Tax2win: Quick Software Demo

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File your Income Tax Return with just few simple clicks with Tax2win platform! It's as easy as it sound.

Quick Software Demo
Easy.Intuitive.Simple
.in

1. Open www.tax2win.in and select “File Your Return”.

2. Answer simple questions to get started.

3. Enter Financial Year, PAN Number and click continue.

4. Enter some Basic Details and click continue.

5. Fill your salary details and click continue.

6. Enter Deductions and click continue.

7. Enter Bank Details and click continue.

8. Check your Detailed Computation, then click on file my return to file your
return with the Income Tax Department.

And...you’re done! Your Return has been successfully filed!
Incase you had tax payable then pay the tax(online/offline) and then file your
return.

Log-on to
www.tax2win.in
Thank You!

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Section 80TTB: Deduction to senior citizens for interest on deposits Section 80TTB provides an income tax deduction for interest earned on various deposits to senior citizens. For this purpose, the deposits such as savings accounts, fixed and recurring deposits etc should be covered. The deposits can be made with post offices like Senior citizen saving scheme, monthly investment scheme or with banks, financial institutions and cooperative societies like fixed or recurring deposits etc The benefit under this section is only available to a resident Indian and hence NRI cannot avail the benefits of this section. Also, senior citizens are not allowed to take benefit under both the sections i.e. 80TTA and 80TTB. They should choose to avail of the benefits only under section 80TTB. Who can claim deduction u/s 80TTB? Non-Resident Indians (NRIs) or resident Indians below the age of 60 years are not allowed to take benefit under section 80TTB. The benefits can only be availed by Resident Senior Citizen Aged 60 years or above Tax Benefit: The tax benefit of Rs 50,000 extends to all kinds of deposit’s interest, unlike section 80TTA. Eligibility: Only the interest earned on savings a/c opened with the following entities are eligible for deduction under section 80TTA: Bank Post Office Financial Institutions Co-operative Societies Important Note: Some important points to be considered in respect of section 80TTB are: Deduction u/s 80 TTB shall not be available to NRIs. No Deductions shall be allowed to those below 60 years of age. This deduction is over and above the limit of Rs 1.5lakh deduction u/s 80C

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Section 80TTA: Deduction for interest earned on Savings Account Under section 80TTA income tax deduction for interest earned on savings accounts is allowed. For this purpose, the savings accounts should be opened with Post Offices, banks and cooperative societies only. The benefit of section 80TTA is not available on interest earned from fixed deposits. It is also not available to senior citizens as they get the extended income tax benefit under section 80TTB. Who can claim deduction u/s 80TTA? Deduction under section 80TTA is not available to companies, firms or associations. It is only available to Individuals and HUF Tax Benefit: The tax benefit is only allowed upto Rs 10,000. Any interest in excess of Rs 10,000 shall be chargeable to income tax. Eligibility: Only the interest earned on savings a/c opened with the following entities are eligible for deduction under section 80TTA: Bank Post Office Co-operative Societies Important Note: Some important points to be considered in respect of section 80TTA are: Deduction u/s 80 TTA shall not be available to Senior Citizens. No Deduction shall be allowed for interest on Fixed Deposits The interest earned on savings account with NBFC’s shall not be covered under this section This deduction is over and above the limit of Rs 1.5lakh deduction u/s 80C

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Section 80CCD(2): Income tax deduction for contributions by employer to eligible NPS Who can claim Individual Assessee Eligibility On contributions to eligible NPS made by employers Tax Benefit The amount of deduction shall be: Amount Contributed or 14% of Salary(Basic + DA), in case the employer is Central Govt 10% of Salary(Basic + DA), in case of any other employer - whichever is lower

Get additional tax benefit on NPS Contributionsu/s 80CCD

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Section 80DDB: Income Tax Deduction for Specified Diseases The income tax deduction under section 80DDB serves as financial help for those who are suffering from a severe disease or are taking care of such dependent family members suffering from any of these diseases and finally dependent on the taxpayer. Although the one thing to be taken note of is that his deduction cannot be claimed against capital gains, loans from winnings or lotteries and such other incomes as specifically excluded. Eligibility: In case some expenditure has been incurred by a resident individual or any member of HUF then income tax deduction can be claimed for the same. The expenditure incurred can be claimed as deduction for Self or Dependent Relative The dependent relative here includes spouse, parents, siblings, and children. Diseases Covered: The following diseases are covered under the ambit of section 80DDB diseases, such as: Acquired Immuno Deficiency Syndrome (AIDS) Aphasia Ataxia Chorea Dementia Dystonia musculorum deformans Hemiballismus Hematological disorders Haemophilia Malignant cancers Motor neuron disease Parkinson’s disease Renal failure Thalassemia Important Point: In case you are claiming income tax deduction under section 80DDB and simultaneously you have also received any reimbursements from the insurance policy. In such a situation the income tax benefit allowed shall be adjusted against such reimbursements.

