1. RESUME’
AmroAdel@Gmail.com
+201118989092
+201065508484
+201020103399
AMRO ADEL HASSAN
March 2012

2. AMRO ADEL HASSAN
1B, Al Gezirah Al Wosta Street, Zamalek – Cairo, Egypt, 11211
Tel: 27372305 / 35692770 (H)
Mobile: +201118989092 /+201002909683
E-Mail: AmroAdel@Gmail.com
PROFESSIONAL EXPERIENCE
 Twenty years of extensive banking and finance experience with several multinational and
development banks.
 Core professional strengths include but not limited to, SME Banking, Risk Management, and
Corporate Finance. Work experience also covers Trade Finance, Investment Banking, and Sharia
Compliant Finance.
 In addition, I am an accredited instructor at the Egyptian Banking Institute for several programs
in SME Banking and Risk Management.
 Furthermore, I am holding the position of the Regional Director Egypt for the internationally
well-regarded PRMIA “The Professional Risk Managers’ International Association” since 2010.
 Attended several world-class training programs and seminars in Risk Management, Corporate
Finance, MSME Banking, Marketing and Islamic Banking, arranged by world class financial
institutions and universities such as the World Bank, Euro Money, Scotia Bank, BCG, Societe
Generale Banque, Islamic Development Bank, Ernst & Young, Ashredge School of
Management, AUC, Maastricht School of Management …etc.
 Team motivator who drives outstanding results and enjoys a vast network of relationships with
Egypt’s top players in Corporate and SME markets
 Possess vast experience in various industries and knowledge of different business dynamics.
 A well-traveled multi cultured person. Interests include Fine arts, History, Politics, Traveling,
Motor Biking and Internet surfing.
 Lived in or visited the following countries: Egypt (Country of residence), Kuwait (18 years),
UAE, Syria, France, UK, Lebanon, Netherlands, Qatar, KSA, China, Thailand, Spain, Turkey,
India, Belgium, Bulgaria and Austria.
JOB HISTORY
1. Industrial Development & Workers Bank of Egypt (Feb. 2010 -
Present)
General Manager - SME Banking Group
During the first three months of this current assignment, I have formed the SME Banking Group
from scratch by laying down the basic groundwork such as drafting a comprehensive policy manual,
identifying the target market, and building the division’s work force capacity. In parallel, an
approach has been made with international donors and the Social Fund for Development to secure
the appropriate funding needs. In this mission, I successfully secured cheap funding in the
neighborhood of EGP 1.0 billion with tenors up to five years at very competitive rates. Following
this stage, a well-planned marketing task has started targeting specific categories of customers in
different industries; the result of which was soliciting 250 borrowing relationships that have
contributed in building a fresh credit portfolio of EGP 781 million within a period of 18 months with
the assistance of seven credit officers.
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Amro Adel CV (March 2012)

3. Despite the current small size of the bank, I am confident that with the management's clear vision
and the strong support of the Egyptian Government, I could lead this bank become the leading
MSME bank in Egypt within 5 years.
2. National Bank for Development (March 2008 – September
2009)
[A Subsidiary of Abu Dhabi Islamic Bank Group]
General Manager - Head of Wholesale Banking Group
While supervising a wide array of sectors including Corporate Banking, SME Banking,
Correspondent Banking, Structured Finance, and Syndications, my main achievement throughout
this assignment was to redress a major part of the bank's distressed credit portfolio and bring it back
on track. In addition, one of a lifetime experience was helping in restructuring the bank from a
conventional bank to an Islamic Bank dealing under Sharia compliant laws and regulations.
3. US Agency for International Development “USAID” (June 2006 – Feb. 2008)
[SME Business Development Center]
Investment and Finance Specialist
Duties included facilitating access to finance for more than 50 Egyptian SME companies as well as
advising several Egyptian banks on starting up specialized SME banking divisions. During this
assignment, I took an active role in advising the Egyptian Government on setting parameters during
the establishment of the SME Stock Exchange “Nilex.”
4. The Bank of Nova Scotia – Cairo (February 2005 – May 2006)
General Manager, Commercial Banking
Responsible for managing the bank’s Credit Portfolio in addition to deputizing the Regional
Manager. Throughout this assignment, I managed to successfully double the Credit portfolio to reach
US$ 610 million through marketing for new borrowing relationships among which were a number of
multinational corporations.
5. National Bank of Abu Dhabi – Egypt (December 1995 – January 2005)
Head of Corporate Banking Group
Responsible for the entire credit portfolio of the bank booked at Egypt and Sudan branches. Before
that and for 3 years, I was managing NBAD’s Risk Management Division, called back then the
Regional Credit Department, making my way in the bank from a senior credit analyst in 1995 to the
Regional Manager of the Credit & Risk Department in 1998. Direct responsibilities involved
delineating business plans and objectives, setting budgets, monitoring process to ensure that
objectives and standards are being met and bank policies are being followed. During this assignment
at NBAD, I managed to achieve a healthy growth of 260% in its lending portfolio in a period of 3
years to reach US$ 970 million.
6. National Societe Generale Bank “NSGB” (Feb. 1993 – Nov.
1995)
Credit Risk Officer
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Amro Adel CV (March 2012)

