1. Strategic Cost Recovery
A SHIELD COMPANY
YOUR FAMILY BANK®

2. Paradigm Shift:
A change from one way of thinking to
another. A revolution,
transformation, metamorphosis
driven by agents of change
driven by an…….
Epiphany:
An experience of sudden and striking
realization.

3. Question?
If there was a way to recoup
your biggest expense(s),
would you want to know
how?

4. 1) Recover part or all of monies spent on targeted
expenses while still recording them as an expense to the
business.
2) Recover the lost opportunity costs associated with
these expenses.
3) Apply a banking model to your business.
4) Use the banking model to become your own
financing source for future expenditures.
5) Get money out of the business on a favorable basis to
help supplement retirement.

5. Everyone should be in two businesses:
1) The business that creates your REVENUE.
2) The business that FINANCES your business.
EXAMPLES:
Sears
Ford
Builder/Mortgage Company
Retail Purchases/Credit Card Company

6. BANK
5%
Business
Owner
Auto
Dealer
Visa
Car Loan
Debt
Consolidation
5%
Contractor
Home
Mortgage
Builder
Credit
Lines
Bank
Customer

7. BUSINESS
Group
Health
Workers’
Comp.
Utilities
Equipment
401(k)
Match
Repairs &
Maintenance
Executive
Bonuses
Would you benefit if you could recover those expense dollars ?

8. $50,000
Expense
Expense Paid
$Zero
Balance
Repeat the
Process
Cash Flow
Funds
Expense for
Next Year
At the end of the day, besides the expense being paid,
YOU HAVE NOTHING TO SHOW FOR IT!!!
Now let’s look at the TRUE COST of that
$50,000 expense.

9. $50,000 Expense
Over 10 Years
Principle of
$500,000
LOC of
$624,318
$50,000 Expense
Over 20 Years
Principle of
$1,000,000
LOC of
$1,548,460
WHAT IF YOU COULD HAVE EARNED JUST 4% ON THAT EXPENSE?
Again, what would it mean to you and your
business if you could recover part or all of these costs?

10. Owner Loans the
Business $50,000
Expense of $50,000
Paid
Business Repays
Owner with
Interest
Business Tax
Deducts the
Interest Paid
Business Still
Deducts the
Expense
Owner Repays Acct.
to fund Expense for
Next Year
This is the VELOCITY OF MONEY in action.
REMEMBER HOW A BANK MAKES MONEY!?!

11. BUSINESS
Business
Expansion
Expenses
EquipmentVehicles
Business
Owner
Business Owner now becomes the lending source for major expenditures.
What’s the hardest thing to get out of a business
on a FAVORABLE BASIS?

12. • Would you AND your business be better off if you could
recover any expense you wanted?
• Would you AND your business be better off if you could
become your own financing source?
• Do you agree that you should be in BOTH the business that
creates your revenue AND the business that finances your
business?
• Would you AND your business be better off by recovering the
lost opportunity costs associated with business expenses?
• Would it be beneficial to get money out of the business on a
favorable basis to help supplement retirement?
• What expense causes you the most pain?

13. Give us a call. We’ll show
you and your business a
better way.
Phone: 614.389.4857
Toll Free: 888.229.1380
Fax: 614.389.4486
Email: daschwenker@ameritech.net
ken@ohiogroupins.com
robin@ohiogroupins.com