Claim Income Tax Deduction for Medical treatment of Specified Diseases

Claim Income Tax Deduction for Medical treatment of Specified Diseases

Claim Income Tax Deduction for Medical treatment of Specified Diseases

Section 80D : Income Tax benefit for medical insurance premium A lot of expenditure is incurred on health today, it includes the premiums of health insurance policies, preventive health check ups and other medical bills. Considering health as an integral and important expenditure the government is giving income tax deduction for such expenses, in the manner described below: Amount of Tax Benefit: Maximum Rs 1,00,000 On Health Insurance Premium - Rs 50,000 for Senior Citizens Rs 25,000 for others On Preventive Health Check up - Rs 5,000 On Medical Expenditure for Senior Citizen - Rs 50,000 Eligible Deductions: Health Insurance Premium & Preventive Health Check up Expenditures for Self Spouse Children Parents Medical Expenditure for those above 60 years Payment Mode: Medical Insurance Premium paid - Non Cash Preventive health check up expenditures - Any Medical Expenditure for those above 60 years - Non Cash Important Note: Deduction of Rs 5,000 on preventive health check up is included in the limits of Rs 25,000 or Rs 50,000 of health insurance premium deduction

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Income Tax Deduction: Income Tax Deduction can be claimed on both the Payment of Principal u/s 80C and Interest amount due on Home Loan u/s 24. Who can get the benefit of Home Loan? To get the income tax benefit on home loan one must be the Owner or co owner of the house AND should also be the borrower or co borrower of the Loan. Only Individual and member of HUF can get benefit under section 80C and 24. Partnership firm, company etc cannot claim this benefit. Tax benefit on Principal Repayment : Tax Deduction upto Rs 1.5 lakh u/s 80C can be claimed on actual repayment of the principal amount of loan. This Deduction is not available on accrual basis. Tax benefit on Interest Due : Tax Deduction upto Rs 2 lakh can be claimed for the outstanding amount of interest for the period u/s 24 of the income tax. Interest deduction shall include both pre construction and post construction eligible deductions. First time Home Buyers : Additional Deduction of Rs 50,000 is available for first time home buyers under section 80 EE. This deduction is available in respect of loans sanctioned between 2016-17. Other Eligible Deduction: Apart from claiming income tax deduction on loan repayment whether principal or interest amount deduction in respect of the following expenses can also be claimed: Stamp duty and registration charges Processing fee and service charges

Claim Income Tax Deduction on Home loan and other expenses

Claim Income Tax Deduction on Home loan and other expenses

Claim Income Tax Deduction on Home loan and other expenses

5 Year FD(Time Deposit) Amount you can invest: There is no limit to the amount you can invest in the FD’s. However, interest earned on FD is taxable. Returns: The returns under FD’s varies from 7% to 7.7% depending upon the banks. Lock in period: if you want to get the tax exemption benefit under section 80C, then the minimum lock in period of Bank FD’s should be of 5 years. Premature withdrawal from FD’s are allowed. However withdrawal charges are applicable according to the bank you have selected. Tax benefits: Here also you get the benefit of tax exemption under section 80C. Interest earned through your FD’s is added to your income and is considered as taxable, if the amount exceeds the limit of Rs. 50,000 p.a. (section 80TTB for senior citizens) Expert’s Advice: Make sure you invest in 5 year FD so that you can claim benefit of same under section 80C, other FD’s are not eligible for the deduction.

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Public Provident Fund is simply defined as Exempt, Exempt and Exempt (EEE) as it offers exceptional tax benefits to its subscribers under Section 80C. This popular long-term investment scheme was launched by the Government of India offering financial security with reasonable interest rate and returns that are fully exempt from tax. Lock-in Period: 15 Years Return: 7.9% (Currently) Investment Amount: Minimum:- Rs 500 Maximum:- Rs 1,50,000

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What is the additional benefit your NPS investment can fetch?

What is the additional benefit your NPS investment can fetch?

Tax2win will explain to you how you can generate customized rent receipts for free in less than 2 minutes, to claim HRA tax exemption. What is the actual benefit of Rent Receipts? Many companies provide House Rent Allowance(HRA) to employees for meeting the cost of living in rented accommodation. HRA is one of the biggest tax-saving avenues as the complete amount of HRA is not taxable. The least of the three amounts are tax exempt - Actual HRA received Rent paid less 10% of Salary 40% of Salary (50% of Salary in Mumbai, Delhi, Chennai, and Kolkata)

How to generate Rent Receipts ? for FY 2018-19 | AY 2019-20.

