Leverage.ph is an online peer to business lending platform where users can apply for a loan and even invest in a SMEs with calculated and computed risk compared to doing it individually. We also can do cash management service for SMEs as value added services to them.

1. Leverage.ph
“Bridging you to financial Success”

2. ˈlev(ə)rij,ˈlēv(ə)rij/
noun
1. FINANCE
2. the ratio of a company's loan capital (debt) to the value of its common stock
(equity).
verb
1. 1.
2. use borrowed capital for (an investment), expecting the profits made to be
greater than the interest payable.
3. "a leveraged takeover bid"
4. 2.
5. use (something) to maximum advantage.
6. "the organization needs to leverage its key resources"
lev - er - age

3. SMEs
Cashflow
Issues
On board a client with no
down payment
30-90 day receivables
Business Expansion
Payroll / Inventory

4. Financial Institutions
Won’t cater to the need
of SMEs

5. At Leverage we offer loans to start-ups
and SME market by understanding their
financial needs and by connecting them
to right investors and lenders.
Since we are processing loans online we
can now disburse faster and more
efficiently compared to traditional banks
and other financial institutions.
The Solution

6. Our aim is to address the market inefficiencies for both lenders and
creditors in the Philippines
Leverage.ph
Our goal is to secure the highest ROI to
our creditors whilst offering SMEs and
start-ups, who have no access to
traditional credit, a means of funding
cheaper than the current market
average
Business Model
Borrowers
As a borrower you have accesses to
hundreds of lenders and VCs that can
fund your business
Creditors
As an investor you have access to
hundreds of SMEs looking for
partners and funds to grow their
business

7. Bridge Financing
Employed Individuals
▪ Loan amount of up to Php 15,000
▪ Payable in 30 days
▪ As low as 15% / month
▪ Employed by our business loan clients
Self employed and SME
▪ Loan amount of up to Php 500,000
▪ Payable in 1-6 months
▪ As low as 5% / month
▪ Corporate Post Dated Check
Payday Loans Business Loans
Documentary Requirements:
1. Company ID and 1 Government ID (SSS, Passport, Drivers License)
2. Two (2) Months latest Pay slip together with payroll bank account (if
applicable)
3. Latest COE (at least 2 months old)
4. Latest Proof of Billing (POB)
5. 3 references (relative or friend) - even same house, at least one (1)
relative
6. Completely filled-up application form.
7. Co-maker with income (and/or owned house if renting)
SERVICES OFFERED

8. Added Income Generating Activities
Late Fees
Collection fees
Processing Fee for Loans and Credits
Admin Fee for transactions made via Leverage.ph
Premium Membership for creditors and borrowers
Sponsored Listings for borrowers
Selling of Data credit to corporations and credit bureaus

9. Why Us?
HIGHER APPROVAL
RATE
Leverage analyzes and
understands the need of
clients for financial
bridging and financial
management.
BETTER RETURNS
Why put your money in a
time deposit account that
is only earning 1% per
annum when you could
enjoy a return of a
minimum 1.75% per
month
SCHEDULED
RETURNS
We will guarantee returns
on our fixed income funds
once you invest with us
we will give you a bond on
those returns for fixed
locked in period.
CUSTOMIZED
PORTFOLIO
We will invest and
manage your money
basing on your risk
appetite.
NO HIDDEN FEES
We are transparent with
our financials and make
sure that you get the most
out of your investments!

10. Milestones
Business Owners
( Borrowers)160+
Gross Revenue1.8M
Growth in 1 year
300%

11. Started 2012
5,000 Pesos

13. After
1 year

16. Started with
PHP 50,000.00

17. Market Size

18. The initial strategy is offer Leverage.ph database B2B and thus acquire a reliable sustainable
clientele, and following target the C2B market.
Leverage
Financing
portal
Start Ups
Traditionsl
Businss
Cash
Management
SMEs
Bills And
Payments
Remittances
B2B
Personal Loans &
Salary Loans
Increasing Numbers of SMEs in the Philippines

19. Industry Players and Competitive Advantage

20. Informal
Lenders
Banks Leverage.ph DoctorCash.ph
LoanSolutions.
ph
Commission on
Agents
Yes Yes No No No
Approval times 1 day 45 days 1 day 1 day 1 day
Processing Fees No Yes Yes Yes Yes
Cash management No Yes Yes No No
Security No No Yes N/A N/A
Membership Invite Invite Free and online No No
Hidden Fees Yes Yes No Yes Yes
Industry Players and Competitive Advantage

21. 5
Full time
employees
Francis A. Dolojan
Managing Director
Financier, Entrepreneur, Investor
Passion for SMEs
Edward G. Penaflorida
Operations and HR Manager
Legal compliance, Finance and
Operations. Broad experience in top
conglomerates in the Philippines
John San Pedro
IT Director
Technologist and mentor.
Background in Fortune 500. and
Academia. Passion for ideas
5
Part time
employees
Meet the Team

22. $500,000 (USD)
10% of the company
5 Year contract with buy back option
10% Equity gives you a board seat
Seed Funding Round Goals

23. Fund
Allocation
with
Leverage.ph

24. 05Growing Our Sales
Educating the Market
We are now investing in our sales
teams to stabilize the cash flows of
the company

25. 04Back Office
We work to become great
Building on a collections team to
help boost the collection and billing
efforts of the company
We are working on the benefits of
each and everyone from HMO, SSS
and other benefits that our
employees would need

26. 03Online
Platforms
Incubix Tech
Our partners have continuously
been working on the back end of
the website to further develop and
boost the efficiency in transacting
with our clients

27. 02Marketing &
Branding
Because our “M” also stands for
more - more of life, more of
resources and more fun!
More transactions and more
business opportunities

28. 01Leverage
Financing
Corporation

29. “The most important
thing in Business is
Liquidity”
Francis Angelo Dolojan
Managing Director
francisdolojan@leverage.ph
0908.818.7968