Financial Institutions

1. Welcome Everyone

2. Group Members
Roll Nos Names
10 Drishti . Rai
25 Sharad . Mahakal
33 Rutuja . Wadekar
34 Ruchita . Shringarpure
35 Kshitija . Waghmare
41 Ashwinkumar . Shrivas
50 Priyank . Solanki
57 Girish . Shekhar

3. Financial institutions
Part- i Part- ii
Banking non-Banking

4. Part-I
Banking

5. Introduction To Banking
Financial Institutions are business organization
that act as mobilizes and depositories of savings.
They also provide the various financial services to
the society.

6. Definition
 Institutions which collects funds from the
public and places them in financial assets, such as
deposits, loans and bonds rather than tangible
property.

7. The banking system in India comprises
of :-
• Commercial Banks
• Co-operative Banks
• Schedule Banks
• Non- Schedule Banks
• Regional Rural Banks
• Private Sector Banks
• Public Sector Banks
• Foreign Banks

8. Schedule and Non-Schedule Bank
Schedule Banks Non- schedule Banks
Meaning Meaning
Paid-up Capital Paid-up Capital
Qualifications prescribed by Qualification prescribed by
RBI RBI
Changes Changes

9. Commercial and Co-operative Banks
Commercial Co-operative
Banks Banks
Meaning Meaning
Services Rendered Services Rendered
Controller Sponsor or
Main Aim Main Aim
Under Control Under Control of

10. Regional Rural Bank and Foreign Bank
Regional Rural Bank Foreign Bank
Definition Definition
Objective Objective
Authorized Capital Authorized Capital
Branches Branches
Example Example

11. Private Sector and Public Sector
Private Sector Public Sector
Definition Definition
Government Interference Government Interference
Ownership Ownership
Example Example

12. Part - II
Non Banking

13. Introduction
Financial institutions are the businesses
and organizations involved in the collection
and distribution of money. They develop
the methods and procedures that allow
them to collect money from depositors and
lend it out to borrowers.

14. Types of Finance
Own Funds
Owned Funds are contributed by the owners in a
business.
Borrowed Funds
It is the loan funds which the business firm has
arranged in order to meet its requirements.
Borrowed funds may be for short term or long
term.

15. Sources of Finance
Short term :
It is the finance available upto 1 year.
Long Term :
A long term source of finance is a source available
for more than 5 or 6 years.

16. Types of Non-Banking Financial Institution :
Investment trust
Mutual fund
Merchant Bankers
Hire Purchase
Lease Companies
Venture Capital Fund
Housing Financing Companies
General Insurance Companies in India :

17. Conclusion :

18. Thank You :