1. How do you save for
retirement
through payroll deduction?

2. Valley View School District offers to all employees, three
ways to save for retirement through payroll deduction:
403(b)-Tax Sheltered Retirement Plan
457(b)-Traditional Tax Deferred Compensation Plan
Roth 457- After Tax Compensation Plan
Employees can contribute to any combination of the above
options to save for their retirement.
* Not intended as tax, financial or legal advise.

3. 403(b) Tax Deferred Retirement Plan:
Pre-tax deduction
Calendar year contribution limit for 2014 is $17,500
Allows for additional catch up contributions for participants age 50+ of $5,500
457(b) and 457 Roth Deferred Compensation Plans:
457(b)
Pre-tax deduction
457 Roth
After tax deduction therefore qualified distributions are not taxed
Both 457(b) and 457 Roth
Calendar year contribution limit for 2014 is $17,500
Additional catch up contributions for participants age 50+ of $5,500 are
permitted
For additional information about participation, investment options and more,
Contact one of our approved plan providers.
* Not intended as tax, financial or legal advise.

4. Plan Providers
Representative Contacts:
457 (b)
457 Roth
X
X
X
X
X
X
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AXA Equitable
403 (b)
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Michael Malicay 1-630-575-5022 michael.malicay@axa-advisors.com
Warren Suess
1-630-954-6853 warren.suess@axa-advisors .com
Roger Nulton
Kyle Zake
1-630-990-3091 roger.nulton@axa-advisors.com
1-630-954-6896 kyle.zake@axa-advisors.com
X
CPI Qualified Plan Consultants, Inc.
Michael R. Runge 1-630-677-6283 (cell) michael.runge@morganstanley.com
1-630-573-9739 (phone)
1-630-214-3881 (fax)
First Investors Corporation/First Investors Funds
Matt Rosner matthew.rosner@firstinvestors.com
1-630-705-1800 ext 228 (phone)
ING-Reliastar Life
Richard J. Schlesinger J. D. PROIIS@planmembersec.com
1-630-674-2358(phone)
1-630-499-1057 (fax)
Kathy Cawley
Kathy@voyagergroupltd.com
1-815-729-1166 1-800-803-7600
Lincoln Investment Planning Inc.
X
X
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Jennifer Prosise, MBA Jennifer@voyagergroupltd.com
1-815-729-1166
1-800-803-7600
X
VALIC Financial Advisors, Inc.
Stephen Oostema 1-708-205-0766 (cell)
Jacqueline Skryd 1-630-995-6641 (cell)
Lisa McPherson 1-630-277-0063 (cell)
Email (first.last@valic.com)
X
Waddell & Reed
Ann Elliott CFP, MBA aelliott@wradvisors.com
1-630-728-5221 (cell)
1-630-245-1230 (fax)
1-630-245-1156 x122 (phone)
X
X

5. Visit our vvsd website, under the Payroll Department,
for a link to Retirement Manager.

6. For access to financial tools and to manage your
contributions, log in to Retirement Manager today!