1. Extreme Couponing in the Real World BargainBriana.com bargainbriana@gmail.com Facebook.com/bargainbriana

2. How Much Do YOU Spend? According to the USDA, the average US family of four spends $771/month on a modest month. This means choosing store brand products and sticking to a list. More liberal spending plan, they are spending $994/month. If the family includes teenagers, the price goes up to $1,100 + How much do you spend? Do you even know?

3. $$$ Grocery Savings $$$ Grocery Store is the one store we have to shop at. There is no magic number. Whatever works for YOUR family! For every hour clipping coupons, shopping, unpacking = $25/hour of savings. Buy the best quality products at the lowest prices! Save where you can, so you can spend where you want!

4. Top Reasons People Don’t Use Coupons Too much time Remembering to use coupons Juggling coupons at grocery store No coupons for products I use Coupons aren’t worth the time Embarrassed to use coupons Private brands are less expensive without the work

5. Grocery Budget Set a Monthly Budget for grocery Budget will be different for every family Doesn’t work, try a different amount The longer you coupon the less your budget due to stockpiling If you are saving money that you weren’t before, it IS working for you. Cash Envelope System

6. Use Coupons With Purpose Don’t just use a coupon because you have one. Combine with a store sale, store coupon, rebates, or other promotions to maximize savings. Stockpile your most used items at the rock bottom price.

7. Stock Up Prices Shopper A: Buys a box of cereal at $4 a box each week for $24 total. Shopper B: Buys 6 boxes of cereal at the rock bottom price of $1.25 and pays only $7.50. Shopper B saved $16.50 by stocking up!

8. Stockpiling Why Stockpile? Have needed items on hand Will spend less buying it when at lowest price Less trips to grocery store When to Stockpile? Sale cycles every 12 weeks Holiday/Seasonal Sales Spreadsheet/Grocery Price book

9. What to Stockpile? Items you use on regular basis Ingredients for recipes in your main rotation Item you will need in future Seasonal/Holiday Items Convenience items to have on hand for easy meals Cleaning Supplies/Toiletries/Paper Products Items you can donate

10. My Stock up Prices FREE ITEMS Band Aids Cough Drops Deodorant Shampoo/Conditioner Toothpaste Toothbrush Razors Milk - $1.99 Eggs - $0.88 Shredded Cheese - $1.50 Sour Cream – <$0.50 Cereal - $1.25 Cereal Bars - $1 Oatmeal – <$0.50 Bread - <$0.99 Dish Liquid - $0.25 Pasta/Sauce - $1

11. Coupon Basics Couponing Terms & Abbreviations Where to Find Coupons Coupon Fine Print Types of Coupons Store Policies Organization

12. B1G1 w/$1/1 q (3-1SS) & $1/2 IVC, earn RR, submit MIR (YMMV) Confused?

13. Common Coupon Terms B1G1 = Buy 1, Get 1 ECB = Extra Care Bucks (CVS) SS = Smart Source Insert RP = Red Plum Insert GM = General Mills IP = Internet Printable RR = Register Rewards MIR = Mail in Rebate FAR = FREE after Rebate CAT = Catalina OOP = Out of Pocket WYB = When You Buy YMMV = Your Mileage May Vary Find a complete terms list: http://bargainbriana.com/15-days-of-couponing-day-2-the-language-of-couponers-translated/

14. Where to Find Coupons? Sunday Newspapers Kokomo Tribune (less coupons but includes Red Plum Inserts), Indianapolis Star (Larger selection – No Red Plum Inserts) Internet Printables Coupons.com RedPlum.com SmartSource.com Magazines In/On Packages In Free Samples Blinkies/Tearpads In Store Brochures Doctor’s Offices Recycle Bins Fairs, Festivals, Conventions Facebook Twitter Search for coupons in the Bargain Briana Coupon Database: http://bargainbriana.com/coupon-database/

15. Sunday Insert Coupons SS = Smart Source P&G = P&G Insert

16. Coupon Fine Print One Coupon per Purchase/per Item Purchase If you buy one bottle of shampoo, you can use one manufacturer’s coupon for that bottle. If you have additional coupons, you have to buy another item to be able to use that coupon. You are not allowed to use two manufacturer’s coupon per item. One Coupon per Customer/Family This is rare but you will see this often on high value coupons. One Coupon per Transaction You are only allowed one coupon for this item for each transaction. This is to try to limit how many you purchase in a transaction. So, just make a few transactions whether in one trip or multiple trips to get around this. Do Not Double Language on a coupon that does not allow doubling. However, if the coupon starts with a 5 will double regardless (if the store allows doubles). If the coupon starts with a 9, it will not double. Other Coupon Language/Exclusions Valid only in certain states, stores, etc.

