Global Mercy is not a company or business, it has no owner or boss. It is a global, free for all, self-adjusting community. Participating carries extreme risk of losing all money at any time, as there are no investments, business activity, or guarantees of repayment. The community helps people in need using donated funds, but provides no guarantees or promises of assistance. One should not expect to get rich quickly and could lose all money without receiving help from other participants, despite following all instructions.