Requiring every American to get mandatory health care insurance has .pdf

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Requiring every American to get mandatory health care insurance has been a controversial part of health care reform debates in the United States. Putting aside other arguments for or against mandatory coverage, this policy would reduce A. neither adverse selection nor moral hazard B. moral hazard C. adverse selection D. both adverse selection and moral hazard. Solution D. both adverse selection and moral hazard. Medicaid is expanded using Federal and State funding. Not all States have to expand Medicaid. This leaves 5.7 million of our nation.

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Resource allocation is fundamental to managing a successful project. Explain how stakeholder management is linked to resource allocation management. Additionally, can you have a resource constraint of people without having time constraint implications? Solution resources are the inputs to accomplish a given task while considering all the constraints. they may be financial resources, human or man power resources, technology or financial resources also. every organization\'s ultimate moto is to benefit to the all the stakeholders in long run. because we have limited resources and unlimited activities to perform. total resources can be divided into two types: natural and artifical we should much care about natural resource, which we can use them but we cant create them. even time is also one of the natural resource. the resources which we can produce and utiize are called artificial resouces, like materials, technology, money etc. to fulfill the unlimited needs or tasks, we hato to plan to better utilization of resources. there should be optimum utilization of resources and wastage should be minimum..

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Researchers have noted that children that learn to play a musical instrument through taking lessons have higher average SAT scores, higher average GPA and higher average class rank. This is an example of A. an experiment. B. an observational study. C. the establishing of a causal relationship through correlation. D. a block design, with music and no-music groups as blocks. Please explain why Solution B. an observational study. THis is an observation done on the students Hence option B.

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Research the key facts and critical issues of BP before the BP oil spill of 2010 and summarize them here as they relate to the past conduct of the organization. Solution Before the oil spill of 2010, BP ignored big systematic hazards. The company was also not very strict regarding safety features and compliance when drilling rigs. For rigs which was contracted out, the company was less strict regarding safety. The xompany focused more on financial safety i.e. mitigating financial risks than on process safety i.e mitigating process safety risks. Clearly there was a management and leadership failure at BP..

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Research W.L Gore and develop a 3-5 page paper by answering the following questions: Briefly describe the organization. What makes W.L. Gore successful? What is unique about the way the company is led? What type of management style does CEO Terri Kelly use? Is this any different than the styles of the founders? What organizational beliefs and values does the Kelly hold important? Can this type of culture be sustained in the long run at W.L. Gore? Can this type of culture be implemented in the company you work(ed) for? Explain. Solution Briefly describe the organization. W.L. Gore is a technological firm that creates and innovates about medical devices. Core of its business is in four main areas: electronics, fabrics, industrial and medical products. The company was founded in 1958 by Wilbert (Bill) Lee Gore and his wife Genevieve (Vieve) Walton Gore in Newark.Bill Gore had spent 16 years with the DuPont Company in a number of technical positions that included fluoropolymer research when he decided to form his own company. While working in his basement, he set out to develop a process for insulating a series of parallel electrical wires using polytetrafluoroethylene (PTFE), a fluoropolymer discovered in 1938 by Roy Plunkett, a chemist with DuPont. In these four areas, you have Gore-Tex fabric is maybe W.L. Gore.

