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Reality	
  Check:	
  e-­‐Government	
  Applica7ons	
  
for	
  Voice	
  Authen7ca7on	
  
	
  
Roanne	
  Levi=	
  
Vice	
  President,	
  VoiceTrust	
  eServices	
  Canada	
  Inc.	
  
3:30	
  pm	
  –	
  4:00	
  pm	
  
Leaders in Voice Biometrics
www.voicetrust.com Confidential - 2013 Slide 3
www.voicetrust.com Confidential - 2013 Slide 4
About VoiceTrust
q Dutch	
  company	
  established	
  in	
  2000	
  
q Owner:	
  Ramphastos	
  Investments	
  NV	
  
q Innova>ve	
  -­‐	
  strong	
  IP	
  porBolio	
  
q PhD	
  researchers	
  on	
  staff	
  	
  
q Exclusive	
  rela>onship	
  with	
  leading	
  
research	
  ins>tute	
  (CRIM)	
  
q Cer>fied	
  by	
  Common	
  Criteria	
  Voice	
  
Biometrics	
  -­‐	
  EAL	
  2	
  SOF	
  medium	
  
www.voicetrust.com Confidential - 2013 Slide 5
VoiceTrust Global Presence
www.voicetrust.com Confidential - 2013 Slide 6
Patent	
  PorIolio	
  
www.voicetrust.com Confidential - 2013 Slide 7
e-­‐Government	
  applica>ons	
  for	
  
voice	
  authen>ca>on	
  
	
  
www.voicetrust.com Confidential - 2013 Slide 8
Problem statement
Governments	
  need	
  a	
  reliable	
  registry	
  of	
  
their	
  ci>zens	
  for:	
  
q  Services	
  (e.g.	
  healthcare,	
  welfare,	
  
educa>on,	
  financial	
  aid,...)	
  
q  Income	
  Taxes	
  
q  Passports,	
  Visas	
  and	
  Licenses	
  
q  Financial	
  disbursements	
  (e.g.	
  Pensions)	
  
q  Safety	
  and	
  Security	
  
	
  
www.voicetrust.com Confidential - 2013 Slide 9
E-Government Projects
VoiceTrust	
  e-­‐Government	
  Projects:	
  
q  Na>onal	
  ID	
  program	
  
q  Proof-­‐Of-­‐LifeTM	
  
q  e-­‐Services	
  
www.voicetrust.com Confidential - 2013 Slide 10
Case	
  Study	
  
	
  
Na>onal	
  ID	
  program	
  –	
  	
  
Emerging	
  Na>on	
  
	
  
www.voicetrust.com Confidential - 2013 Slide 11
Emerging Nation - Case Study
q  10	
  million	
  ci>zens	
  
q  50%	
  of	
  ci>zens	
  do	
  not	
  possess	
  a	
  
Na>onal	
  ID	
  
q  Program	
  in	
  place	
  to	
  register	
  ci>zens	
  and	
  
provide	
  IDs	
  
q  Na>on	
  was	
  struck	
  by	
  a	
  natural	
  disaster	
  
–	
  ci>zens	
  lost	
  their	
  personal	
  belongings	
  
(including	
  IDs)	
  
www.voicetrust.com Confidential - 2013 Slide 12
Emerging Nation - Case Study
This	
  na>onal	
  ID	
  program	
  is	
  designed	
  to	
  
enable	
  ci>zens	
  to:	
  
1.  Par>cipate	
  in	
  Gov’t	
  programs	
  	
  
2.  Obtain	
  a	
  passport,	
  license,	
  visa	
  
3.  Get	
  a	
  job	
  
4.  Go	
  to	
  school	
  
5.  Vote	
  
6.  Acquire	
  a	
  >tle	
  
www.voicetrust.com Confidential - 2013 Slide 13
Emerging Nation - Case Study
Stakeholders	
  of	
  Na7onal	
  ID	
  Registry:	
  
q  Ministry	
  of	
  Jus>ce	
  
q  Na>onal	
  Iden>fica>on	
  Office	
  
q  Na>onal	
  Archives	
  
q  Ministry	
  of	
  Finance	
  (income	
  taxes)	
  
q  Ministry	
  of	
  Interior	
  (passports)	
  
q  Central	
  bank	
  
q  Others...	
  
