1. Teddy Garvin
Cell: 512.534.5592 / tgarvin2@austin.rr.com / Austin, Texas
Linkedin.com: www.linkedin.com/in/teddygarvin
Mylife.com: mylife.com/teddy-garvin/thadgarvin2
Commercial, Retail Property, Leasing Manager; Commercial Community Banker, Austin TX
PROFESSIONAL SUMMARY
Successful Commercial PropertyManager andReal Estate Financial Professional, brings passionate commitment and
extensive experience to a managerialjob inthe commercial, retailproperty, private home leasing and management as
well as community banking, real estate lending, construction lending/finance industry.
A proven leader who consistentlyincreases production and meets business goals and objectives on a quarterly and
annual basis throughteam leadership, business and community networking. Gifted at developing new property
acquisitions and assuring follow-through including onsite training, capital planning and management.
PROFESSIONAL EXPERIENCE
August 2007 to present: Director of Finance, Marketing and Domestic Office Manager, J Person International Sales
and Marketing, Round Rock, Texas
John Person, Owner
 Reviewed allcredit requests for the companyandnegotiated domestic and international recycling sales and
contracts withMr. Personand his clients. This wasina business to business atmosphere withdailyemphasison
lending and developing new contacts.
 Managedthe dailyoperations of thiscompanyin Mr. Person’s absence. Preparedbudgets and met daily and
long term financialgoalsthroughoutside sales and marketing. Became familiar with the major banking
institutions on a regional and national level a nd negotiated leases domestic and internationally.
RESULTS:
 Successfullylead the marketingof thisinternational recycling company through program and operational
management changes. Increasedpositive cash revenue by186 percent and managed all programs inthe US to
positive cash flows.
 Maintained customer base loyalty, reduced turn over and trained the staff in Texas with positive results.
Developedand sold8 recycling centers for JohnPerson, owner, resultingina positive returnon assets of 60%.
December 2005 – August 2007: Franklin Bank SSB. , Austin, Texas Bank Branch President (in charge of distressed loan assets
and work out loans as well as new commercial and interim construction loans)
 Managedall sales and commercial, interim constructionand residential lending for the North Austin area of Franklin
Bank and reviewed the larger commercial loans. (Bank was sold in 2008) Increased the customer base by 250 %.
 Managed most of the Credit Work Out Loans for the for the bank for the Austin area
 Lead the majorityof successful renegotiation talks andprocess, withclients, their attorneys and the bank’s attorney.
 Successfully renegotiated the Credit Work Out Loans with the clients, attorneys.
RESULTS:
 Saved the Bank over $350,000 in collection and legal fees through renegotiations and workouts of trouble loans
 Saved Franklin Bank $700,000 in collection fees through the short sal e of distressed assets
 Managed to achieve positive cash flows on both foreclosed and the short sales of distressed assets
 Generated over $5M in new loans and revenue through customer relationship building and retention.
April 2005 – December 2005: Citibank, Austin, TX Financial Center Manager Regional Area Manager, Bank at Work Program
 During the conversion fromFirst AmericanBankto Citibank, successfully managed the Downtown Branch
without merger downtime and over 90 % employee retention. The highest in Texas.
 Met all goals inthe financial center and established a positive work force with team building to retain
customers and financial center employees during and after the merger.
 Responsible for commercial, instalment and mortgage lending and over site for the bank in Austin, TX.
 Promoted to Regional Area Manager for Austin and SanAntonio, Bankat WorkProgram to establishand build
the Citibank presence in both cities on a regional basis.

2. TEDDYGARVIN 512 534 5592 tgarvin2@austin.rr.com page 2 of 3
Citibank (continued)
RESULTS:
 Increaseddeposit relationships by200% by securing over 25 new business accounts with companies like
Toyota, Seton, Thad Zigler Glass resulting in a 200% increase in deposit relationships.
 Increaseddeposits by300% andadded $6 Millioninnewloanrelationships bynetworking to add new banking
customer relationships for Citibank’s main branch downtown.
August 2007- April2005: RK SPEAR TRUST, (a family owned REIT in 5 states) based in Austin, Texas General Manager,
CommercialProperty Leasing Manager, Retail PropertyLeasing Manager, Managed 3 Apartment Units in New Mexico, Arizona,
Southern California, Texas and Colorado
 Managedand negotiatedthe sale of and leasingof commercial real estate assets withaverage sales of $2,500,000 and
over in real estate related products, in an upscale portfolio.
 Decreasedannual marketing expense by15 % anddeveloped a data drivenculture that resorted in very low employee
turnover and grew annual revenue by 3% or ($25M) for the 13 years that I was there.
RESULTS:
 Specializedin successful propertymanagement anddevelopment of asset sales plans for the REIT was being shut down
from 2003 – 2005 because the owners were elderlyand were selling the assets to put intothe trust. All RE assets were
sold at a profit during a time that economy was not doing well and was starting to slump, severely.
 Designedplanfor reinvestment ofsale proceeds increasing value by300% in a low risk, stock and bond portfolio.
 Responsible for the operational continuity and asset preservation of a portfolio of company owned and
managedretailsites, commercial office buildings, farms and ranches in a five state region, including New
Mexico, Arizona, California, Texas and Colorado with positive cash flows,.
(part time 2013 – 2014) J L Williams Staffing, Substitute Sales Consultants for Builders for New Home Sales
 Worked withover 20 newhome builders inthe AustinandHoustonareasdoing filling infor sales consultants,
doing sales, preparing budgets, working and managing temp help and scheduling temps for various
communities AND selling the larger homes to high end clients.
RESULTS:
 Mentor for new temps showing them how to greet customers, gather important customer information,
showing and valuingthe larger homesandfollowingupfor sales agents to set appointments for these highend
sales. Sold over 10 homes in less than one year, all valued at $350,000 and above.
COMMUNITY LEADERSHIP
 IREM Austin Chapter
 CPM Candidate
 Austin Technology Council, Austin TX, member
 Society for Professional Ethics and Improvement, TX and NM, member
 IBAT, TX and NM, member
 Chamber of Commerce, Austin TX, member
 President, Board of the Directors of the Friends of the David Powell Clinic, Austin, TX
 Hospice Volunteer
EDUCATION
NEW MEXICO STATE UNIVERSITY BBA: Finance, Marketing, Real Estate, Banking, Accounting
Intern with the Comptroller of the Currency, Office of the National Bank Examiners, U S Treasury Dept.
 Certified Internal Auditor
 Real Estate License (Expired)inNew Mexico, Arizona, Texas (Current taking the RealEstate School Course for a Texas
license
 NMSL Mortgage Training Texas 2014
 Taking classes directed to a CPM.

3. TEDDY GARVIN 512 534 5592 tgarvin2@austin.rr.com page 3 of 3
Summary of Skills reflected in my resume above:
Time management skills
People management
Interpersonal communication
Business communication
Verbal communication
Business management
Strategic Thinking
Creative thinking
Proven and effective negotiating, Teamwork and Coaching,
Teaching,
Quick Learning And Effective Study Skills
Analytical and Risk Taking, Sales Ability Resourcefulness
Responsibility Reliability
Creativity and Determination
Critical Thinking
Multi-Tasking and Customer Service
A Leader in Diplomacy, Especially in Crisis Management.