1. YOGESH S ANAVKAR
Email: yogesh.anavkar@gmail.com | Phone: (M) +91 7875558870
Flat No. 4, 1st Floor, Akash Apartment, Right Bhusari Colony, Paud Road, Kothrud, Pune – 411038
EXPERIENCE SUMMARY
 Solutions focused, Meticulous and result-oriented MBA (Finance/Marketing) and BE (E&TC) professional
offering 8 years of experience in the Transaction Banking, Corporate Banking, Retail Banking
 Hands on experience in handling Cash Management Products: Online Payment solutions implementation
process (CMSnetIT),E- Collections,Dividend Management Services, NACH (Debit) & Global Bulk Payment
solutions
 Hands on experience in handling Trade Finance Products: Online Treasury Products (Online conversion
Rate booking system – FX LIVE), Online E- Hundi system, Business Processes and Product life cylces
 Deepunderstandingof RBI regulations on Imports/Exports/NEFT/RTGS/Cheque clearance/FOREX currency
market
 Extensive experience intranslatingcomplex businessneedsintoclearandconcise Businessrequirements
documents(BRD).
 Experience in conductingJointApplicationDevelopment(JAD) sessions withenduserstoprovide for
accurate statementof systemrequirementsandabetterunderstandingof commongoals.
 Excellent interpersonal and man-management skills with the ability to handle multiple projects and
motivate large cross-functional teams
 ExcellentClientmanagement,time management,communications,decision-making,leadershipand
planningskillswith the abilityto learn quicklyand multi-taskina fast paced environment.
COMPETENCY MATRIX
 Cash Management Solutions:
 Responsible for understanding Client’s Cash Flow and Business Requirements and provide
Collections/Pamyments solution
 UnderstandClient’spresent ERP systems, Processes and work closely with the Development team
for integrating Online Payment Solutions with Client’s ERP systems (BAN,SAP,inhouse systems).
 Responsible forsuccessfullyimplementing Online Payment systems for Z F Steering Gear India Ltd,
Bajaj FinservLtd, KPIT Technologies Ltd, Armacell India Ltd, Tata Toyo Radiator Ltd…to name a few.
Clients: Government Bodies, Large Corporates, Mid Corporates across industries from Manufacturing to IT/ITES
Companies
 Trade Finance:
 Responsible forgettingthe trade transactions(ImportPayments,ExportCollections,LC/BGissuance,
FDIs) processed smoothly co-ordinating with the Client, Operations, Complaince Teams
 Advising Client with regards to Document requirement and procedure in line with the different
regulations (RBI,FEMA,UCPDC)
 Responsible for succesfully implementing E-Hundi payment systems for vendor payments of Tata
Motors Ltd/Tata Toyo Radiator Ltd/Tata Autocomp Systems Ltd
Clients: Large/Mid Corporates/Traders/Startups
 Forex:
 Responsible foradvising ClientonForex rates,providingthemOnline Rate bookingsystems(FXLIVE)
 Advising Client on Forward Currency Markets and different products
 Business Analysis
 As a Product Manager responsible for Clearly understanding Client’s requirement, gathering
different information on the systems, processes of the Client
 Document all the needed requirements in a structured manner in order to put the same for
approvalsandthendevelopment,operationsteamsfordevelopment of the cutomised modules for
different Clients

2.  Communicate to all the stakeholders (Internal Top Management, Client Team, Operation,
Development team) all the step by step developments.
 Ensuring the Module is successfully implemented into the Client’s Environment and take sign off
from the Client.
TRAININGS AND CERTIFICATIONS
 Completed IIBA endorsed Professional Workshop of Business Analysis earning 32 Hours of Professional
Development
 Attended training on Professional Excellence
PROFESSIONAL CONTOUR
Citibank N.A. , Pune (Feb ‘15 – Jul ‘15)
Citibankis the consumerdivision of FinancialServices MultinationalCitigroup. Citibank is a Global Bank with
more than 3500 branch locations in 36 countires. In addition to standard banking transactions, Citibank markets
insurance, crfedit cards, and investmdent products.
Portfolio:
 Generating and acquiring All Company relationships ranging from Small and Medium Market Corporates,
Small Service providers, Distributors based in Pune.
 Developingnewcustomerrelationshipsfocusingin Cash Management Services and Trade Finance Services.
