Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto

Success in the midst of Crises

Mindanao Business Conference

Ardy Roberto
Co-Founder, Salt & Light Ventures, Inc
Inspire Leadership Consultancy, Inc.
Entrep10 Awardee,
Microsoft Most Inspiring Entrepreneur
Co-Columnist, Philippine Daily Inquirer’s MarketingRx
Author, S4, Heart of Healing, Buhay na Hindi Bitin, Pera na Hindi Bitin

The image cannot be
displayed. Your
computer may not
have enough memory
to open the image, or
the image may have
been corrupted.

www.saltandlight.ph
Restart your computer,
and then open the ﬁle
again. If the red x still
appears, you may have
to delete the image
and then insert it
again.

Diagnostic Test:

Stare for a few seconds at each of the
following patterns.

Are the patterns moving?

Or are they perfectly still??

The patterns are used to test the level of stress
a person can handle.
None of these images are animated - they are
perfectly still.

The slower the pictures move, the better your
ability of handling stress.

Senior citizens and kids see them standing still.

Alleged criminals that were tested see them
spinning around madly.

How did you do with the test??

Are you stressed out
because of a “crisis?”

AIG (American International Group)

Goodyear – Financial Crisis pinch

Bird Flu, SARS, Swine Flu, etc

Greece, Japan, CJ Leadership/
Integrity, Mindanao Power Crises,
etc

We are ALWAYS in
CRISIS mode

INFLATION
RATE:
65%
______

1983 Ninoy Assassination

1987-1990 Coup de Etats
during Aquino Administration

1992-1993 Philippine
Political and Energy Crisis

think and dwell on
“If you
crises, it will cause mental
and spiritual paralysis!”
– Ardy Roberto

To survive and thrive in a crisis:

THINK WELL

Your MIND
= your best friend
or your worst enemy

“You become what you think about
most of the time”

– Earl Nightingale, The Strangest Secret

This is a BRAIN CELL.
Brain Cell
It is the basic building
block of your brain. You
have

1,000,000,000,000
a million million cells in
your brain. We use just 2%!

If a neuron dies, the surrounding neurons will take over some of the
activity from the disabled one. You can actually grow new dendrites
if you continue to intellectually stimulate yourself through
reading, doing puzzles, and playing games like chess.By creating more
dendrites and more connections, you create more chances for
thought generation. So every time you have a new thought, you literally
change your brain at a chemical, electrical, and physical level.
MOST IMPORTANT…… a thought is real!

THE STORY OF NICK –
Family man.
But a worrier and
pessimist.
A railroad worker who
always expected worse to
happen... And then one day
while working at the
railroads

www.saltandlight.ph

Nick got accidentally locked!
Since he was in a
refrigererator car,
Nick assumed that
the temperature
inside was a freezing
0°C.
He started shivering
and thought to
himself, “I'll freeze to
death if I don’t get
out of here.” www.saltandlight.ph

Nick wrote a message to his wife and family
on a cardboard box:

“So cold,”
“…body's getting numb. If I could
just go to sleep.
These may be my last words.”
www.saltandlight.ph

The strange thing was the boxcar’s
refrigeration unit was broken and
the temperature inside was just
around 16°C — far from freezing.

But the autopsy on Nick’s body
showed that he had frozen to
death!
www.saltandlight.ph

Nick’s thoughts froze
himself to death.

www.saltandlight.ph

“Let me assert my firm belief
that the only thing we have to
fear is fear itself.”

Franklin Roosevelt, US President

(speech during Great Depression of 1933)

F alse
E ducation
A ppearing
R eal

“As a man thinketh in his
heart, so is he.”

– Proverbs 23:7

King Solomon

What are the thoughts in
your mind?
What do you think about most of
the time?

Are you hopeful?
Or are you worried?

Study on Worry:
“What People
Worry About”
40% are worrying about things
that never happen anyway.
30% are worrying about past,
unchangeable decisions.
12% are worrying about illnesses that never
happen.
10% are worrying about adult children and friends
(who are able to take care of themselves).
Only 8% are worrying about real problems.
92% ng lahat ng pinoproblema ng maga tao are about
things that are not within our control!

Paul to the Philippians (gamot sa worry)
“Don’t worry about anything;
instead, pray about everything. Tell
God what you need, and thank him for
all he has done. If you do this, you
will experience God’s peace, which
is far more wonderful than the human
mind can understand. His peace will
guard your hearts and minds as you
live in Christ Jesus.”