How to generate Rent Receipts ? for FY 2018-19 | AY 2019-20.

How to generate Rent Receipts ? for FY 2018-19 | AY 2019-20.

प्रस्तावना बजट सत्र 2017 की घोषणा के दौरान हमारे माननीय वित्त मंत्री श्री अरुण जेटली जी ने देरी से आय-कर विवरणिका दाखिल करने वालो के लिए एक नयी धारा 234 F पेश की हैं | हमारे लिए यह अभी जानना इसलिए जरूरी है, क्योंकि यह वित्त वर्ष 2017-18 की आय-कर विवरणिका दाखिल करने पर लागू होगा | आइये समझते हैं... धारा 234 F का मतलब क्या होता है? धारा 234F के अनुसार, यदि किसी व्यक्ति को आय-कर अधिनियम [धारा 139(1)] के प्रावधानों के अनुसार आय-कर विवरणिका (ITR) दाखिल करने की आवश्यकता होती हैं, लेकिन निर्धारित समय सीमा के भीतर आय-कर विवरणिका दाखिल नहीं की हो तो देरी से भरने का शुल्क जमा करना होगा | 234 F के तहत कितना शुल्क चार्ज किया जा सकता है? यदि कटौती के बाद आपकी कुल आय 5 लाख से अधिक है तो... आय-कर विवरणिका 31 जुलाई के बाद और 31 दिसंबर से पहले दाखिल करवाई जाती हैं तो शुल्क की राशि रु 5000/- होगी आय-कर विवरणिका 31 दिसंबर के बाद दाखिल करवाई जाती हैं अथवा अन्य किसी मामले में शुल्क की राशि रु 10000/- होगी परन्तु, यदि आपकी कुल आय 5 लाख से कम या बराबर है तो शुल्क की राशि रु 1000 रुपये होगी | 234 F किस पर लागू होता है? यह (व्यक्तिगत, HUF, कंपनी, फर्म, AOP इत्यादि) सहित सभी व्यक्तियों पर लागू होता है, जिन्हें आय-कर अधिनियम द्वारा आय-कर विवरणिका (ITR) दाखिल करवाना अनिवार्य हो | 234 F के शुल्क का भुगतान कैसे करें? इसे वित्त वर्ष 2017-18 और उसके बाद से, खुद से कर निर्धारण के तहत चालान 280 के माध्यम से भुगतान किया जा सकता है | चेतावनी सावधान रहे! धारा 234F वित्त वर्ष 2017-18 (या निर्धारण वर्ष 2018-19) की आय-कर विवरणिका दाखिल करने पर और उसके बाद से लागू होगी | इसका मतलब है कि अगर वित्त वर्ष 2017-18 की आय-कर विवरणिका देय तिथि के बाद दाखिल की जाती है, तो आपको देरी शुल्क का भुगतान करना होगा।

आय-कर अधिनियम की धारा 234F

आय-कर अधिनियम की धारा 234F

आय-कर अधिनियम की धारा 234F

What is Rebate u/s 87A It is a benefit which is provided to lower income group in their tax amount up to a "prescribed" limit. For availing this benefit , your income must be up to Rs. 3,50,000 during F.Y17-18. Note: This is an additional benefit provided over and above the benefit of basic exemption limit to the small taxpayers. What is the amount? For FY 2017-18 & FY 2018-19, the amount of rebate shall be lower of : Tax payable or Rs 2,500 For Example : If your income is up to Rs. 3,50,000 then you will get rebate of Rs.2500. Consequently, your tax liability would be zero. Who can Claim Rebate u/s 87A ? A. An individual whose total income is up to Rs. 3.5 lakhs is eligible to claim benefit u/s 87A. Here, total income means the sum of all incomes after deductions u/s 80. AND B. Another thing to be kept in mind is that rebate u/s 87A is available only to a RESIDENT INDIVIDUAL. Who cannot take benefit of Rebate? The following assesses cannot claim the rebate u/s 87A even if their total income is below Rs. 3,50,000 : 1. NRI 2. HUF 3. FIRM 4. COMPANY 5. AOP 6. BOI