www.voicetrust.com Confidential - 2013 Slide 14
Emerging Nation - Case Study
When	
  a	
  ci>zen	
  registers:	
  
1.  Their	
  photo	
  is	
  taken	
  
2.  Their	
  fingerprints	
  are	
  taken	
  
3.  Their	
  signature	
  is	
  recorded	
  
	
  
However,	
  their	
  voice	
  is	
  not	
  yet	
  
registered	
  
www.voicetrust.com Confidential - 2013 Slide 15
Emerging Nation - Case Study
Limita>ons	
  of	
  the	
  current	
  na>onal	
  ID	
  registry	
  
	
  
q  A	
  fingerprint	
  reader	
  is	
  required	
  at	
  each	
  
loca>on	
  (cost/infrastructure/IT	
  personnel)	
  
q  Fingerprint	
  readers	
  have	
  a	
  high	
  false	
  rejec>on	
  
rate	
  for	
  manual	
  workers	
  (cuts,	
  worn	
  prints,	
  
dryness,...)	
  
q  Reliable	
  remote	
  authen>ca>on	
  is	
  not	
  possible	
  
-­‐	
  ci>zens	
  must	
  come	
  into	
  local	
  offices	
  to	
  have	
  
their	
  iden>>es	
  verified	
  
q  Corpora>ons	
  cannot	
  reliably	
  verify	
  a	
  person’s	
  
iden>ty	
  (e.g.	
  when	
  opening	
  a	
  bank	
  account)	
  
	
  
	
  
www.voicetrust.com Confidential - 2013 Slide 16
Emerging Nation - Case Study
VoiceTrust	
  partnered	
  with	
  a	
  major	
  telco	
  
well-­‐established	
  in	
  the	
  emerging	
  na>on	
  
	
  
Project:	
  	
  
Add	
  voice	
  biometrics	
  to	
  the	
  Na>onal	
  ID	
  registry	
  
§  Integrate	
  an	
  enrollment	
  strategy	
  and	
  workflow	
  
§  Phase	
  I:	
  Voice	
  biometrics	
  authen>ca>on	
  for	
  	
  
o  access	
  to	
  gov’t	
  services	
  (mobile,	
  online,	
  telephone	
  channels)	
  
o  aid/disbursements/programs	
  
§  Phase	
  II:	
  Passive	
  verifica>on	
  in	
  the	
  contact	
  center	
  
§  Phase	
  III:	
  Future	
  services	
  
	
  
	
  
www.voicetrust.com Confidential - 2013 Slide 17
Emerging Nation - Case Study
Challenges:	
  
q  Noise	
  
q  Channels	
  (variability)	
  
§  Ci>zens	
  change/upgrade	
  devices	
  over	
  >me	
  
§  Authen>ca>on	
  across	
  different	
  channels	
  	
  
o  Mobile	
  voice/data	
  channels	
  
o  Landline/Online/VoIP	
  channels	
  
o  On-­‐premise	
  
q  Illnesses	
  that	
  impact	
  the	
  vocal	
  tract	
  
q  Replay	
  agack	
  preven>on	
  (fraud)	
  
q  Geographically	
  distributed	
  infrastructure	
  
q  Scalability	
  –	
  handling	
  a	
  large	
  number	
  of	
  concurrent	
  
requests	
  at	
  peak	
  hours	
  (e.g.	
  e-­‐vo>ng)	
  
www.voicetrust.com Confidential - 2013 Slide 18
Products and Solutions
www.voicetrust.com Confidential - 2013 Slide 19
Delivery Architecture
www.voicetrust.com Confidential - 2013 Slide 20
Voice Biometrics Engines
VTAura	
  
