Synopsis The report provides in depth market analysis, information and insights into the Estonian personal accident and health insurance segment, including: To Read The Complete Report Kindly Visit: http://www.marketresearchreports.biz/analysis/170153 For All Latest Reports Kindly visit: http://www.marketresearchreports.biz

1. Personal Accident and Health Insurance in Estonia, Key Trends and Opportunities to 2017
Synopsis
The report provides in depth market analysis, information and insights into the Estonian personal accident and
health insurance segment, including:
The Estonian personal accident and health insurance market’s growth prospects by insurance
categories Key trends and drivers for the personal accident and health insurance segment The various
distribution channels in the Estonian personal accident and health insurance segment Detailed competitive
landscape in the personal accident and health insurance segment in Estonia A description of the personal
accident and health reinsurance segment in Estonia Porter's Five Forces Analysis of the personal accident and
health insurance segment
Executive summary
The Estonian personal accident and health segment accounted for the lowest share of the three main insurance
segments. In 2012, it accounted for 5.7% of the Estonian insurance industry in terms of gross written
premium. Health insurance is compulsory in Estonia and, for the working population, it is paid by employers.
Scope
This report provides a comprehensive analysis of the personal accident and health insurance market in
Estonia:
It provides historical values for Estonia's personal accident and health insurance market for the
report’s 2008–2012 review period and forecast figures for the 2012–2017 forecast period
It offers a detailed analysis of the key sub-segments in Estonia's personal accident and health insurance
market, along with market forecasts until 2017 It covers an exhaustive list of parameters, including written
premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets,
total investment income and retentions It analyses the various distribution channels for personal accident and
health insurance products in Estonia Using Porter’s industry-standard “Five Forces”
analysis, it details the competitive landscape in Estonia for the personal accident and health insurance business
It provides a detailed analysis of the reinsurance market in Estonia and its growth prospects It profiles the top
personal accident and health insurance companies in Estonia and outlines the key regulations affecting them
Reasons to buy
Make strategic business decisions using historic and forecast market data related to the Estonian personal
accident and health insurance market and each sector within it Understand the demand-side dynamics, key
market trends and growth opportunities within the Estonian personal accident and health insurance market
Assess the competitive dynamics in the personal accident and health insurance market, along with the
reinsurance segment Identify the growth opportunities and market dynamics within key product categories
Gain insights into key regulations governing the Estonian insurance market and its impact on companies and
the market's future
Key highlights
The Estonian personal accident and health segment accounted for the lowest share of the three main
insurance segments A rise in the total number of air passengers supported the growth of travel insurance
during the review period, and will continue to do so The health insurance category led the Estonian personal
accident and health segment with a 44.5% share in 2012, and registered a CAGR of 20.2% during the review
period Personal accident insurance accounted for the third-largest share of the Estonian personal accident and
health segment during the review period The insurance industry in Estonia is dominated by foreign-owned
operators, with a strong presence of companies from the Nordic region
Personal Accident and Health Insurance in Estonia, Key Trends and Opportunities to 2017

2. table Of Contents
1 Executive Summary
2 Introduction
2.1 What Is This Report About?
2.2 Definitions
2.3 Methodology
3 Estonian Insurance Industry Attractiveness
3.1 Estonian Insurance Industry Size, 2008–2017
3.2 Key Industry Trends And Drivers
4 Personal Accident And Health Insurance Outlook
4.1 Personal Accident And Health Insurance Growth Prospects
4.1.1 Personal Accident
4.1.2 Travel Insurance
4.1.3 Health Insurance
4.1.4 Non-life Health Insurance
4.1.5 Life Health Insurance
5 Analysis By Distribution Channels
5.1 Direct Marketing
5.2 Bancassurance
5.3 Agencies
5.4 E-commerce
5.5 Brokers
5.6 Other Channels
6 Governance, Risk And Compliance
6.1 Legislation Overview And Historical Evolution
6.2 Regulations By Type Of Insurance
6.2.1 Life Insurance Regulations
6.2.2 Property Insurance Regulations
6.2.3 Motor Insurance Regulations
6.2.4 Marine, Aviation And Transit Insurance Regulations
6.2.5 Personal Accident And Health Insurance Regulatory Trends
6.3 Compulsory Insurance
6.3.1 Motor Third-party Liability Insurance
6.3.2 Social Security System
6.4 Supervision And Control
Personal Accident and Health Insurance in Estonia, Key Trends and Opportunities to 2017

