An introduction to the Better Than Cash Alliance.

1. WWW.BETTERTHANCASH.ORG
1

2. that accelerates the transition from cash
to digital payments to reduce poverty
and drive inclusive growth.
The Better than Cash Alliance is a
United Nations‐based partnership of over
MEMBERS
GOVERNMENTS
COMPANIES
INTERNATIONAL ORGANIZATIONS

3. We ADVOCATE
We RESEARCH
We CATALYZE

4. GOVERNMENTS
4
Afghanistan
Nepal Malawi
Peru
Kenya
Colombia
Sierra Leone
Mexico
India
Senegal
Rwanda
Bangladesh
Pakistan
Papua New
Guinea
Philippines
Ghana
Moldova
Uruguay
Benin
Ethiopia Liberia
Vietnam
LATIN AMERICA &
THE CARIBBEAN ASIA AFRICA
EUROPE
ASIA &
THE PACIFIC
Dominican
Republic
Jordan
Fiji
ARAB
STATES
Paraguay
Solomon
Islands
Indonesia

5. COMPANIES
5

6. and many others
INTERNATIONAL ORGANIZATIONS
5

7. the majority of whom are
women, are still unable to
participate in the formal
financial system.
THE REALITY
7
BILLION
PEOPLE
MORE THAN

8. THE CHALLENGES
WITH CASH
8
Expensive
Inefficient
Unsecure
Untraceable

9. Cost savings through
efficiency and speed
Transparency
Women’s economic
participation
Financial inclusion
Inclusive growth
11
THE BENEFITS
OF DIGITIZING PAYMENTS

10. SUCCESS
STORIES

11. MEXICO:
COST SAVINGS
11
By digitizing and centralizing
its payments, the Mexican
government saves
BILLION
EVERY
YEAR
Or 3.3% of total expenditure
on wages, pensions and
social transfers.

12. TANZANIA:
TAX REVENUE & TRANSPARENCY
12
Digital payments in Tanzania:
Could boost tax revenue by nearly
MILLION
Each year
(USD)
Have already reduced economic
leakage from cash payments, such
as conservation park
entry fees, by over

13. EBOLA HEALTH WORKERS:
EFFICENCY
13
Digital “wallets”
saved lives and more than
Million
for the government, taxpayers,
development partners
and response workers.

14. INDIA:
TRANSPARENCY
14
After shifting to digital
payments for its gas subsidy
scheme in 2013, the Indian
government has saved
REDUCTION
IN BRIBERY
DEMANDS
and experienced
BILLION
IN THE PAST
FOUR YEARS

15. 15
The Government of India
has saved almost
in social protection payments
since 2013, by digitizing Direct
Benefits Transfers
leveraging the JAM Trinity
(Jan‐Dhan ‐ Bank Accounts,
Aadhar ‐ Unique Biometric IDs
and Mobile)
BILLION
INDIA:
JAM TRINITY

16. FINANCIAL
INCLUSION
16
MILLION
USERS
BY 2020
Modelo Perú:
The world’s first
interoperable shared
mobile payments platform
engages 34 banks and
3 telcos, aiming to reach

17. INCLUSIVE GROWTH
& JOBS
17
Delivering financial services by
mobile phones could benefit
billions of people by spurring
inclusive growth that adds
to the GDP of emerging
economies by 2025
MILLION
According to a McKinsey study
TRILLION
Creating
NEW FORMAL JOBS

18. CHINA: FUTURE
OF PAYMENTS
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Social network payments
in China have now reached
almost
TRILLION
unlocking new economic
opportunities that are
set to increase China’s GDP by
BILLION
by 2025

19. Treat Clients Fairly
Keep Client Funds Safe
Ensure Product Transparency for Clients
Design for Client Needs and Capability
Support Client Usage Through Interoperability
Take Responsibility for Providers of Client Services Across Value Chain
Protect Client Data
Provide Client Recourse
Better Than Cash Alliance
Responsible Digital Payment Guidelines

20. 20

21. @ B E T T E R T H A N _ C A S H / B E T T E R T H A N C A S H A L L I A N C E / B E T T E R – T H A N – C A S H – A L L I A N C E