q  Text	
  Dependent	
  	
  
§ For	
  op>mal	
  authen>ca>on	
  performance	
  on	
  
dedicated	
  channels	
  
q  Text	
  Prompted	
  
§ For	
  op>mal	
  authen>ca>on	
  performance	
  with	
  
randomized	
  keywords	
  on	
  dedicated	
  channels	
  
q  Text	
  Independent	
  
§ Free	
  form	
  speech	
  on	
  dedicated	
  channels	
  
VTAura Lite = Embedded VTAura	
  
	
  
www.voicetrust.com Confidential - 2013 Slide 21
Voice Biometrics Engines
VTAthena
q  Text	
  Independent	
  +	
  language	
  independent	
  +	
  
channel	
  independent	
  
Ideal for
§  passive verification in the contact center
§  identification (fraud list, positive list)
§  fully random pass-phrases
	
  
www.voicetrust.com Confidential - 2013 Slide 22
Devices & Channels supported
q  Mobile	
  (Android,	
  iOS,	
  BlackBerry	
  OS)	
  
q  Embedded	
  Mobile	
  (Android,	
  iOS)	
  
q  Telephone	
  
q  Online	
  (equipped	
  with	
  integrated	
  microphones,	
  
external	
  microphones/headsets)	
  
www.voicetrust.com Confidential - 2013 Slide 23
Emerging Nation – Case Study
Current	
  Na7onal	
  ID	
  Project	
  Status	
  
q  Project	
  embraced	
  by	
  stakeholders	
  
§ Central	
  Bank	
  
§ Directorate	
  General	
  of	
  Income	
  Taxes	
  
§ Directorate	
  General	
  of	
  Na>onal	
  ID	
  
§ Directorate	
  General	
  or	
  Archives	
  
q  Preparing	
  for	
  Pilot	
  
q  Gathering	
  informa>on	
  about	
  infrastructure,	
  
detailed	
  requirements,	
  >melines,	
  etc.	
  
q  Planning,	
  designing	
  and	
  establishing	
  milestone	
  
deliverables	
  and	
  launch	
  
www.voicetrust.com Confidential - 2013 Slide 24
Emerging Nation - Case Study
Benefits	
  of	
  Na>onal	
  ID	
  registry:	
  
q  Government	
  benefits	
  and	
  programs	
  
q  Passport,	
  Travel	
  documents,	
  licenses	
  
q  Educa>onal	
  Ins>tu>on	
  admission	
  
q  General	
  enquiries	
  
q  Transac>on	
  authen>ca>on	
  
q  Future	
  services	
  	
  
www.voicetrust.com Confidential - 2013 Slide 25
Emerging Nation - Case Study
Benefits	
  of	
  voice	
  biometrics	
  in	
  the	
  Na7onal	
  ID	
  
registry:	
  
q  Convenient:	
  ability	
  to	
  perform	
  authen>ca>on	
  
remotely	
  
q  Simple:	
  authen>ca>on,	
  enrollment	
  
q  Secure:	
  an	
  addi>onal	
  layer	
  of	
  security	
  
q  Prevents	
  Fraud	
  
q  Cost	
  effec7ve:	
  No	
  need	
  for	
  addi>onal	
  hardware	
  
infrastructure	
  	
  
q  Efficient:	
  Ci>zens	
  can	
  vote	
  from	
  anywhere	
  in	
  the	
  
world	
  (reduces	
  vo>ng	
  sta>on	
  costs	
  as	
  well)	
  

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e-Government Applications for Voice Authentication