4. In this Bank, I started my professional banking career. Throughout the period I spent with the
NSGB, I acquired thorough knowledge and expertise in a wide array of technical aspects related to
Corporate Finance, Credit Analysis, Strategic Planning, and Branch Management.
ACADEMIC EDUCATION
1. Post Graduate Diploma in Business Administration
Maastricht School of Management – Netherlands May 2006
Post Graduate Diploma in Business Administration [Half MBA] including 8 Courses as follows:
1. Financial Accounting 5. Managerial Accounting
2. Marketing Decision-Making 6. Financial Resources Management
3. Creating, Structuring & Managing Organizations 7. Manufacturing & Service Operations
4. Competing in the Global Arena Management
8. Strategy, Strategic Design & Strategic Behavior
2. Bachelor of Arts in Accounting
Faculty of Commerce & Business Administration May 1991
Helwan University – Cairo
Graduation Grade: Very Good
PROFESSIONAL EDUCATION
1. Modern Accounting Certificate
The American University in Cairo Sept. ’89 - May ‘91
Full time study consisted of 12 courses each for three credit hours, GPA: 3.32.
2. Business Administration Certificate
The American University in Cairo Jan 1992
Three sequential courses totaling 108 contact hours.
3. Comprehensive Banking Credit Management Certificate
The American University in Cairo Sept. ‘95- July ‘96
Institute of Banking & Finance
Grade A+ (97%)
1. Introduction to Accounting and Financial analysis 2-Lending Rationales
3. Asset Conversion Lending 4- Cash Flow Mechanics
5- Assets Protection Lending & Legal Aspects of Credit 6-Hedging FOREX
Exposure
7- Capital Markets and Securities Industry 8-Trade Finance
9- Modern Concepts & Theories in Banking Credit Management 10-Correspondent
Banking
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Amro Adel CV (March 2012)

5. 11- Cash Flow Projection/Analysis 12-Evaluation of
Companies
BUSINESS SKILLS
 Computer Skills: Excellent command of MS-office applications [MS-Excel, MS-
Word, MS-PowerPoint], Moody's KMV, SPSS)
 Language Skills: Arabic and English
PERSONAL DATA
 Date of Birth: August 14, 1969.
 Nationality: Egyptian
 Marital Status: Single
EXTRA CURRICULAR ACTIVITIES
 Regional Director of PRMIA chapter in Egypt [“PRMIA” is the internationally well
recognized “Professional Risk Managers’ International Association” :
 Member of the Egyptian Sudanese Business Council
 Membership to the Basel II Compliance Professionals Association (BCPA)
 Member of Commercialists Syndicate – Cairo
 Member of Al-Ahly Sporting Club
FAVORED PSASTIMES:
 Music [Rock, Jazz, Blues, classics, world music]
 Internet surfing
 Fine Arts
 Reading: History, Politics, World Heritage and local cultures
 Traveling
 Motor biking, Squash and Billiards
REFERENCES
Furnished Upon Request
Public Profile & Recommendations: http://eg.linkedin.com/in/amroadel
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Amro Adel CV (March 2012)