Philippians 4:6-7 (New Living Translation

Placebo Case Study

Placebo heart surgeries anyone?

www.saltandlight.ph

Businessweek, reporting on the economics
of the billion-dollar heart surgery industry,
reported that those who had
thought they had undergone laser
heart surgery to improve their blood
received the same
flow
benefits as those who went through
actual heart surgery.
I.e. “Hindi na barado!”

www.saltandlight.ph

The Pygmalion effect
Self-fulfilling prophecy
Examples:
Children – “baka madapa ka!” “bobo!”
“Friends” – “baka malugi ka!”
Country – “Wala nang pagasa”

Pygmalion effect in
business
...performance will improve if your
supervisors communicate positive
thoughts about people to people. If
the supervisor actually believes that
every employee has the ability to
make a positive contribution at work,
the telegraphing of that message,
either consciously or unconsciously,
will positively affect employee
performance.

What are the thoughts in
your mind?
What do you think about most of
the time?

Are you hopeful?
Or do you worry?

Fact:

Crisis is the new reality. The only
thing constant is change. Change
happens through crises. People move
out of their comfort zones and
change things because of a crises.

How to survive and thrive in crises:
Innovate

“get out of your
comfort zone”

Insect Inter (Thailand)

"I have absolutely no doubt that our
crispy, crunchy crickets will replace
popcorn as a favourite snack in cinemas“
- Mr Satapol Polprapas, InsectInter Founder, 29 yrs
old (started with just P160 investment)

#1 in Insect-fast food category

Ø 60+ outlets

Ø Over 15M
Baht in
sales @ year
Ø 100 new
franchisees

Slogan:

“Never mind the look, it tastes great“
founder – Satapol Polprapas

* Annual World Wife Carrying Contest
(Sonkajarvi, Finland)

Grand Prize:
Beer (equivalent to your weight) + “Fun”


Result of innovation:
local economy turned around.
Contest generates over US$250 in
estimated economic benefits to the small
town of Sonkajarvi.
Very happy customers with a
transformational experience (vs
transactional)

MINDSET #1: M – B – A : M – Mangarap {Dream!}

Edwin Pages
story:

from
beerhouse
business to

Online real
estate magnate

Walang pang suweldo para sa guard?
Walang problema!

Problem turned into opportunity:

Honesty Coffee Shop – Batanes

A world full of junk
We don’t want a polluted Earth

Solar Bottle Light
Natural daylight for the community

What is the common source of
light?

Bulbs
•  Consume energy
•  Cost of electricity

Made from readily available &
recyclable materials…

2L PET soda bottles
encased in GI corrugated
sheets

Provides a good
source of light
equivalent to 55
watts

“There is always a solution to a problem
if you are open-minded, creative and
persistent.”

Adventures/crises develop
your AQ
Adversity Quotient.

Gives you stories to share

An AQ Story / Adventure
Early 90s - 2X Swindled…
Mid 90s - Bankrupt…
2000 - Almost lost wife to lupus (almost
widower) ; went bankrupt again
AQ Developed:
2001 > Started 4 different businesses
Recognized as 1 of EntrepTop10 in ’06*
Enjoying new adventures…

...failure!”

{Everything that we could do wrong,
we did wrong...}

sobrang lugi!
nabaon ako sa utang
sold the business

bible study

applied God’s word

miracles of faithful stewardship
-  zero debt within 1 yr
-  married within means
-  honeymoon in Europe

“God has a purpose behind
every problem. …He uses
circumstances to

develop our character.”

- Rick Warren,The Purpose Driven Life

Raising Funds by Producing, Organizing and 12

“Character cannot be developed in
ease and quiet.

Only through experience of trial and
suffering can the soul be
strengthened, ambition inspired,
and success achieved.”

- Helen Keller

“Consider it pure joy…whenever you
face trials of many kinds, because you
know that the

testing of your faith

develops perseverance.”

James 1:2,3

October 2000
127

“Miracle” Healing:
But serious kidney
damage
Chemotherapy?
Dialysis?
None.

