1. Dismissal with prejudice vs consent judgment?
I was sued by a debt collector. The debt is valid and is within the statute of l
limitations. I was offered 3 options: 1) sign a consent judgment agreeing to
monthly payments 2) make a lump sum payment and they will then dismiss the
lawsuit (dismissal with prejudice) 3) sign a consent judgment and let the ju
dge determine what monthly payments would be I am leaning towards option 2.