3. 6.4.1 International Association Of Insurance Supervisors (iais)
6.4.2 European Insurance And Occupational Pensions Authority (eiopa)
6.4.3 Financial Supervision Authority
6.5 Non-admitted Insurance Regulations
6.5.1 Overview
6.5.2 Intermediaries
6.5.3 Market Practices
6.5.4 Fines And Penalties
6.6 Company Registration And Operations
6.6.1 Types Of Insurance Organization
6.6.2 Establishing A Local Company
6.6.3 Foreign Ownership
6.6.4 Types Of License
6.6.5 Capital Requirements
6.6.6 Solvency Margins
6.6.7 Reserve Requirements
6.6.8 Investment Regulations
6.6.9 Statutory Return Requirements
6.6.10 Fee Structure
6.7 Taxation
6.7.1 Insurance Premium Or Policy Taxation
6.7.2 Corporate Tax
6.7.3 Vat
6.7.4 Captives
6.8 Legal System
6.8.1 Introduction
6.8.2 Access To Court
6.8.3 Alternative Dispute Resolution (adr)
7 Porter’s Five Forces Analysis
7.1 Bargaining Power Of Suppliers: Low
7.2 Bargaining Power Of Buyers: Medium
7.3 Barriers To Entry: Medium
7.4 Intensity Of Rivalry: Medium To High
7.5 Threat Of Substitutes: Low
8 Reinsurance Growth Dynamics And Challenges
8.1 Reinsurance Segment Size, 2008–2017
8.2 Reinsurance Segment Size By Insurance Segment, 2008–2017
9 Leading Companies
9.1 Mandatum Life Insurance Baltic Se – Company Overview
9.1.1 Mandatum Life Insurance Baltic Se – Key Facts
9.1.2 Mandatum Life Insurance Baltic Se – Key Financials
Personal Accident and Health Insurance in Estonia, Key Trends and Opportunities to 2017

4. 9.2 If P&c Insurance As – Company Overview
9.2.1 If P&c Insurance As – Key Facts
9.2.2 If P&c Insurance As – Key Financials
9.3 Seesam Insurance As – Company Overview
9.3.1 Seesam Insurance As – Key Facts
9.3.2 Seesam Insurance As – Key Financials
10 Business Environment And Country Risk
10.1 Business Confidence
10.1.1 Market Capitalization Trend – Tallinn Stock Exchange, Estonia
10.2 Economic Performance
10.2.1 Gdp At Constant Prices (us$)
10.2.2 Gdp Per Capita At Constant Prices (us$)
10.2.3 Gdp At Current Prices (us$)
10.2.4 Gdp Per Capita At Current Prices (us$)
10.2.5 Gdp By Key Segments
10.2.6 Agriculture, Hunting, Forestry, Fishing Net Output At Current Prices (eur)
10.2.7 Agriculture, Hunting, Forestry, Fishing Net Output At Current Prices (us$)
10.2.8 Agriculture, Hunting, Forestry, Fishing Net Output At Current Prices As A Percentage Of Gdp
10.2.9 Manufacturing Net Output At Current Prices (eur)
10.2.10 Manufacturing Net Output At Current Prices (us$)
10.2.11 Manufacturing Net Output At Current Prices As A Percentage Of Gdp
10.2.12 Mining, Manufacturing And Utilities Net Output At Current Prices (eur)
10.2.13 Mining, Manufacturing And Utilities At Current Prices (us$)
10.2.14 Mining, Manufacturing And Utilities At Current Prices As A Percentage Of Gdp
10.2.15 Construction Net Output At Current Prices (eur)
10.2.16 Construction Net Output At Current Prices (us$)
10.2.17 Construction Net Output At Current Prices As A Percentage Of Gdp
10.2.18 Inflation Rate
10.2.19 Exports As A Percentage Of Gdp
10.2.20 Imports As A Percentage Of Gdp
10.2.21 Exports Growth
10.2.22 Imports Growth
10.2.23 Annual Average Exchange Rate Eur–us$
10.3 Infrastructure Quality And Availability
10.3.1 Commercial Vehicles Exports Total Value
10.3.2 Commercial Vehicles Imports Total Value
10.3.3 Automotive Exports Total Value
10.3.4 Automotive Imports Total Value
10.3.5 Total Internet Subscribers
10.4 Labor Force
10.4.1 Labor Force
10.4.2 Unemployment Rate
10.5 Demographics
10.5.1 Gross National Disposable Income (us$)
10.5.2 Total Population
Personal Accident and Health Insurance in Estonia, Key Trends and Opportunities to 2017

5. 10.5.3 Urban And Rural Population
10.5.4 Age Distribution Of The Total Population
11 Appendix
11.1 Methodology
11.2 Contact Us
11.3 About Timetric
11.4 Disclaimer
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Personal Accident and Health Insurance in Estonia, Key Trends and Opportunities to 2017