This document discusses the importance of providing students a "reality check" to help them make informed academic and career decisions based on financial factors. It presents scenarios for two students, Santana and Chad, who need help understanding the costs and financial implications of their options. Resources like calculators and surveys on tuition costs, loan repayment amounts, and average salaries are recommended to give students full knowledge of how their choices may impact them professionally and financially in both the short and long term. The goal is to empower students to choose pathways that are best suited for their individual goals and circumstances.