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Research another industry that has experienced globalization or may be a good candidate for globalization in the future and share your example with the class and explain why you selected the industry.Choose two countries (other than the U.S.) within the same region of the world. Assess the political risks, economic risks, and legal risks of each country. If you had to invest a large sum of money into one of these two countries, which one would it be? Why? Solution 1) An industry which I strongly believe will be a good candidate for globalization and will grow at an exponential rate is the recycling industry. These days we have so many choices for goods that we buy such as mobiles, TV, refrigerator, computers, clothes, furniture, cars, etc. The variety of goods available for us to use is enormous, also technological changes and fashion makes goods obsolete or out of fashion and hence this further drives up the demand for goods. We should also note that the factors of production (inputs) used for this goods are finite. Hence, today there is a very good potential for recycling industry to experience good growth and experience globalization. Recycling firms can make the best use of the used, obsolete goods and out of fashion goods for the benefit of society and save valuable/scarce economic factors of production/inputs. 2) Let me give you the example of India and Pakistan, which belong to the same region of the world: South Asia. Both the countries got independence and existence in the year 1947. Both the countries have almost the same type of people (human capital) and natural resources. On one hand we have India, a developing country attracting huge amounts of investment from foreign companies and different countries and making a good name of itself in the whole world; on the other hand we have Pakistan attracting a bad name in the world for all the possible wrong reasons and with a very poor economy and very low standard of living. We can assess the political, economic and legal risks of these two countries and make the following conclusions: A) Political risks: The government in India is very stable while in Pakistan is not. The government in India is elected by the people(is a democracy) while the government in Pakistan is also elected by the people of Pakistan, the chosen leaders have absolutely no power in controlling the country as the whole power lies with the army and the secret service of that nation. Also, it is very common for political leaders in Pakistan to get assassinated if they do not work as per the will of the country.

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Research and analyze the following subject Key Point: You must clearly explain your understanding of the term Financial Repression and then answer the questions below. Please include source(s) Financial Repression Some politicians and financial/economists argue that the U.S. must embark upon an era of “financial repression” in which wealth must be kept from fleeing the country and must be taxed heavily within the country. a. What would be the rationale for financial repression, as defined above? Any arguments against it? b. As part of financial repression, it can be argued that savers should be prevented from any significant real returns on their savings and investments. What would that accomplish? Thank you. Solution Hi, In the simple terms, Fianancial Repression is the measure taken by the government to reduce their debt burder. These measures include steps such as holding down interest rates to below inflation, representing a tax on savers and a transfer of benefits from lenders to borrowers. a) The main raionale behind such a step is that US as of now has a lot of debts, The politicians are now under a lot of pressure to reduce the debt burden. They want the money to circulated within the economy and not move outside the country. Also imposing heavy tax to increase the government earnings. b) The primary purpose behind preventing from any significant real returns on their savings and investments is to reduce the national consumption. Less real return means less savings, which would lead to less consumption. Increasing production faster than domestic consumption increases national savings.

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Research and discuss the main audit procedures related to a client’s revenue balances, including the concept of multiple deliverables and the SAB 101 publication from SEC. Solution Main audit procedures related to a client’s revenue balances As per Generally accepted accounting principles (GAAP), auditing revenue is a two-part process: Sample and test the income statement revenue accounts Sample and test the balance sheet account: accounts receivable Here are some of the accounts receivable audit procedures that they may follow: The preceding list of audit procedures is designed to detect a variety of audit risks, which include the following: SEC Staff Accounting Bulletin: No. 101 – Revenue Recognition in Financial Statements This staff accounting bulletin summarizes certain of the staff\'s views in applying generally accepted accounting principles to revenue recognition in financial statements. The staff is providing this guidance due, in part, to the large number of revenue recognition issues that registrants encounter. Accounting for multiple-deliverable revenue arrangements Vendors often provide multiple products or services to their customers as part of a single arrangement or a series of related arrangements. These deliverables may be provided at different points in time or over different time periods. As a simple example, a vendor may enter into an arrangement with a customer to deliver and install a tangible product along with providing one year of maintenance services. In this arrangement, there are three deliverables: (1) the product, (2) installation and (3) maintenance services. Issues often arise regarding how and whether to separate these deliverables and how to allocate the overall arrangement consideration. Subtopic 605-25, Revenue Recognition – Multiple-Element Arrangements, of the Financial Accounting Standards Board’s Accounting Standards Codification (ASC) provides the guidance that should be followed in accounting for this and many other revenue arrangements with multiple deliverables..

