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The Future Of Mobile
Beyond Payments: Becoming Your
Own Bank
Mobile Is Here To Stay
Mary Meeker
Then Vs. Now
The Future
The Unbanked & The
Underbanked
A Massive Opportunity
Mobile Money
The Future of Finance
What is Mobile Money?
• Allows users to store, send, and receive
money digitally on their phones.
• Offered primarily by Mobile Telecom
operators.
• Have licenses to provide basic money transfer
services.
• Developed as a direct result of inadequate
payment infrastructures to meet the needs of
lower income users.
Consumer Remittances
• Both cross border and domestic need innovation.
• In European Union, only 42% used a financial
institution for remittances.
• Only 9.3% used a traditional money transfer
operator.
• Many still use informal channels: traditonal methods
higher costs, slower process.
• Global Value of Remittances: $586 billion USD
• In 2017: $636 billion
The Future of Finance
• Developed world economies need to find
ways to ensure that the everyday day financial
needs of their citizens are met.
• Starting to look at the developing world for
solutions.
Identity
E-Commerce
Rising & Rising
Why Is This Important?
The Great Wealth Transfer East
Reasons Against
Mobile Money & Payments
Recommendations
• Create a beautiful UI & UX experience.
• Include balance availability without login.
• Integrate other mobile tools like calendar.
• Customize user experience based on preferences.
• Location awareness.
• Alerts & notifications.
• Better login
• Allow for search.
Mobile Is Eating The World
• And only growing.
• Empowering the entire world.
• Access to global capital markets and the
increase of financial inclusion for all.
• The Power to be your own bank and financial
advisor.
• Mobile is now your workspace.
Contact Me
• Email: george.samman@gmail.com
• Twitter: @sammantic

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The Future of Mobile: Beyond Payments, Becoming Your Own Bank

  • 1. The Future Of Mobile Beyond Payments: Becoming Your Own Bank
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13. Mobile Is Here To Stay
  • 14.
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.
  • 20.
  • 22.
  • 23.
  • 24.
  • 25.
  • 26.
  • 28.
  • 29.
  • 30.
  • 31.
  • 32.
  • 33.
  • 34.
  • 35. The Unbanked & The Underbanked A Massive Opportunity
  • 36.
  • 37.
  • 39. What is Mobile Money? • Allows users to store, send, and receive money digitally on their phones. • Offered primarily by Mobile Telecom operators. • Have licenses to provide basic money transfer services. • Developed as a direct result of inadequate payment infrastructures to meet the needs of lower income users.
  • 40. Consumer Remittances • Both cross border and domestic need innovation. • In European Union, only 42% used a financial institution for remittances. • Only 9.3% used a traditional money transfer operator. • Many still use informal channels: traditonal methods higher costs, slower process. • Global Value of Remittances: $586 billion USD • In 2017: $636 billion
  • 41.
  • 42.
  • 43. The Future of Finance • Developed world economies need to find ways to ensure that the everyday day financial needs of their citizens are met. • Starting to look at the developing world for solutions.
  • 44.
  • 45.
  • 46.
  • 47.
  • 48.
  • 49.
  • 50.
  • 51.
  • 52.
  • 53.
  • 55.
  • 57.
  • 58.
  • 59.
  • 60. Why Is This Important? The Great Wealth Transfer East
  • 61.
  • 62.
  • 63.
  • 65.
  • 66.
  • 67. Recommendations • Create a beautiful UI & UX experience. • Include balance availability without login. • Integrate other mobile tools like calendar. • Customize user experience based on preferences. • Location awareness. • Alerts & notifications. • Better login • Allow for search.
  • 68. Mobile Is Eating The World • And only growing. • Empowering the entire world. • Access to global capital markets and the increase of financial inclusion for all. • The Power to be your own bank and financial advisor. • Mobile is now your workspace.
  • 69. Contact Me • Email: george.samman@gmail.com • Twitter: @sammantic

