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Semelhante a Couples Work Struggles Making Ends Meet
Semelhante a Couples Work Struggles Making Ends Meet (20)
Couples Work Struggles Making Ends Meet
- 5. Spending Plan- Expected Income and Expenses- Monthly (Based on 35,312 salary) Flexible Expenses Projected Actual Difference Income Projected Actual Difference Food HR Paycheck 2951 0 2,951 Groceries 280 0 280 Interest- PNC 0 0 0 Dining Out 80 0 80 Interest- Chase 1 0 1 360 0 360 Stocks 50 0 50 Personal Care Other 0 0 0 Medical Co-pays 50 0 50 Total Monthly 3002 0 3,002 Clothing- Business Attire 50 0 50 Clothing-Casual/Misc Attire 50 0 50 Periodic Expenses Projected Actual Difference Laundry/Dry Clean 10 0 10 Holidays 100 100 Other 0 0 0 Monthly Payment 8.33333333333333 0 160 0 160 Hair cuts 250 250 Transportation Monthly Payment 20.8333333333333 0 Bus Fare- Local 20 0 20 Birthdays 180 180 Train 40 0 40 Monthly Payment 15 0 Taxi 10 0 10 Christmas Gifts 200 200 Subway 50 0 50 Monthly Payment 16.6666666666667 0 Other 0 0 0 Total Monthly 60.8333333333333 0 60.8333333333333 120 0 120 Entertainment Fixed Expenses Projected Actual Difference Movies/Theatre 20 0 20 Rent 800 0 800 Sports/Concerts 20 0 20 Electricity 90 0 90 Alcohol 30 0 30 Gas/Oil 50 0 30 Free Shopping 40 0 40 Water/Sewer/Trash 30 0 30 Other 0 0 0 Telephone 40 0 40 110 0 110 Cable/Internet 80 0 80 Pets Savings Food 0 0 0 Investments 50 0 50 Medications 0 0 0 Emergency Fund 50 0 50 0 0 0 Pay Yourself First 200 0 200 Gifts/Donations Total Monthly 1390 0 1370 Miscellaneous 0 0 0 Total Monthly 1500 0 1,500
- 7. Where do you fall?
Notas do Editor
- *Working families with two parents and two children require an income of $48,778 (varies by location). Nearly 30% of families fall below this.
- figure 12.6
- Examples: managers or executive officers. In Steve Jobs’s case: CEO of Apple
- A study by Maureen Perry-Jenkins in 2001 revealed that when fathers’ and mothers’ jobs have a high degree of complexity and autonomy, they are more apt to create a positive home environment and show greater warmth in parenting.
- So from this class we all know that when one person in the family struggles, all others are affected. Therefore, it’s really important to understand how work affects family well-being. Looking at this list, we can just start to think of all the things that can be affected if a family member is struggling at work... maybe Dad’s self esteem goes down... so does everyone’s. etc.
- A huge problems families can face together is how their work hours and family life interact. One term that everyone should get familiar with is shift work because it’s becoming very common in the US. Examples of shift work: nurses, emergency personnel, firefighters. (may have some people in here!)
- Although shift workers may get more physical time with their families, researchers believe that the quality of these interactions is significantly less. Why? You’re TIRED! People can have less than 2 hours a day to attend to family duties, do household tasks, and prepare for the next workday. mismatch: your schedule could be different than when your child or spouse is home, etc marital conflict: high stress and work demands lead to conflict
- Besides shift work, another time constraint families have is overtime. Like the shift-worker, the overtime worker is also really stressed out and tired. A study by Crouter in 1995 showed that when fathers are pressured or stressed at work, they tend to have more conflict with their adolescent children.
- To me, at least, the only thing worse than working overtime or having shift work would be unemployment. Besides the obvious, unemployment can have other negative impacts on families, such as family instability, decreased family interactions, increased levels of family violence, and increased mental hospital admissions.
- When women are unemployed, they frequently are temporarily supported by their husbands (if they’re straight.) Also women have more time with their family and therefore something to look forward to. Men have patriarchal pressure and when they are unemployed, they can’t be the breadwinner. Men are also traditionally less involved in caretaking, so there would not be an advantage to being home for them.
- Which of these methods would you use to value household labor and how much would you “pay” the mom? Duties are: caring for children, doing laundry, taking care of the house, preparing 3 meals a day Salary.com suggests that they would be paid $134,121 annually for working 49.8 hour days.
- In 2006, estimated 159,000 stay at home fathers in the US. Economic considerations: maybe the wife has a higher paying job. Divorce: if a father has economic stability, he may want to take care of his kids rather than placing them in childcare Gay men: their other partner is out working