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Research a ompany that is publicly traded on the US stock exchanges (NASDAQ, AMEX, NYSE). Find the ticker symbol, describe the industry and business the company is in, find the 10k statements. Solution Southwestern Energy Company icker symbol = SWN Exchange: NYSE Company business: Southwestern Energy Company (including its subsidiaries, collectively, “we”, “Southwestern” or the “Company”) is an independent energy company engaged in natural gas and oil exploration, development and production (“E&P”). We are also focused on creating and capturing additional value through our natural gas gathering and marketing businesses, which we refer to as Midstream Services. We conduct substantially all of our business through subsidiaries. Exploration and Production - Our primary business is the exploration for and production of natural gas and oil, with our current operations principally focused within the United States on development of two unconventional natural gas reservoirs located in Arkansas and Pennsylvania. Our operations in Arkansas are primarily focused on an unconventional natural gas reservoir known as the Fayetteville Shale, and our operations in northeast Pennsylvania are focused on the unconventional natural gas reservoir known as the Marcellus Shale (herein referred to as “Northeast Appalachia”). Recently, we acquired a significant stake in properties located in West Virginia and southwest Pennsylvania, which we also intend to develop. These operations in West Virginia also focused on the Marcellus Shale, the Utica and the Upper Devonian unconventional natural gas and oil reservoirs (herein referred to as “Southwest Appalachia”). Collectively, our properties located in West Virginia and Pennsylvania are herein referred to as the “Appalachian Basin.” To a lesser extent, we have exploration and production activities ongoing in Colorado, Louisiana, Texas and in the Arkoma Basin in Arkansas and Oklahoma. We also actively seek to find and develop new natural gas and oil plays with significant exploration and exploitation potential, which we refer to as “New Ventures,” and through acquisitions. We also operate drilling rigs in Arkansas and Pennsylvania, as well as in other operating areas, and provide oilfield products and services, principally serving our exploration and production operations. Midstream Services - We engage in natural gas gathering activities in Arkansas, Texas, Louisiana, Pennsylvania, and West Virginia . These activities primarily support our E&P operations and generate revenue from fees associated with the gathering of natural gas. Our marketing activities capture downstream opportunities that arise through the marketing and transportation of the natural gas, oil and natural gas liquids (NGLs) produced in our E&P operations. industry Companies in the Independent Oil & Gas industry with significant portions of their operations revolving around natural gas have been facing a number of headwinds recently. Warm weather across t.

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Research (Toys R Us) 1. Determine if the company has introduced new products in existing markets or created new markets over time. What is the impact on its finances? 2. Determine if the price of its products increased or declined over time and analyze the reasons for price fluctuations. Study the demand elasticity for its products and discuss the availability of close substitutes for its products. How does that affect pricing decisions? 3. Analyze the company’s profitability. Identify the economy or industry influences on its costs, operations, and profitability. Solution Company T is an American retailing house of toys and child products established in 1948. The company creates new market over times. It opened its 1st international branch in Canada in the year 1984. Since then the company spreads worldwide rapidly. Now it has 140 branches in 35 different countries including Germany, France, and Australia. In recent development, in October 2011, the company opened a branch in Poland. The company finances for expansion purpose. Most of the finances are utilized in opening international branches and to fulfil their formalities..

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Report Card of American Infrastructure published in 2009 rated American areas as----- A. B+ and above B. B and lower C. C and above D. below C+ Solution Report Card of American Infrastructure published in 2009 rated American areas as The correct answer is Option C. C and above The American society of Civil engineers have given following information based on which the answer has been arrived: Aviation D Bridges C Dams D Drinking Water D Energy D+ Hazardous Waste D Inland Waterways D Levees D Public Parks and Recreation C Rail C Roads D Schools D Solid Waste C+ Transit D Wastewater D.

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Remote control programs have a number of disadvantages when they are used for remote local- area network (LAN) access. Which of the following disadvantages ismost difficult to manage? Telephone connect time not minimized Manually connect and disconnect operations Compatibility with host applications Network management time Solution d Network management time Limited network management for most remote control programs is a major disadvantage. Managing a large number of host workstations is difficult; each station must be managed individually. The remote control program that LAN access method uses does not implicitly minimize telephone connect time; although, it is possible to automate many operations using batch files or other programming mechanisms..

