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Homebuyer Education Seminar Presented by MetLife Home Loans All loans subject to approval. Certain restrictions may apply. Mortgage financing provided by MetLife Home Loans, a division of MetLife Bank, N.A. Equal Housing Lender. ©2008 METLIFE, INC. L10081698[exp1009][All States][DC]
Are you ready to purchase a home? ,[object Object],[object Object]
Overview ,[object Object],[object Object],[object Object],[object Object],During today’s homebuyer seminar, we’ll discuss:
The benefits of home ownership ,[object Object],[object Object],[object Object],As a new home owner, you can start on the road to financial freedom: *MetLife Home Loans does not provide tax advice. Please consult your tax advisor for more information.
Are you ready to become a home owner? ,[object Object],[object Object],[object Object],[object Object],[object Object],Questions to ask yourself:
Understanding your mortgage ,[object Object],[object Object],[object Object],[object Object],A mortgage consists of what is called  “PITI”
The Loan Process Loan Application Automated Underwriting Processing Supporting Documents Final  Underwriting Credit Report Appraisal Title Work Closing Prequalification
Preparing for your loan application ,[object Object],[object Object],[object Object],[object Object],[object Object],Your Mortgage Consultant may request a variety of documents from you, including:
Choosing a loan that’s right for you  ,[object Object],[object Object],[object Object],[object Object],[object Object],Selecting the right home financing option is important. Be sure to:
Types of loans  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],*Higher loan limits vary by area and are only available until 12/31/08.
Types of loans  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
First-time homebuyer programs What first-time buyer programs are available? Many first-time buyer programs are developed and administered locally through your city, county or state. As your local mortgage specialist, I can help you sort through the programs available and help you decided on one that is right for you.
Quick Review ,[object Object],[object Object],[object Object],[object Object],[object Object],Today we’ve covered:
Your questions ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],I am always available for you…please consider me a resource for your home financing needs. Brian Cavanaugh Ask me about a FREE review of your home financing options.

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Homebuyer Education Seminar Presentation

  • 1. Homebuyer Education Seminar Presented by MetLife Home Loans All loans subject to approval. Certain restrictions may apply. Mortgage financing provided by MetLife Home Loans, a division of MetLife Bank, N.A. Equal Housing Lender. ©2008 METLIFE, INC. L10081698[exp1009][All States][DC]
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7. The Loan Process Loan Application Automated Underwriting Processing Supporting Documents Final Underwriting Credit Report Appraisal Title Work Closing Prequalification
  • 8.
  • 9.
  • 10.
  • 11.
  • 12. First-time homebuyer programs What first-time buyer programs are available? Many first-time buyer programs are developed and administered locally through your city, county or state. As your local mortgage specialist, I can help you sort through the programs available and help you decided on one that is right for you.
  • 13.
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Notas do Editor

  1. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  2. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  3. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  4. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  5. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  6. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  7. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  8. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  9. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  10. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  11. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know
  12. LUNCH & LEARNS Give associates the opportunity to step away from their desk and think outside of their current workload, responsibilities, etc. and learn something new The first one…. Lunch will be provided and invite sent to the entire bank If you have an idea or topic or if you want to present let me know