MyHeartofHealing.com (c) Ardy Roberto 2008 -
buy the Heart of Healing at OMF.com

a series
“We are all faced with
of great opportunities
disguised as impossible
situations.”
– Chuck Swindoll

Fearless : Anthony Robles – Champion NCAA Wrestler

Fearless : Jessica Cox – First Filipina pilot

Fearless : Jessica Cox – First FilAm licensed pilot w/o ...

“In golf, as in life, if you
really, really want
something… Nothing should
hold you back. So stop
blaming others if your game
is lousy. Blame yourself,
and fix it.”
– Paolo Olives

Think on these things…
Finally, brethren, whatsoever things are
true, whatsoever things are honest,
whatsoever things are just, whatsoever
things are pure, whatsoever things are
lovely, whatsoever things are of good report;
if there be any virtue, and if there be any
praise, think on these things. – Phil 4:8

SO

THINK WELL!

Remember:

“You become what you think about
most of the time.”

FREE!
Text your name, organization,
feedback, and email address to:
+0920-9519618
Get FREE copy of this presentation.
7 who text also get WIN books

Different and
conflicting advice can
be confusing and
stressful.

“Do not let this Book of
the Law depart from
your mouth; meditate on
it day and night, so that
you may be careful to do
everything written in it.
Then you will be
prosperous and
successful.”
- Joshua 1:8

The Bible has
500 verses on prayer;
500 verses on faith; but over
2,300 verses on money
and possessions.

Based on
Research,
experience and
scripture truth

Ardy Roberto
Author, Pera na Hindi Bitin

www.saltandlight.ph

7 Money Management Strategies in
good and bad times...

Start a Joseph Fund
before a crisis starts

The Joseph Fund (Genesis 41)
“It is just as I said to Pharaoh: God has shown Pharaoh
what he is about to do. 29Seven years of great
abundance are coming throughout the land of Egypt,
30but seven years of famine will follow them. Then all
the abundance in Egypt will be forgotten, and the famine
will ravage the land. 31The abundance in the land will
not be remembered, because the famine that follows it
will be so severe. 32The reason the dream was given to
Pharaoh in two forms is that the matter has been firmly
decided by God, and God will do it soon."

33“And now let Pharaoh look for a discerning and wise
man and put him in charge of the land of Egypt. 34Let
Pharaoh appoint commissioners over the land to take a
fifth of the harvest of Egypt during the seven years of
abundance. 35They should collect all the food of these
good years that are coming and store up the grain under
the authority of Pharaoh, to be kept in the cities for food.

36This food should be held in reserve for the country, to
be used during the seven years of famine that will come
upon Egypt, so that the country may not be ruined by the
famine.”
37The plan seemed good to Pharaoh and to all his
officials. 38So Pharaoh asked them, “Can we find
anyone like this man, one in whom is the spirit of Godb?”

20 – 20 Strategy:

Save 20% of your income,
20 years before you want
to retire

example: If you earn P7,500 a month,
save P750 every month by
automatic transfer or deposited to your
special savings account na nagbibigay ng at
least 7.5% interest per annum (or per year).

P750@ mo
3 yrs = P30,000
5 yrs = P54,000
10 yrs = P132,000
20 yrs = P400,000
30 yrs = P1,000,000!

Savings of Savings of
P1,000 a month P2,000 a month
for 20 years for 20 years
= P467,661 = P935,323

Savings of
Savings of P10,000 a
P4,000 a month month for 20
for 20 years years
= P1,864,025 = P4,676,613
*6% p.a. compounded *6% p.a. compounded
monthly
monthly

Fact:

90% of Filipinos are “broke or will die
broke”
- Bank of the Philippine Islands (BPI) study

The Malachi 3:10-11 Insurance Policy

“10 Bring the whole tithe into the storehouse,
that there may be food in my house. Test me
in this,” says the LORD Almighty, “and see if I
will not throw open the floodgates of heaven
and pour out so much blessing that there will
not be room enough to store it. 11 I will prevent
pests from devouring your crops, and the
vines in your fields will not drop their fruit
before it is ripe,” says the LORD Almighty.”

"Remember this:
Whoever sows sparingly, will also reap
sparingly,
and
whoever sows generously will also
reap generously.”
2 Corinthians 9:6 NIV

“Give generously to him and
do so without a grudging
heart; then because of this
the LORD your God will bless
you in all your work and in
everything you put your hand
to.”
– Deuteronomy 15:10

Start up: Salt & Light Ventures 2000

How do I
grow this
business?