6. APPENDIX I
TRAINING EXPERIENCE [Courses Delivered]
The Egyptian Banking Institute Sept. '09 - Present
An Accredited Instructor for several Training Programs in SME Banking and Risk Management
Regional IT Institute & the University of George Washington
 SME Banking for Entrepreneurs June 2007
Arab African international bank
• Financial and Cash Flow Analysis and Projections Nov 2004
• Introduction to Credit Risk Management Dec 2004
CONFERENCING EXPERIENCE
Chairperson and Speaker
1. The "Middle East SME Banking" Conference
By Marcus Evans International ` -Dubai, UAE May 2010
Speaker and Panelist
1. Islamic Finance Road show 2010,
Organized by the Malaysian International Islamic Finance Center June 2010
2. ADFIMI Development Forum 2010
Lectured on: Poverty Alleviation through SME Development
Association of National Development Finance Institutions in Member Countries of the Islamic
Development Bank “ADFIMI” - -Istanbul Turkey October
2010
3. Arab Expo Business Forum
Lectured on Risk Management in SME Banking Cairo November 2010
4. Workshop on “Challenges of SME Access to Finance” Cairo May 2011
Organized by the Egyptian Banking Institute and Environmental Quality International (EQI)
with the support of Japan International Cooperation Agency (JICA),
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Amro Adel CV (March 2012)

7. 5. Workshop on “Export development of SMEs in Developing Countries” July
2011
Organized by Cairo University
6. Conference & Exhibition on “Future of Egyptian Industry July 2011
Organized and sponsored by the Union of Egyptian Industries & Ministry of Industry & Trade,
7. Young Entrepreneurs’ conference –“Starting a new Business” Sept. 2011
Organized by Leadership & Management Development Center -Cairo
APPENDIX II
PROFESSIONAL TRAINING & CONFERENCES
1. SME Study tour to India: 10 days tour to India’s SME banking sector
2. Operational Risk Management & Basel II Organized by ADFIMI & IDWBE – Cairo
3. Certified Advanced Basel II Master Class Pillar 2: Supervisory Review & Evaluation
4. Basel II: Implementation & Compliance Training Pillar 3: Disclosure After the Global Crises
5. Ashredge Leadership Process Ashredge School of Management, Berkhamstad, UK
6. Making Great Leaders Hay Group International –
Dubai
7. Managerial & Supervisory Skills Ernst & Young International
8. Building SME Banking - Business Training IFC & the World Bank Institute
9. Risk Capital Investing in ICT Nathan Associates INC, USA
10. SMEs Financing: An Integrated Vision for the Next Era - The Egyptian Banking Institute
11. Developments in Retail Banking Batt & Partners Consulting, London,
UK
12. Internal Rating Systems – Basel II The Arab Center for Economic Studies
13. Understanding the Venture Capital Process - Dingmans Center for Entrepreneurship –USA
14. Service Marketing in Highly Competitive Markets The Egyptian Banking Institute
15. Foreign Trade Finance Cairo university
16. Reducing the Risk Scotia Bank Group’s Anti Money Laundering Training Program
17. The Public Private Partnerships MENA Summit “PPP” The IFC and Ministry of
Finance
18. Retail Banking & Consumer Finance Conference International Economic Forum
19. Quality of Risk Evaluation Societe Generale Banque – Paris
20. Credit Problems in Public Sector Companies Union of Arab Banks – Cairo
21. Bank Marketing & Management Forum American Bankers Association
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Amro Adel CV (March 2012)

8. 22. Cairo Investment Forum Egyptian Ministry of
Investment
23. The role of financial markets in supporting competitiveness of companies
24. GITEX & GULFCOMMS 2006 – Dubai, UAE Organized by Dubai World Trade
Center
25. Euro-Med Conference on Donor Funding & Novel Financial Instruments
26. Failure of Entrepreneurship Initiatives The Egyptian Capital Market Authority
27. Investment Analysis & Portfolio/ Fund Management The American University in
Cairo
28. Asset Conversion Lending The American University in Cairo
29. Asset protection Lending The American University in
Cairo
30. Cash Flow Lending The American University in Cairo
31. Challenges facing Arab Economies Arab Monetary Fund
32. International Banking Conference – Abu Dhabi National Bank of Abu Dhabi –
UAE
33. European Middle East Partenariat German Arab Chamber of Industry and Trade
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Amro Adel CV (March 2012)