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Personal Finance Program
LOS FRIOS Y DUROS HECHOS
THE COLD HARD FACTS
SECTION 1 - MODULE 2
Slide 7, pag. 17, 20
TAX FREEDOM DAY / DIA DE LA LIBERTAD DE IMPUESTOS.
Source / Fuente: http://www.taxfoundation.org/taxfreedomday
Personal Finance Program
Los duros y fríos hechos: Deuda
http://www.usdebtclock.org/ CASHFLOW Technologies Inc. & Escuela de Riqueza
http://web.investinganswe
rs.com/fs/forever-
39.asp?TC=FS0070
Personal Finance Program
Los duros y fríos hechos: ¿Deuda
cubierta con emisión inorgánica?
http://www.usdebtclock.org/ http://research.stlouisfed.org/fred2/series/BASE
Personal Finance Program
Perdida de valor del dólar
http://www.shadowstats.com/alternate_data/inflation-charts http://goldprice.org/gold-price-history.html
1970: $35 la onza
2013: $1,230
1,230 = 35*(1+p)^43
p = 8.63%
p = 8,63%
1970: $35 la onza
2011: $1,889
1,889 = 35*(1+p)^41
p = 10.22%
Personal Finance Program
http://goldprice.org/gold-price-history.html
p = -16%
p = 13%p = 10%
p = -28
Personal Finance Program
Los duros y fríos hechos:
¿Transferencia de Riqueza?
http://www.usdebtclock.org/ http://research.stlouisfed.org/fred2/series/BASE
http://www.shadowstats.com/alternate_data/inflation-charts http://goldprice.org/gold-price-history.html
Personal Finance Program
Los duros y fríos hechos:
The chart above compares the % price performance, since the official
start of the 21st century of:
US : Standard and Poor’s 500 Index (S&P500)
UK : Financial Times Stock Exchange Index (FTSE)
Gold (End of Day - EOD)
Gold Bugs (HUI - an index of 16 elite gold stocks)
As you can see, the major markets have essentially been flat over the last
decade while gold has risen 5 times and the gold stocks in the HUI index
are up over 1,000%
http://www.acamaronline.com/content/comparativechart.aspx
Personal Finance Program
• Depende del flujo de
efectivo generado y
necesidad, puesto que oro y
plata son un refugio de
valor que no genera flujos
de efectivo.
https://goldsilver.com/article/gold-vs-s-p-500/
http://www.harmonyam.com/news/notes_quarter/september-2011/http://www.marketoracle.co.uk/Article13411.html
¿Oro versus S&P 500?
Personal Finance Program
• Depende del flujo de
efectivo generado y
necesidad, puesto que oro y
plata son un refugio de
valor que no genera flujos
de efectivo.
¿Oro versus S&P 500?
http://bitethebulletinvesting.com/Blog/gold-a-good-investment/

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Graficas para compartir y preguntar

  • 1. Personal Finance Program LOS FRIOS Y DUROS HECHOS THE COLD HARD FACTS SECTION 1 - MODULE 2 Slide 7, pag. 17, 20 TAX FREEDOM DAY / DIA DE LA LIBERTAD DE IMPUESTOS. Source / Fuente: http://www.taxfoundation.org/taxfreedomday
  • 2. Personal Finance Program Los duros y fríos hechos: Deuda http://www.usdebtclock.org/ CASHFLOW Technologies Inc. & Escuela de Riqueza http://web.investinganswe rs.com/fs/forever- 39.asp?TC=FS0070
  • 3. Personal Finance Program Los duros y fríos hechos: ¿Deuda cubierta con emisión inorgánica? http://www.usdebtclock.org/ http://research.stlouisfed.org/fred2/series/BASE
  • 4. Personal Finance Program Perdida de valor del dólar http://www.shadowstats.com/alternate_data/inflation-charts http://goldprice.org/gold-price-history.html 1970: $35 la onza 2013: $1,230 1,230 = 35*(1+p)^43 p = 8.63% p = 8,63% 1970: $35 la onza 2011: $1,889 1,889 = 35*(1+p)^41 p = 10.22%
  • 6. Personal Finance Program Los duros y fríos hechos: ¿Transferencia de Riqueza? http://www.usdebtclock.org/ http://research.stlouisfed.org/fred2/series/BASE http://www.shadowstats.com/alternate_data/inflation-charts http://goldprice.org/gold-price-history.html
  • 7. Personal Finance Program Los duros y fríos hechos: The chart above compares the % price performance, since the official start of the 21st century of: US : Standard and Poor’s 500 Index (S&P500) UK : Financial Times Stock Exchange Index (FTSE) Gold (End of Day - EOD) Gold Bugs (HUI - an index of 16 elite gold stocks) As you can see, the major markets have essentially been flat over the last decade while gold has risen 5 times and the gold stocks in the HUI index are up over 1,000% http://www.acamaronline.com/content/comparativechart.aspx
  • 8. Personal Finance Program • Depende del flujo de efectivo generado y necesidad, puesto que oro y plata son un refugio de valor que no genera flujos de efectivo. https://goldsilver.com/article/gold-vs-s-p-500/ http://www.harmonyam.com/news/notes_quarter/september-2011/http://www.marketoracle.co.uk/Article13411.html ¿Oro versus S&P 500?
  • 9. Personal Finance Program • Depende del flujo de efectivo generado y necesidad, puesto que oro y plata son un refugio de valor que no genera flujos de efectivo. ¿Oro versus S&P 500? http://bitethebulletinvesting.com/Blog/gold-a-good-investment/