Notas do Editor

  1. http://wearesocial.net/blog/2015/01/digital-social-mobile-worldwide-2015/
  2. http://www.livemint.com/Politics/RPQoGQAAhIP8ZwmECrChpK/India-to-have-213-million-mobile-Internet-users-by-June-Rep.html
  3. http://www.slideshare.net/wearesocialsg/digital-social-mobile-in-2015?ref=http://wearesocial.net/blog/2015/01/digital-social-mobile-worldwide-2015/
  4. http://www.slideshare.net/wearesocialsg/digital-social-mobile-in-2015?ref=http://wearesocial.net/blog/2015/01/digital-social-mobile-worldwide-2015/
  5. http://www.slideshare.net/wearesocialsg/digital-social-mobile-in-2015?ref=http://wearesocial.net/blog/2015/01/digital-social-mobile-worldwide-2015/
  6. http://www.slideshare.net/wearesocialsg/digital-social-mobile-in-2015?ref=http://wearesocial.net/blog/2015/01/digital-social-mobile-worldwide-2015/
  7. http://www.slideshare.net/wearesocialsg/digital-social-mobile-in-2015?ref=http://wearesocial.net/blog/2015/01/digital-social-mobile-worldwide-2015/
  8. http://www.slideshare.net/wearesocialsg/digital-social-mobile-in-2015?ref=http://wearesocial.net/blog/2015/01/digital-social-mobile-worldwide-2015/
  9. http://www.slideshare.net/wearesocialsg/digital-social-mobile-in-2015?ref=http://wearesocial.net/blog/2015/01/digital-social-mobile-worldwide-2015/
  10. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  11. http://thefinancialbrand.com/51255/mobile-banking-usage-report-fed/
  12. http://www.slideshare.net/a16z/mew-a16z?ref=http://a16z.com/2015/06/19/mobile-it-changes-everything/
  13. http://www.kpcb.com/internet-trends
  14. http://www.kpcb.com/internet-trends
  15. http://www.kpcb.com/internet-trends
  16. http://www.slideshare.net/a16z/mew-a16z?ref=http://a16z.com/2015/06/19/mobile-it-changes-everything/
  17. http://www.kpcb.com/internet-trends
  18. http://www.kpcb.com/internet-trends
  19. http://www.kpcb.com/internet-trends
  20. http://www.kpcb.com/internet-trends
  21. http://www.kpcb.com/internet-trends
  22. http://www.slideshare.net/a16z/mew-a16z?ref=http://a16z.com/2015/06/19/mobile-it-changes-everything/
  23. http://www.slideshare.net/a16z/mew-a16z?ref=http://a16z.com/2015/06/19/mobile-it-changes-everything/
  24. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  25. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  26. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  27. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  28. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  29. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  30. http://www.europeanfinancialreview.com/?p=4585
  31. World Bank Global Financial Inclusion Report, http://www.europeanfinancialreview.com/?p=4585
  32. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  33. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  34. Proximity mobile payments are defined as payments to a merchant that are initiated by a mobile phone. These payments are made by simply waving a mobile phone that uses Near Field Communication (NFC) technology near a merchant’s Point of Sale device.
  35. https://mobilemoneyfordevelopment.wordpress.com/2014/06/21/how-to-manage-all-your-financial-affairs-from-a-20-mobile-phone/
  36. https://mobilemoneyfordevelopment.wordpress.com/2014/06/21/how-to-manage-all-your-financial-affairs-from-a-20-mobile-phone/
  37. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  38. http://www.slideshare.net/a16z/mew-a16z?ref=http://a16z.com/2015/06/19/mobile-it-changes-everything/
  39. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  40. http://gsmamobileeconomy.com/GSMA_Global_Mobile_Economy_Report_2015.pdf
  41. http://www.slideshare.net/a16z/mew-a16z?ref=http://a16z.com/2015/06/19/mobile-it-changes-everything/
  42. https://www.bcgperspectives.com/content/articles/financial_institutions_business_unit_strategy_global_wealth_2014_riding_wave_growth/?chapter=3
  43. https://www.bcgperspectives.com/content/articles/financial_institutions_business_unit_strategy_global_wealth_2014_riding_wave_growth/?chapter=3
  44. https://www.bcgperspectives.com/content/articles/digital_economy_technology_strategy_overcoming_digital_dilemma_wealth_management/
  45. http://thefinancialbrand.com/51255/mobile-banking-usage-report-fed/
  46. http://thefinancialbrand.com/51255/mobile-banking-usage-report-fed/