10 years after the “most successful failure” concert
business in CDO…a seminar with 14,000 people!

PICC: 4,000 people
Total for 2 days: 18,000 people

“When profit is
unshared, it’s less likely
to grow greater.”
Malcolm Forbes

strategy 3

get out of debt and
stop borrowing

The Romans 13:8 Debt Payment Plan

“Let no debt remain outstanding, except
the continuing debt to love one another,
for he who loves his fellowman has
fulfilled the law”

Pay off ALL your debts; love one another.

Mahirap ang mabaon sa utang.

Sabi ni King Solomon:
“The rich rules over the poor, and the
borrower becomes the lender’slave”

(Proverbs 22:7, NASB)

I – Impulsive buying / indulgence
P – Poor planning (no planning)
I – Ignorance
S - Shopping sprees / short term
view of savings

strategy 4

Live Simply
“Mabuhay ng
simple!”

The 1 Timothy 6:6-7 True Wealth
Formula

"Yet true godliness with contentment is
itself great wealth.
7After all, we brought nothing with us when

we came into the world, and we can’t take
anything with us when we leave it.”
Paul to Timothy
1 Timothy 6:6-7, NLT

‎"The happiest people don't
have the best of everything;
they just make the best of
everything they have."
~ Dr Aggie Sarthou, PhD at the last
Happy at Work conferenc

FRUGAL:
IKEA billionaire owner rides bus,
flies economy class

“Being frugal* is the cornerstone of
wealth building.”

- The Millionaire Next Door

champion boxer – earned $300M career (P13.5B)

employed 200 (drivers, bodyguards, chefs, gardeners, etc)
$4.5M on cars and motorcycles
$3.4M on clothes and jewelry
$7.8M personal expenses
$140,000 tigers + $125,000 trainer
$2M bathtub as gift to wife
$410,000 birthday party
$230,000 cellphones

2005
Utang/Debt = $38M

champion boxer – champion gastador
2005
Utang/Debt = $38M

‎“We are not made
happy by what we
acquire, but by what we
appreciate.”
- Francis Kong

Making the best of
everything you have;
appreciate what you
have already:
contentment

strategy 5

Magsipag,
Mag-negosyo

The Proverbs 10:4 Get Rich
Slow Scheme

“Lazy people are soon poor;
hard workers get rich.”
King Solomon -Proverbs 10:4, NLT

“All hard work brings a
profit,
but mere talk leads only to
poverty”
King Solomon
- Proverbs 14:23

Work HARD

vs

EASY Money mentality

P80M Lotto Winner,
Naputulan ng Kuryente.
"Last Sunday’s debut telecast (True
Stories on QTV featured) the story of
a man who won over P80 million
playing the lotto sweeps—and
eventually lost most of it. In fact, his
fortunes have fallen so low that the
electricity in his “mansion” has been
cut off, and his kitchen shelves are
bare. (Inquirer.net, 1/29/10.

Florida Lotto winner wished
he had never won.
Family members say Abraham
Shakespeare, a truck driver's assistant,
was constantly hounded for a piece of
his $30 million lotto winnings.
Shakespeare's brother told The
Associated Press that Shakespeare
often wished he had never bought the
winning ticket. `` `I'd have been better
off broke.' He said that to me all the
time,'' Robert Brown said. (In April of
2009, Shakespeare was murdered and
buried in the backyard of his friend.)
Read more: http://www.miamiherald.com/

Microfinancing

MFI’s – WorldVisionMicro.org
Maragondon, Cavite
Natural/organic farming
Organically fed hogs – P10k @

direct selling distributorship. www.dsap.ph

Winner –
Chairman’s Award
Direct Selling
Association of the
Philippines

“A must-read for
wanna be
entrepreneurs.”
– Prof Andy
Ferreria, Dean,
ME Program, AIM

Franchising
http://www.gmbfranservice.biz/

The lesson is “If it’s too good to be true,
it probably is!”

“Before you invest, investigate.”

