The Federal Home Loan Bank of Dallas features four products for rising rates. Visit fhlb.com

1. An expected interest-
rate hike is looming.

2. Get prepared for a
rising-rate environment.

3. Avoid margin compression to
your assets and liabilities from
funding cost increases and net
interest margin declines.
Rising
Rates

4. Take action today
to mitigate interest-rate risk.

5. Do you want
the opportunity to
renew deposits
maturing in the future
at today’s historically
low rates?

6. Forward-Starting advance.
Have certainty by locking in
your rate today for tomorrow’s
funding needs with a

7. Do you want
to cover current
liquidity needs and
have the option of
borrowing more later
with today’s low rate?

8. Lock in today’s rate on an advance
and borrow at the same rate in the
future, as needed, by doubling,
tripling, or more with an
Expander advance.

9. Do you want
the security of
protecting against
margin compression
when rates rise by
capping funding
costs today?

10. Capped Floating-Rate,
Non-Amortizing advance.
Have certainty by mitigating the
risk of rising deposit cost and
margin compression with a

11. Do you want
to protect amortizing
assets from future
margin compression?

12. Laddered advance strategy.
Get today’s lowest rates
before they rise tomorrow
by blending short- and
long-term advances in a

13.  Capped Floating-Rate,
Non-Amortizing
 Expander
 Forward-Starting
 Laddered advance
strategy
Choose a product or combine products for a
custom strategy to get prepared!
Member Services Desk
Member.Services@fhlb.com
844.FHL.BANK
(844.345.2265)
Contact

14. The material in this presentation is for informational purposes only. All
viewers acknowledge that the presentation of this material (i) does not
represent investment advice, (ii) does not constitute an offer to extend
credit, a grant or subsidy, and (iii) does not constitute investment
solicitation or an offer to buy securities. It is the sole responsibility of
the user to check the accuracy of assumptions or other information
contained in this presentation.
The terms and conditions related to FHLB Dallas products and services
are governed by various agreements between FHLB Dallas and its
members. Only member institutions and certain eligible financial
institutions may transact business with FHLB Dallas.
Disclaimer:
Visit fhlb.com for more information.