  • 1. Reality  Check:  e-­‐Government  Applica7ons   for  Voice  Authen7ca7on     Roanne  Levi=   Vice  President,  VoiceTrust  eServices  Canada  Inc.   3:30  pm  –  4:00  pm  
  • 2. Leaders in Voice Biometrics
  • 4. www.voicetrust.com Confidential - 2013 Slide 4 About VoiceTrust q Dutch  company  established  in  2000   q Owner:  Ramphastos  Investments  NV   q Innova>ve  -­‐  strong  IP  porBolio   q PhD  researchers  on  staff     q Exclusive  rela>onship  with  leading   research  ins>tute  (CRIM)   q Cer>fied  by  Common  Criteria  Voice   Biometrics  -­‐  EAL  2  SOF  medium  
  • 5. www.voicetrust.com Confidential - 2013 Slide 5 VoiceTrust Global Presence
  • 6. www.voicetrust.com Confidential - 2013 Slide 6 Patent  PorIolio  
  • 7. www.voicetrust.com Confidential - 2013 Slide 7 e-­‐Government  applica>ons  for   voice  authen>ca>on    
  • 8. www.voicetrust.com Confidential - 2013 Slide 8 Problem statement Governments  need  a  reliable  registry  of   their  ci>zens  for:   q  Services  (e.g.  healthcare,  welfare,   educa>on,  financial  aid,...)   q  Income  Taxes   q  Passports,  Visas  and  Licenses   q  Financial  disbursements  (e.g.  Pensions)   q  Safety  and  Security    
  • 9. www.voicetrust.com Confidential - 2013 Slide 9 E-Government Projects VoiceTrust  e-­‐Government  Projects:   q  Na>onal  ID  program   q  Proof-­‐Of-­‐LifeTM   q  e-­‐Services  
  • 10. www.voicetrust.com Confidential - 2013 Slide 10 Case  Study     Na>onal  ID  program  –     Emerging  Na>on    
  • 11. www.voicetrust.com Confidential - 2013 Slide 11 Emerging Nation - Case Study q  10  million  ci>zens   q  50%  of  ci>zens  do  not  possess  a   Na>onal  ID   q  Program  in  place  to  register  ci>zens  and   provide  IDs   q  Na>on  was  struck  by  a  natural  disaster   –  ci>zens  lost  their  personal  belongings   (including  IDs)  
  • 12. www.voicetrust.com Confidential - 2013 Slide 12 Emerging Nation - Case Study This  na>onal  ID  program  is  designed  to   enable  ci>zens  to:   1.  Par>cipate  in  Gov’t  programs     2.  Obtain  a  passport,  license,  visa   3.  Get  a  job   4.  Go  to  school   5.  Vote   6.  Acquire  a  >tle  
  • 13. www.voicetrust.com Confidential - 2013 Slide 13 Emerging Nation - Case Study Stakeholders  of  Na7onal  ID  Registry:   q  Ministry  of  Jus>ce   q  Na>onal  Iden>fica>on  Office   q  Na>onal  Archives   q  Ministry  of  Finance  (income  taxes)   q  Ministry  of  Interior  (passports)   q  Central  bank   q  Others...  
  • 14. www.voicetrust.com Confidential - 2013 Slide 14 Emerging Nation - Case Study When  a  ci>zen  registers:   1.  Their  photo  is  taken   2.  Their  fingerprints  are  taken   3.  Their  signature  is  recorded     However,  their  voice  is  not  yet   registered  
  • 15. www.voicetrust.com Confidential - 2013 Slide 15 Emerging Nation - Case Study Limita>ons  of  the  current  na>onal  ID  registry     q  A  fingerprint  reader  is  required  at  each   loca>on  (cost/infrastructure/IT  personnel)   q  Fingerprint  readers  have  a  high  false  rejec>on   rate  for  manual  workers  (cuts,  worn  prints,   dryness,...)   q  Reliable  remote  authen>ca>on  is  not  possible   -­‐  ci>zens  must  come  into  local  offices  to  have   their  iden>>es  verified   q  Corpora>ons  cannot  reliably  verify  a  person’s   iden>ty  (e.g.  when  opening  a  bank  account)      
