1. The financial management process at Buchweitz|Schultz & associates, Inc. begins with a complimentary in-depth evaluation of your current financial situation. Once we've established your overall objectives, we'll focus on your specific goals. With changing economic conditions and market swings, we advocate investing sensibly over the long term and maintaining an adequate level of insurance coverage. We work with you side by side so that you're confident in and comfortable with the financial suggestions we make. Some of the services we offer: 1) College funding 5) Estate Conservation 2) Tax management* 6) Risk Management 3) Investment planning 7) Cash Management 4) Retirement planning 8) Charitable Giving *Buchweitz/Schultz & associates, Inc and Wachovia Securities Financial Network are not legal or tax advisors. However, we will be glad to work with you, your accountant, tax advisor and/or attorney to help you meet your financial goals. Insurance products are offered through non-bank insurance agency affiliates of Wachovia and are underwritten by unaffiliated insurance companies. Wachovia Securities Financial Network, LLC is a separate non-bank affiliate of Wachovia Corporation. Buchweitz |Schultz & associates, Inc. 4905 Harvey St. - Muskegon, MI 231-799-9889 www.buchweitzschultz.wbsec.com Our Mission: Buchweitz|Schultz & associates, Inc. offers people in our community a full range of financial products and services. Our associates believe that tax planning, retirement planning, and estate conservation should be top priorities for individuals and families of all ages and income ranges. Because many people regard investment planning as complex and confusing, they often miss out on many potentially rewarding financial opportunities. They also tend to take unnecessary risks and fail to adequately protect their assets. That's where Buchweitz|Schultz & associates can help. Our goal is to take the mystery out of investing, managing risk, preparing for retirement, and preserving your wealth. By helping you acquire the information you need to pursue your financial objectives, we hope to establish a long and trusted relationship with you. Pictured from left to right: Vicki J. Rollenhagen-Schultz, Vice-President; John Buchweitz, President; Angela Baker, Associate Financial Advisor; Michele Anderson, Sales Assistant Investment products and services are offered through Wachovia Securities Financial Network, LLC (WSFN). Buchweitz|Schultz & associates, Inc. is a separate entity from WSFN.