If you aren't exactly sure what the difference between IRA, ROTH IRA, and 401(k) this video is for you. Find more investor training videos at www.HasslefreeCashflowInvesting.com
Professional investor David Campbell, uDirect IRA president Kaaren Hall, and CPA Amanda Han present an easy to understand comparison of the features and benefits of investing through an IRA, ROTH IRA, or 401(k) with an emphasis on using these qualified plans in a self-directed account.
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$ 29,959.92$ 11,242.9030
$ 19,040.07$ 8,142.5725
$ 10,803.85$ 5,440.2020
$ 6,130.39$ 3,634.7015
$ 3,478.55$ 2,428.4110
$ 1,973.82$ 1,622.475
$ 1,000.00$ 1,000.000
12% but tax
deferred inside
IRA
12% with tax
outside iRA
Year
Why tax deferral is so important
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WhatWhat’’s the Difference?s the Difference?
Typical IRATypical IRA
•• StocksStocks
•• BondsBonds
•• Mutual FundsMutual Funds
•• CDCD’’ss
SelfSelf--Directed IRADirected IRA
•• Rental PropertyRental Property
•• NotesNotes
•• Private StockPrivate Stock
•• LLCLLC’’ss
•• Tax LiensTax Liens
•• Foreign PropertyForeign Property
•• Raw LandRaw Land
•• Etc.Etc.
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What Are The Limits?What Are The Limits?
A SelfA Self--Directed IRA can invest in anythingDirected IRA can invest in anything
EXCEPTEXCEPT
1.1. Life Insurance PoliciesLife Insurance Policies
2.2. CollectiblesCollectibles
1.1. ArtworksArtworks
2.2. CoinsCoins
3.3. Collectible CarsCollectible Cars
4.4. AntiquesAntiques
5.5. GemsGems
6.6. StampsStamps
7.7. RugsRugs
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What if your funds are with yourWhat if your funds are with your
current employer?current employer?
Your plan will probably NOT allow you to self-
direct
Must wait until you leave the company
To rollover retirement plan
You can request an “in-service” transfer
from your current plan administrator.
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KaarenKaaren Hall, PresidentHall, President
uDirectuDirect IRA Services, LLCIRA Services, LLC
(866) 538(866) 538--35393539
KHall@uDirectIRA.comKHall@uDirectIRA.com
uDirect IRA Services, LLC
2522 Chambers Road, Ste 100
Tustin, CA 92780
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Contact Us
Company Logo(877) 975-0975
KEYSTONE CPA, INC.
Maximizing Profits & Increasing Wealth
www.KeystoneCPA.com
AS SEEN ON:
(877) 975-0975
www.KeystoneCPA.com
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DAVID CAMPBELL – professional investor / developer
www.HasslefreeCashflowInvesting.com
KAAREN HALL – president of uDirect IRA Services
www.uDirectIRA.com
AMANDA HAN, CPA – tax strategist
www.KeystoneCPA.com