The 1 Timothy 6:9-10 Investment Caveat

“People who want to get rich fall
into temptation and a trap and into
many foolish and harmful desires that plunge
men into ruin and destruction. For the love
of money is a root of all kinds of evil.
Some people, eager for money, have
wandered from the faith and pierced
themselves with many griefs”

(1 Timothy 6:9-10)

NBI WARNS OF MORE PYRAMID SCHEMES
Philippine Daily Inquirer, February 23, 2008

SHOWBIZ CELEBS INVESTED IN
FRANCSWISS SCAM
Philippine Daily Inquirer, July 11, 2007

FORMER PBA CAGER ADMITS
LOSING MONEY TO FRANCSWISS
Inquirer.net July 18, 2007

BOGUS ‘SM’ ONLINE FIRM LURES INVESTORS
Manila Times, July 13, 2007

Investing in Real
Estate?

Read Larry Gamboa’s
“Think Rich Pinoy”
book.

Tip: Look for
foreclosed properties
through bank listings
and auctions

“If you are a disciplined investor, at nag-iinvest ka
regularly ng P5,000 a month for the next 20 years
in Blue Chip stocks or shares, after 20 years, your
shares should be worth P20 million pesos.

Jinggoy: Daddy anong spelling ng saksesful?
single ba o double "s"?
Erap: tatlohin mo na para sigurado!

“Masa” mentality
•  Spend for things they believe they “need”
- Colored TV /DVD
•  Splurge on celebrated occasions:
Christmas, New Year, Valentine (Western influenced);
fiesta, jueteng (Native Filipino)

226

Lower/Middle Class Segment
•  Ubos ang pera sa Bingo, Lotto,
Billiards, Sabongan…

227

Magsubscribe sa
Wealthy & Wais text service.

Just text WEALTHY
and send to 2910 (Smart/Globe )
Simple lang!

Get daily encouragement
on how to wisely
manage
your finances for
just P2.50@day.

Magsubscribe sa Go Negosyo Text
Tips service. Just text Go Nego
and send to 2910 (Smart/Globe)
Simple lang! Get daily
encouragement on how to start up
and run a business for just
P2.50@day.

Look for scholarships and
educational exchange programs
for yourself or your children.

Budget 10% of your personal
income for continuing education,
seminars, books

Important
Educate yourself on how to be healthy.
Take responsibility.
Or else you’ll spend what you saved
and earned to gain back your health.

Health is wealth!

If God asked you what you
wanted, what would you ask
for?

2 Chronicles Unli-Plan

“That night God appeared to Solomon
and said, ‘What do you want? Ask, and
will give it to you!’

2 Chronicles 1:7-12

Solomon replied to God, ‘you showed faithful
love to David, my father, and now you have
made me king in his place. O LORD God,
please continue to keep your promise to David
my father, for you have made me king over a
people as numerous as the dust of the earth!
Give me the wisdom and
knowledge to lead them
properly, for who could possibly govern
this great people of yours?

2 Chronicles 1:7-12

2 Chronicles 1:7-12
God said to Solomon, ‘Because your greatest
desire is to help your people, and you did not
ask for wealth, riches, fame, or even
the death of your enemies or a long
life, but rather you asked for wisdom and
knowledge to properly govern my people—I will
certainly give you the wisdom and
knowledge you requested. But I will also
give you wealth, riches, and fame such as
no other king has had before you or will
ever have in the future!.”

Sabi ni Haring Solomon, na naging
pinakamayaman na hari even after he asked
God to bless him with wisdom,

“Trust in the LORD with all you heart and lean
not on your own understanding; in all your ways
acknowledge him, and he will make your paths
straight”

(Proverbs 3:5-6)

“And my God will meet all your needs
according to His riches in glory in Christ Jesus”

(Philippians 4:19)
Sa Tagalog,
“At buhat sa hindi mauubos na kayamanan
ng Diyos, ibibigay niya ang lahat ng
inyong kailangan sa pamamagitan ni
Cristo Jesus. Purihin ang ating Diyos at Ama
magpakailanman! Amen”

(Filipinos 4:19-20, MBB)

Thank you!
From the Roberto family

Facebook.com/angpera
Cel: +0920-9519618
Email: ardy@saltandlight.ph

www.saltandlight.ph

Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto

Recomendados

Recomendados

Mais conteúdo relacionado

Destaque

Destaque (9)

Semelhante a Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto

Semelhante a Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto (20)

Mais de Ardy Roberto

Mais de Ardy Roberto (8)

Último

Último (17)

Success in crises promise keepers - mindanao business conf - davao - march 30-12 - ardy roberto