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Refer to Example 4.10, Solution Bayes\' theorem deals with the role of new information in revising probability estimates. The theorem assumes that the probability of a hypothesis (the posterior probability) is a function of new evidence (the likelihood) and previous knowledge (prior probability). The theorem is named after Thomas Bayes (1702–1761), a nonconformist minister who had an interest in mathematics. The basis of the theorem is contained in as essay published in the Philosophical Transactions of the Royal Society of London in 1763. Bayes\' theorem is a logical consequence of the product rule of probability, which is the probability (P) of two events (A and B) happening— P(A,B)—is equal to the conditional probability of one event occurring given that the other has already occurred—P(A|B)—multiplied by the probability of the other event happening—P(B). The derivation of the theorem is as follows: P(A,B) = P(A|B)×P(B) = P(B|A)×P(A) Thus: P(A|B) = P(B|A)×P(A)/P(B). Bayes\' theorem has been frequently used in the areas of diagnostic testing and in the determination of genetic predisposition. For example, if one wants to know the probability that a person with a particular genetic profile (B) will develop a particular tumour type (A)—that is, P(A|B). Previous knowledge leads to the assumption that the probability that any individual will develop the specific tumour (P(A)) is 0.1 and the probability that an individual has the particular genetic profile (P(B)) is 0.2. New evidence establishes that the probability that an individual with the tumor—P(B|A)—has the genetic profile of interest is 0.5. Thus: P(A|B) = 0.1×0.5/0.2 = 0.25 The adoption of Bayes\' theorem has led to the development of Bayesian methods for data analysis. Bayesian methods have been defined as \"the explicit use of external evidence in the design, monitoring, analysis, interpretation and reporting\" of studies (Spiegelhalter, 1999). The Bayesian approach to data analysis allows consideration of all possible sources of evidence in the determination of the posterior probability of an event. It is argued that this approach has more relevance to decision making than classical statistical inference, as it focuses on the transformation from initial knowledge to final opinion rather than on providing the \"correct\" inference. In addition to its practical use in probability analysis, Bayes\' theorem can be used as a normative model to assess how well people use empirical information to update the probability that a hypothesis is true. 1. Conditional Probabilities and Bayes\' Theorem The probability of a hypothesis H conditional on a given body of data E is the ratio of the unconditional probability of the conjunction of the hypothesis with the data to the unconditional probability of the data alone. (1.1) Definition. The probability of H conditional on E is defined as PE(H) = P(H & E)/P(E), provided that both terms of this ratio exist and P(E) > 0.[1] To illustrate, suppose J. Do.

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Relative to Nazi Germany, what is the difference between the SS and SA? Solution The SA - Sturm Abteilung- roughly translated as \"Storm Battalion\" and commonly known as the Storm Troopers division was formed from activists who agressively intimidated opponents to Hitler\'s Nazi Party, his \"National Socialist German Workers\' Party.\" As a para-military wing, it protected campaigning party members during elections and was considered a \"support group.\" It carried out raids and even murdered opposing party candidates. The SS - Schutzstaffel - made up of SA members,was a protection unit of Hitler\'s bodyguards, comprised of the most loyal of Hitler\'s supporters. It was a small, elite force. It expanded rapidly and became the main controller in the elimination of \"enemies of the State.\" To ensure Hitler\'s absolute power, the \"Blood purge\" of 1934 effectively eliminated the SA. It was not disbanded until later but was basically taken over by the SS itself..

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relationship between sample size and size of Pearson correlation significance? Solution Sample size, n = g / m + 3; where m = log((1+r)/(1-r)) / 2 + (r/(2(n-1))) The formula is an iterative one, starting with n = log((1+r)/(1-r)) / 2 and substituting n into the formula with the one calculated until the difference of the two is less than one (1). but i cant understand the part where it state, Initial n = log((1+0.5)/(1-0.5)) / 2 = 0.5493.

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Reinvested funds from retained earnings theoretically belong to A. bond holders. B. common stockholders. C. employees. D. All of the options Solution The correct answer is option B i.e., Common stockholders Retained earnings are earnings available to stockholders after all other expenses including tax. In Retained earnings after payment of preference dividend to preference stockholders the remaining balance belongs to common stockholders. Therefore, if funds are reinvested from retained earnings those are theoretically belongs to common stockholders..

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