  • 16. www.voicetrust.com Confidential - 2013 Slide 16 Emerging Nation - Case Study VoiceTrust  partnered  with  a  major  telco   well-­‐established  in  the  emerging  na>on     Project:     Add  voice  biometrics  to  the  Na>onal  ID  registry   §  Integrate  an  enrollment  strategy  and  workflow   §  Phase  I:  Voice  biometrics  authen>ca>on  for     o  access  to  gov’t  services  (mobile,  online,  telephone  channels)   o  aid/disbursements/programs   §  Phase  II:  Passive  verifica>on  in  the  contact  center   §  Phase  III:  Future  services      
  • 17. www.voicetrust.com Confidential - 2013 Slide 17 Emerging Nation - Case Study Challenges:   q  Noise   q  Channels  (variability)   §  Ci>zens  change/upgrade  devices  over  >me   §  Authen>ca>on  across  different  channels     o  Mobile  voice/data  channels   o  Landline/Online/VoIP  channels   o  On-­‐premise   q  Illnesses  that  impact  the  vocal  tract   q  Replay  agack  preven>on  (fraud)   q  Geographically  distributed  infrastructure   q  Scalability  –  handling  a  large  number  of  concurrent   requests  at  peak  hours  (e.g.  e-­‐vo>ng)  
  • 18. www.voicetrust.com Confidential - 2013 Slide 18 Products and Solutions
  • 19. www.voicetrust.com Confidential - 2013 Slide 19 Delivery Architecture
  • 20. www.voicetrust.com Confidential - 2013 Slide 20 Voice Biometrics Engines VTAura   q  Text  Dependent     § For  op>mal  authen>ca>on  performance  on   dedicated  channels   q  Text  Prompted   § For  op>mal  authen>ca>on  performance  with   randomized  keywords  on  dedicated  channels   q  Text  Independent   § Free  form  speech  on  dedicated  channels   VTAura Lite = Embedded VTAura    
  • 21. www.voicetrust.com Confidential - 2013 Slide 21 Voice Biometrics Engines VTAthena q  Text  Independent  +  language  independent  +   channel  independent   Ideal for §  passive verification in the contact center §  identification (fraud list, positive list) §  fully random pass-phrases  
  • 22. www.voicetrust.com Confidential - 2013 Slide 22 Devices & Channels supported q  Mobile  (Android,  iOS,  BlackBerry  OS)   q  Embedded  Mobile  (Android,  iOS)   q  Telephone   q  Online  (equipped  with  integrated  microphones,   external  microphones/headsets)  
  • 23. www.voicetrust.com Confidential - 2013 Slide 23 Emerging Nation – Case Study Current  Na7onal  ID  Project  Status   q  Project  embraced  by  stakeholders   § Central  Bank   § Directorate  General  of  Income  Taxes   § Directorate  General  of  Na>onal  ID   § Directorate  General  or  Archives   q  Preparing  for  Pilot   q  Gathering  informa>on  about  infrastructure,   detailed  requirements,  >melines,  etc.   q  Planning,  designing  and  establishing  milestone   deliverables  and  launch  
  • 24. www.voicetrust.com Confidential - 2013 Slide 24 Emerging Nation - Case Study Benefits  of  Na>onal  ID  registry:   q  Government  benefits  and  programs   q  Passport,  Travel  documents,  licenses   q  Educa>onal  Ins>tu>on  admission   q  General  enquiries   q  Transac>on  authen>ca>on   q  Future  services    
  • 25. www.voicetrust.com Confidential - 2013 Slide 25 Emerging Nation - Case Study Benefits  of  voice  biometrics  in  the  Na7onal  ID   registry:   q  Convenient:  ability  to  perform  authen>ca>on   remotely   q  Simple:  authen>ca>on,  enrollment   q  Secure:  an  addi>onal  layer  of  security   q  Prevents  Fraud   q  Cost  effec7ve:  No  need  for  addi>onal  hardware   infrastructure     q  Efficient:  Ci>zens  can  vote  from  anywhere  in  the   world  (reduces  vo>ng  sta>on  costs  as  well)