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The document discusses options for homeowners who are struggling to pay their mortgage or who are facing foreclosure. It explains that a loan modification allows homeowners to permanently change the terms of their mortgage to make the payments more affordable. It notes that homeowners can often qualify for a modification even if they are behind on payments or have damaged credit. The document then provides answers to several common questions about the modification process and requirements.

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Should I do a Loan Modification? What are my options? Sale? Short Sale? Modify my Loan? How can you help me?

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You might be wondering what is US Mortgage? Why it is important? What role it plays in US economy? Why it is important to learn about US Mortgage? Who should learn this domain? Why they should learn this domain? What is the complete life cycle of the Mortgage, right from Origination of the loan to selling the same loan in secondary market, who are the players involved? What all the processes involved? What all the consumer Affairs Laws & Regulations? And Key Terms and Concepts. The US – Mortgage in a nutshell Let’s understand What is US Mortgage in a nutshell? US Mortgage, in this course you going to essentially learn about what is US Mortgage Banking, what all the risks involved in mortgage banking, What all the different types of Mortgages available in market? As fundamentals of US Mortgage. When it comes to Mortgage Production, you will learn about what all the different processes like Loan Origination, Processing, Underwriting, Closing & Funding. Each process again has multiple processes in order to make sure both borrower & lender are in compliance with federal laws. Let’s see what we going to learn in Mortgage Servicing. This section of the course will talk about Loan servicing processes such as Cash Management, Investor Accounting & Reporting, Document Custodianship etc. Also, this section of the course will talk about Loan Servicing Players such as Loan Servicers, Trustees, Paying Agents, Primary Custodians, Primary Collateral Trustee etc. Last section of this course is the more exciting one. This section will throw light on Mortgage Secondary Marketing, who are all players, How the Securitization process is structured? What all the government sponsored entities are involved in securitization process? Which are called private conduits and their role in secondary market. So, who are target audiences? This course is meant for someone who wants to build their career as a business analyst, product owner/manager for Mortgage products, This course is for someone who is interested in Mortgage Business as an investor or financier, This course is meant for academicians who wants teach on US Mortgage domain, This course is prepared for all the people who works in the are of US Mortgage, but do not have complete understanding of how the mortgage is originated and finally sold in the secondary market. This course is intended for anyone who is in finance domain. So, at the end of this lesson, you will be able to understand the whole process of Mortgage production right from origination to selling them in secondary market, you will be able to answer all the questions related to US Mortgage, if you are investor in mortgage business, you will be much comfortable in your decisions since the decision you make will be informed decisions. If you are a product owner for a mortgage product, you will be enhanced with additional knowledge of mortgage.

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With the repercussions of recession still very much there, numbers of foreclosure issues in states like Illinois and Michigan have risen. If you are facing such a situation then the first question that arises to your mind is “Can I stop foreclosure”. The answer to this inquiry is yes, you can. There are various approaches that you can adopt for can I stop foreclosure. Some options would be feasible for you while others would be basically forced on you owing to circumstances.Now that we have answered the query of can I stop foreclosure in the affirmative, we take a look at your options. An approach that you may adopt is known as “forbearance” and involves in you agreeing with the lender to extend the time so that you can make payments.

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