Banking Inquiry Submission on Housing Bias and Tax Reform
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Banking Inquiry Submission on Housing Bias and Tax Reform
- 1. Submission to Multi-Party Inquiry into Banking by interest.co.nz Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 2. Why the problem is not bank profiteering. The problem is New Zealand’s structural settings favouring housing investment. Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 3. Who are we to say this? Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 4. NZers care an awful lot about interest rates Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 5. Obviously banks are profiteering…right? Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 6. That’s a big gap. They must be creaming it. Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 7. Wholesale funding costs are up 100 bps Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 8. Local funding costs are up 150 basis points Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 9. Bank net interest margins actually fell Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 10. And they’ve been falling for a long while Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 11. The bias to farm and housing lending worsened in 2009 Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 12. And the connection is a foreign debt blowout Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 13. Who in this room has an LAQC or family trust? Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 14. Ever wonder what a loss of sovereignty might look like? Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 15. Reserve Bank Governor Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 16. Bank regulator Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 17. Currency Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
- 19. More productive investment
- 20. Less property speculation
- 21. Land tax or Capital Gains Tax
- 22. GST on mortgages/rents?
- 23. Use capital adequacy rules
- 25. Thank you for your time Parliamentary Banking Inquiry- Wellington - Sept 2, 2009
Notas do Editor
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled. NZ$200k home loan 10% = NZ$384 week 6% = NZ$230week = NZ$150/week NZ$100k savings NZ$135/week = NZ$60 week
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.
- Numbers at end of 2007. Net worth tripled since 1997. House value tripled since 1997. Mortgages tripled. Shares doubled.