simple Step That Can Save You a Fortune Here are the supplies you’ll need:  30 Minutes A Digital Camera Or a Video Camera
Start Documenting OUTSIDE… Photograph or Video your: ,[object Object]
Exterior Lighting
Any Special Window Graphics
Utility/Cable installations
Gas/Solar equipment
And don’t forget any special parking facilities… ,[object Object]
Note Items on each  Ceiling… Photograph or Video the: ,[object Object]
Fluorescent/Halogen Lighting
Smoke/motion detectors
Emergency lighting
Crown molding

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1 Simple Step: That can save you a fortune...

  • 1. 1 Simple Step That Can Save You a Fortune An iSure “ProActive” Guide to... Digitally Documenting Your Property BEFORE A Loss!
  • 2. The Most Basic Definition of “Risk Management” is simply being Ready. If you have ever gone through a hurricane, or a fire or a flood, you know that the insurance claims process can sometimes be as painful as the loss itself.
  • 3. If you have a LOSS:The burden is on the insured – that’s YOU– to write detailed lists of all your affected property. That can be nearly impossible if your property has been turned into ashes, or gunk… or has been blown down the block.
  • 4. If all you have to rely on is your memory, how much can you recall? 30%? 40%? 50%? Most likely, you’ll either give up, or fall seriously short of recovering what you deserve.
  • 5. 1 Simple Step That Can Save You a Fortune Here are the supplies you’ll need: 30 Minutes A Digital Camera Or a Video Camera
  • 6.
  • 11.
  • 12.
  • 19.
  • 23. Film what is ON the desks
  • 24. And what is IN the desks.
  • 26.
  • 27.
  • 28. Tile? If so, what type?
  • 29. Hardwood? If so, what type?
  • 30. What type of baseboards?Flooring is NOTORIOUSLY difficult to photograph, so spend time making sure you get good photos.
  • 31.
  • 32. Phone
  • 34. Game SystemAnd don’t forget all that gaming software! Photograph your entire collection of DVD’s and movies (In a loss you will never remember every title.)
  • 35.
  • 36. Fine Arts & Collectibles
  • 37. Furs
  • 38. WeaponsUsually need their own SEPARATE insurance policy because they are not covered adequately under a standard homeowner’s policy.
  • 39. After completing this 1 Simple Step Follow This Procedure with your photos or video: Burn a DVD or 2 Mail a copy to a friend out of state Save a copy off-site for easy access
  • 40. 1 Simple Step “One Simple Step can literally save you and your business countless hours of frustration and hundreds of thousands of dollars. Thank you for taking the time to listen to this simple Risk Management tool. -- Andrew Giambarba Management Liability Insurance Specialist Andrew Giambarba, MLIS Email: ag@iSurePro.com Web: www.iSurePro.com Direct: 866-522-3055 Fax: 866-202-3791 The1 Simple Step series is the property of iSurePro.com – the Professional Liability Division of iSure Insurance.© COPYRIGHT 2010 ALL RIGHTS RESERVED.
  • 41. COPYRIGHT INFORMATION & POLICIES: THIS WORK IS PROTECTED BY COPYRIGHT AND/OR OTHER APPLICABLE LAW. ANY USE OF IT WITHOUT EXPRESS WRITTEN PERMISSION FROM ISURE INSURANCE BROKERS IS PROHIBITED AND WILL BE ENFORCED. DISCLAIMER: INFORMATION IN THIS PRESENTATION DOES NOT CONSTITUTE LEGAL, FINANCIAL OR TAX ADVICE. IF YOU HAVE QUESTIONS OF THAT NATURE, CONTACT A QUALIFIED PROFESSIONAL IN THAT SPECIALIZED AREA. STATEMENTS ON THIS WEBSITE AS TO POLICIES AND COVERAGES AND OTHER CONTENT PROVIDE GENERAL INFORMATION ONLY AND WE PROVIDE NO WARRANTY AS TO THEIR ACCURACY. CLIENTS SHOULD CONSULT WITH THEIR LICENSED AGENT AS TO HOW THESE COVERAGES PERTAIN TO THEIR INDIVIDUAL SITUATION.