Key Deliverables:
 Generatingannuityincome sourcesbysupervisingkeyaccountsandensuringadequate productpenetration
from liabilities and assets
 FormulatingproductprocessnotesforOnline payments,Trade Finance servicesasperclient’srequirements
and persuing them from approvals and further implementation
Kotak Mahindra Bank Limited, Pune (Jul ’07 – Feb’15)
Kotak Mahindra is one of India's leading financial organizations, offering a wide range of financial services
thatencompass every sphere of life. From commercial banking, to stock broking, to mutual funds, to life insurance,
to investment banking, the group caters to the diverse financial needs of individuals and corporates.
Product Manager (Trade Finance, Forex, Cash Management Services – Corporate Banking)(Jan’14 – Feb’15)
Portfolio:
 All Company relationships ranging from Big Corporates, Mid Market Corporates based in Maharashtra
(besides Mumbai) which include more than 30 customers
 Developing new customer relationships besides handling existing relationships in all segments.
 Reviewing Functional Specifications of the products regularly and providing appropriate guidance
 Reviewingandprovidinginputsonproductstobe developedasperIndustrynormsand Competitionoffering
Key Deliverables:
 Generatingannuityincome sourcesby supervisingkeyaccountsandensuringadequate productpenetration
from liabilities (Trade,Payments,Collections,Forex)
 Assisting the client by suggesting feasible solutions to the clients in day to day banking operations
 Identifyingandmapping Client’srequirementsanddevelopingproductspecificationsbysuggestingfeasible
solutions to the clients
 Developingstart to end detailedworkflowsteps specificationsforproductdevelopmentgroupand internal
discussions and ensuring the implementation of the same aas per Client’s requirements and satidsfaction

3.  Expertise inhandling All types of Payments modes viz.: Cheque issuance through Online system capturing
digital signaturesof the AuthorisedpersonsthroughCash-Web,Electronic payments (Outward RTGS/NEFT),
BulkpaymentsunderNACHplatform(Credit) underCMSnetITplatform.UnderstandingClientrequirements
& providingthe paymentextractorspecificallydevelopedforSAP,ORACLE,TALLY,otherinhouse ERP systems
for manual as well as Host to Host web interface.
 Expertise inhandlingAll typesof Online trade products viz:E-Hundi payment,Bill Management system, Bill
Automation System on CMS netIT platform.
 Povide end to end solution –
a. Palnning the activities and estimation, Gathering the client’s requirement for Online payments
(RTGS/NEFT/E-HUNDI/BILL ACCEPTANCE)
b. Documenting all the activities and analyse the functional requirements of the Client.
c. Providing the required ERP fields to the development team.(SAP/ORACLE/TALLY, other inhouse ERP
systems)
d. Actively involved in Procedure Analysis co-ordinate with development team for developing the
extractors as per client’s requirements
e. Helpingthe Clienttoimplementthe extractorinthe developmentserver,subsequently transporting the
requests to UAT server.
f. Co-ordinate withClient’sBasisteamand KMBL development team for implementing the extractor into
Production post successful test transactions
 Expertise in handling All types of Collections modes viz.: Cheque clearance through clearing mechanism
(CTS, MICR), Customsied MIS reportings, Electronic collections (Inward RTGS/NEFT), Generating Virtual M-
Pac Nos as per client requirement.
 Hands on experience on handling E-payments on the Cashin Software
 Expertise in handling All Inward as well as Outward Forex remittances, Letter of Credit, Buyer’s Credit,
FDIs, Forward contracts with in depth understanding of RBI/FEMA regulations.
 Formulating product process notes for Online payments as per client’s requirements and persuing them
from approvals and further implementation
Product Sales Manager (Trade Finance and Forex – Retail Banking) (Jan’12 – Dec’13)
Portfolio:
 All relationshipsrangingfromSmall FirmstoMidMarketCorporates,throughdifferent sourcing channels of
Retail Branches for ROMG Region (Rest of Maharashtra and Goa) which includes more than 250 customers
across 20 branches
 Developing new customer relationships besides handling existing relationships in all segments
 Training the Branches of ROMG in Cash Management, Trade and Forex products
Key Deliverables:
 Generatingannuityincome sourcesbysupervisingkeyaccountsandensuringadequate productpenetration
from liabilities
 Assisting the client by suggesting feasible solutions to the clients in day to day banking operations
 Expertise in handling All types of Collections modes viz.: Cheque clearance through clearing mechanism,
Electronic collections (Inward RTGS/NEFT), Payments modes viz.: Cheque issuance through Online system
capturing digital signatures of the Authorised persons, Electronic payments (Outward RTGS/NEFT)
 Expertise in handling All Inward as well as Outward remittances, Letter of Credit, Buyer’s Credit, FDIs,
Forward contracts
 Recommending High Value Customer by providing adequate and timely training to Sourcing channels of
Branches
 Arranging different marketing activities for Trade Finance offerings by synchronizing with different team
members
 Ensuring that the Branches achieve their Annual Forex Income Targets
 Formulating product process notes and perusing them from approvals and further implementation
Products Handled: Cash Management transactions(RTGS, NEFT, Cheque issuance, Dividend payouts), Forex
Transactions(O/Wand I/Wremittances,BuyersCredit,ForwardsContracts, Foreign LCs and
BGs), Domestic LCs and BGs etc.