Income Tax Rebate Under Section 87A

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1. E-Verification Guide (A simple guide to e-verify your return online) .in Step 2: Select “e-File” "My Account " and in the drop-down menu select “e-Verify Return”. 3. Step 3: Upon selecting the above option, you’ll get the below screen: 4. Step 4: To e-Verify your return, you have 3 options: Option 1: ‘’I already have an EVC to e-Verify my return” if you already have an EVC generated with you. When you select this option, then a pop will appear asking for EVC. Enter your EVC there and click on submit to complete the e-verification process. Generating Bank EVC through ATM You also have the option to generate EVC through Bank ATM. Go to Bank ATM>Swipe ATM card and enter ATM PIN> you will find the option of “Pin for Income Tax Filing”>Select this option>EVC will be sent to your registered mobile number and email id>Use this EVC in the above mentioned Option 1. Only SBI and Axis bank providing this facility. 5. Option 2: ‘’I do not have an EVC and I would like to generate EVC to e-Verify my return” if you want to generate EVC through which your return will be e-verified. When you select this option, then three options will appear through which you can get EVC. 6. (A) Through Net Banking You will land on the below page if you select the “Net Banking” option. Click on “continue” and a list of banks will appear (next slide) from which select your bank. 7. After selecting bank from the below list, you will be redirected to the homepage of your Bank’s Net Banking page OR you can Login into your Net Banking Account and you will find Income Tax option there. Select it and login to e-filing through the same option to complete the process of e-verification of your ITR.. 8. (B) Through Bank Account Number Click “Pre validate your Bank Account” to proceed. 9. Fill the below required details and click on “continue” to generate EVC. 10. (C) Through Demat Account Number Click “Pre validate your Demat Account” to proceed. 11. Fill the below required details and click on “continue” to generate EVC. 12. Option 3: ‘’I would like to generate Aadhaar OTP to e-Verify my return” if you want to e-Verify your return through your Aadhaar Card. OTP will be sent to the mobile number registered with your Aadhaar. Enter the OTP to complete the e- verification process. 13. Log-on to www.tax2win.in Thank You! Note: You can generate EVC directly also if your Gross total Income less deductions is Rs 5 lakhs or less and there is no refund. OTP will be send to your registered Mobile number and Email ID. Further , Matter that can be added for e-verification of prior year ITRs i.e. after explaining all 3 options : Recently , income tax department has started the facility for e-verification of prior year ITRS for which the time limit of 120 has lapsed. The process for e-verification of those ITRs is same as explained above , just the difference is marked by mentioning the reasons for the delay. However, be careful while selecting the reason.

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Gratuity ppt final

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Honoring the honest

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If you are a senior citizen, claim deduction of Rs 50,000 on interest earned ...

If you are a senior citizen, claim deduction of Rs 50,000 on interest earned ...

If you are a senior citizen, claim deduction of Rs 50,000 on interest earned ...

You get income tax benefit up to Rs 10,000 for interest earned from the savin...

You get income tax benefit up to Rs 10,000 for interest earned from the savin...

You get income tax benefit up to Rs 10,000 for interest earned from the savin...

Get additional tax benefit on NPS Contributionsu/s 80CCD

Get additional tax benefit on NPS Contributionsu/s 80CCD

Get additional tax benefit on NPS Contributionsu/s 80CCD

Claim Income Tax Deduction for Medical treatment of Specified Diseases

Claim Income Tax Deduction for Medical treatment of Specified Diseases

Claim Income Tax Deduction for Medical treatment of Specified Diseases

Get tax benefits upto Rs 1,00,000 on health insurance premium and other medic...

Get tax benefits upto Rs 1,00,000 on health insurance premium and other medic...

Get tax benefits upto Rs 1,00,000 on health insurance premium and other medic...

Claim Income Tax Deduction on Home loan and other expenses

Claim Income Tax Deduction on Home loan and other expenses

Claim Income Tax Deduction on Home loan and other expenses

Check if your FD can get you income tax benefit u/s 80C?

Check if your FD can get you income tax benefit u/s 80C?

Check if your FD can get you income tax benefit u/s 80C?

ULIP – Unit Linked Insurance Plan

ULIP – Unit Linked Insurance Plan

ULIP – Unit Linked Insurance Plan

Public Provident Fund (PPF) India

Public Provident Fund (PPF) India

Public Provident Fund (PPF) India

What is the additional benefit your NPS investment can fetch?

What is the additional benefit your NPS investment can fetch?

What is the additional benefit your NPS investment can fetch?

How to generate Rent Receipts ? for FY 2018-19 | AY 2019-20.

How to generate Rent Receipts ? for FY 2018-19 | AY 2019-20.

How to generate Rent Receipts ? for FY 2018-19 | AY 2019-20.

आय-कर अधिनियम की धारा 234F

आय-कर अधिनियम की धारा 234F

आय-कर अधिनियम की धारा 234F

Income Tax Rebate Under Section 87A

Income Tax Rebate Under Section 87A

Income Tax Rebate Under Section 87A

Tax table

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