Frank O. Fox is the co-founder of The Law Firm of Fox and Fox based in Southern California. A certified legal expert in family law, Frank O. Fox brings more than 25 years of specialized professional experience to the firm. Opinions vary about whether a prenuptial agreement is a smart financial move or a cold and emotionless beginning to a romantic partnership. In any case, the discussions initiated by constructing a prenuptial agreement can be useful to establish the financial expectations and guidelines of a long-term partnership. In the event of unexpected death or divorce, a prenuptial agreement determines how the debts and assets brought into and gained during the marriage are consequently dealt with and distributed. With origins in aristocratic circles of the Middle East, prenuptial agreements protect wealth and well-being of dependents. Marriage and property laws vary from American state to state, so some research and coordination with a professional may be helpful in drafting a prenuptial agreement. Both partners are required to disclose all assets and liabilities in full. Decisions are made together as a couple, with the assistance of a legal professional and a formal, properly drawn agreement. Three copies are made: one for each partner in the relationship, and a third kept with a lawyer or accountant, or put in safe storage. Some couples choose to review prenuptial agreements every few years, as their circumstances and financial situations change.