4. Product Sales Manager (Cash Management Services) (Jul ‘07 – Dec ’11)
Portfolio:
 All Company relationships ranging from Big Corporates, Mid Market Corporates, Real Estate Companies,
Small Service providers, Distributors & Government Bodies based in Maharashtra (besides Mumbai) which
include more than 20 customers
 Developing new customer relationships besides handling existing relationships in all segments
Key Deliverables:
 Generatingannuityincome sourcesbysupervising keyaccountsandensuringadequate productpenetration
from liabilities
 Assisting the client by suggesting feasible solutions to the clients in day to day banking operations
 Expertise in handling All types of Collections modes viz.: Cheque clearance through clearing mechanism,
Electronic collections (Inward RTGS/NEFT)
 Expertise inhandling All types of Payments modes viz.: Cheque issuance through Online system capturing
digital signatures of the Authorised persons, Electronic payments (Outward RTGS/NEFT)
 Expertise in handling All Inward as well as Outward remittances, Letter of Credit, Buyer’s Credit, FDIs,
Forward contracts
 Formulating product process notes for Online payments as per client’s requirements and persuing them
from approvals and further implementation
Reliance Industries Ltd (Summer Project) (Jun ’06 – Aug ‘06)
Reliance Industries Ltd. is the flagship company of Reliance Group. The Group's activities span exploration
and production of oil and gas, petroleum refining and marketing, petrochemicals (polyester, fiber intermediates,
plastics and chemicals), textiles, retail and special economic zones.
Portfolio:
 Involved in Financial Analysis of a Bio refinery and a Petro refinery
 Comparing and analyzing profitability in setting up Bio refinery & Petro refinery by considering the actual
costs of raw materials,transportationetc.forproducinggasoline,diesel,kerosenefrompetro refinery & bio
ethanol from bio refinery
Management Trainee (Jul ‘06 – Aug ‘06)
Key Deliverables:
 Analyzing operational profit of a Bio refinery & a Petro refinery by considering 1 unit of raw materials
required
 Turning up at a more feasible analysis by gathering all the costs applicable at actuals
Sony India Pvt Ltd, (Winter Training) (Oct ‘05 – Nov ‘05)
Sony India PvtLtd is a wholly owned subsidiary of Sony Corporation,Japan.The maon activities of Sony India
include Marketing, Sales and After-Sales Service of electronic products. Sony India is recognized as a benchmark for
newage technology,superiorquality,digitalconceptsand personalized servicethathasensured loyal customers and
nationwide acclaim in the industry
Management Trainee
Key Deliverables:
 Involved in Marketing & sales of All products of Sony India
 Concerned with promotional activities, Event Management , Sponsorships, Product and Scheme Launches
and direct customer contact programs

5.  Associated with Inventory planning/Even billing
EDUCATIONAL CREDENTIALS
 MBA (Finance/Marketing) from Prestige Institute of Management & Research in 2007 with 62%
 B.E (Electronics & Telecommunications) from Pravara Rural Engineering College, Pune in 2005 with 59.06%
 HSC from MIT Junior College, Maharashtra State Board in 2000 with 55%
 SSC from Dr. Kalmadi Shamrao High School, Maharashtra State Board in 1998 with 70.53%
Academic Project
Wireless Supervisory Control & Data Aquisition (SCADA) System
Key Deliverables:
 Sensing&capturingData at veryremote placessimultaneouslysendingthe datatothe Control unit situated
centrally
 Basedon the receivedDatacontrol signals would be generated & sent automatically to control the change
in parameters viz. Temperature and Pressure
Date of Birth: 18th August, 1983 | Languages Known: English, Hindi and Marathi | References: Will be pleased to
furnish upon request