Invest via SIP, a discipline and consistent approach to achieve all your financial goals and lead a debt-free life.

1. Tarakki Ki EMI – SIP
Systematic Investment Plan
Stop paying through EMI,
Ventura Securities Ltd. May 2016
Stop paying through EMI,
Start investing through SIP

2. SIP or Systematic Investment Plan
offered by Mutual Funds is like a Tarraki Ki EMI
EMI =
Installment
Tarraki Ki EMI
= SIP

3. Tarraki Ki EMI = SIP
WHAT is an SIP?
WHY an SIP?
WHEN to start an SIP?
WHAT not to do in an SIP?
Home Loan V/s SIP

4. WHAT is an SIP?
SIP is a method of investing a fixed
sum, regularly, in a mutual fund
scheme.
It allows you to invest in a MF byIt allows you to invest in a MF by
making smaller periodic investments
SIP has brought mutual funds within
the reach of an average person (own
equities by investing a small amount)

5. WHY an SIP?
Disciplined approach to investments
No need to time the market
Harness the power of two powerful
Investment strategies:Investment strategies:
Rupee Cost Averaging - Benefit from Volatility
Power of Compounding - Small investments
create Big Kitty over time
Lighter on the wallet
Reap benefits of starting early
Let us look at some of the above aspects in detail…..

6. Rupee Cost Averaging
Mr.SIP Mr. Lumpsum
Months Units Price (Rs.)
Amount Invested
(Rs.)
Units
Bought
Amount Invested
(Rs.)
Units
Bought
1 20 10,000 500 60,000 3000
2 16 10,000 625
3 14 10,000 714
4 23 10,000 4354 23 10,000 435
5 25 10,000 400
6 20 10,000 500
Total Amount Invested (Rs.) 60,000 60,000
Total units Bought 3174 3000
Average Price Paid (Rs.) 18.90 20
Value after 6 Months (Rs.) 63,480 60,000
Longer the SIP period, better the impact of rupee
cost averaging
Longer SIP periods may also help lower volatility
of returns

7. Power of Compounding
The longer you stay invested,
the higher the potential for growth
SIP of Rs.1,000 per month growing @12% p.a.*
Period
(Years)
Principal
(Rs. Lakh)
Final Value
(Rs.Lakh)
Growth of Principal
(Compounding Effect)
10 1.2 2.3 Almost 2 times
15 1.8 5 Almost 3 times
20 2.4 9.89 over 4 times
25 3 18.79 over 6 times
* For Illustration purposes only. These are assumed returns and actual returns may vary.

8. WHEN to start an SIP?
NO PARTICULAR TIME TO STARTNO PARTICULAR TIME TO START
AN SIP
Regularity and consistency is more
important than timing
FREQUENCY OF SIPSFREQUENCY OF SIPS
is typically monthly or quarterly
• Monthly SIPs are more popular
• SIP date needs to be predefined

9. WHAT not to do in an SIP?
Investment Scenario A Investment Scenario B
Number of years 15 20
Do not delay or discontinue your SIP
Even a small 5 year delay can cost you the
‘CROREPATI’ tag
Number of years 15 20
Monthly investment Rs. 10,000 Rs.10,000
Total investment Rs. 9 Lakhs Rs.12 Lakhs
Assumed annualised return 15% 15%
Final corpus Rs. 66.85 Lakhs Rs.1.49 Crores

10. Home Loan v/s SIP
Home Loan For 30 Years Equity SIP For 30 Years
Loan amount Rs.50 Lakhs Monthly SIP Rs.3,000
Rate of interest 10% Expected CAGR* 14%
EMI For 30 Years Rs.43,879 SIP Tenure 30 Years
Amount Amount
TOTAL PAYMENT in 30 Yrs
(Principal + Interest)
Rs. 1.58 Cr Value after 30 Yrs Rs. 1.64 Cr
*SENSEX returns since 1985 till 30th April, 2016 is around 14% CAGR

11. When will
you startyou start
your Tarakki
Ki EMI?

12. Scheme Performance
SIP returns for monthly investment of Rs. 5000/-
5 Years 10 Years 20 Years
300,000 600,000 1,200,000
Returns as on 6th May, 2016
Scheme Name
Present
value(Rs) XIRR(%)
Present
value(Rs)
XIRR(
%)
Present
value(Rs)
XIRR(
%)
Franklin India Prima Fund 540,519 24.53 1,548,388 18.29 21,133,428 24.37
SBI Magnum Multiplier Fund 460,597 17.73 1,232,358 13.99 9,380,876 18.11
Birla SL Advantage Fund 472,422 18.80 1,164,762 12.92 9,555,751 18.04
HDFC Top 200 Fund 383,293 10.06 1,086,018 11.59 - -
Benchmark Index
NIFTY 50 364,466 7.97 900,635 8.00 4,598,054 12.07

13. Thank you!
Email: mfcustomercare@ventura1.com
Time is ticking and every second counts….START
INVESTING NOW….ITS NEVER TOO LATE !!