17. Coupon Fine Print Manufacturer’s Coupon Store Coupon

18. eCoupons Cellfire Kroger eCoupons Meijer mPerks Saving Star Shortcuts Upromise – Not take off your bill but “deposited” into your Upromise account Most cannot be stacked with paper coupons Limited to how many coupons you can use Convenience

19. Upromise eCoupons Activate each month Link to Store Loyalty Cards Earn money on selected purchases More ways to save!

20. Coupon DISOrganization Not organized!

21. Coupon Organization Filer Method File each week’s insert in an accordian file Only clip coupons when needed http://bargainbriana.com/couponizer

22. Couponizer I now use the filer method and supplement with the Couponizer.

23. Couponizer Use in conjunction with the filing method Great for “loose” coupons such as printables, home mailers, etc. Easy to transport Durable Fits in medium size purse

24. Store Policies Know the coupon and policies of the stores you are shopping Keep copy of the official coupon policy with you while shopping Coupon Policies can change often so look for updates

25. Drug Store Game Drug Stores such as CVS and Walgreens offer rich customer loyalty programs. Stack coupons with Register Rewards/Extra Bucks to maximize your coupon “Roll” Register Rewards and Extra Bucks to minimize your out of pocket costs Stack with Store coupons

26. Drug Store Comparison CVS (BB Preferred) Sunday – Saturday Ad Extra Care Bucks with loyalty card Limits on ECBs Rewards Clip Free Coupons Stacking Allowed CRT = Customer Receipt Tape Coupons Saving Star CVS Advisor/Surveys for ECBs Walgreens Sunday – Saturday Ad Register Rewards Register Rewards are limited per transaction Stacking Allowed Weekly Ad Coupons IVC = Instant Value Coupons Rebate Program

27. “Roll Extra Bucks” Transaction #1 Buy (5) Honest Tea @ $1 Use (5) $1/1 Printable Coupons from Recylebank http://bargainbriana.com/recyclebank Pay $0 out of pocket Earn $2 Extra Bucks to use on next purchase! Transaction #2 Buy (1) Refresh Tampons @ $6.79 Use $1/1 Printable Coupon Use $2 Extra Bucks from Transaction #1 Spend $3.79 out of pocket Earn $6.79 Extra Bucks to use on next purchase!

28. Grocery Store Comparison Kroger Thurs – Weds Ad Loyalty Card Doubles up to $0.50 Limits two identical coupons for doubling Accepts Printable No Free Printable Product Coupons eCoupons: Kroger, Cellfire, SavingStar Fuel Rewards Meijer Sunday – Saturday Ad (Kokomo area) Thurs – Weds Ad (Indy) No loyalty card required Doubles up to $0.50 Limits two identical coupons for doubling Accepts Printables Stacking Allowed Meijer Mealbox Coupons mPerks

29. Super Store Comparison Walmart Ads are sporadic Price Matching (limits) No Doubling Accepts Printables Accepts Competitor Coupons Accepts Catalinas Target Sunday – Saturday Ad No doubling Stacking Allowed Accepts Printables Target Printable Coupons Target Mobile Coupons Buy X, Get GC promotions

30. Courteous Couponing Do unto others Do no clear shelves Coupon Ethically Use coupons as intended Keep calm HAVE FUN!

31. Put it all Together Save Inserts on Sunday Go to BargainBriana.com Grocery lists for Aldi, CVS, Kmart, Kroger, Marsh, Meijer, Target, Walgreens, Walmart, and more! Print List Clip & Print Coupons Go Shopping Save $$$$$

32. Meal Planning Resources 5dollardinners.com Onceamonthmom.com

33. Special Offers All You Magazine – 30 Issues for $25 http://bargainbriana.com/all-you-magazine-deal/ Couponizer - $19.95 http://bargainbriana.com/couponizer Grocery Class http://bargainbriana.com/grocery-class/ Password: Cicero