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FORM 2
THE PATENTS ACT, 1970
(39 OF 1970)
AND
THE PATENT RULES, 2003
COMPLETE SPECIFICATION
(See section 10 and rule 13)
Title of Invention:
“A SYSTEMATIC APPROACH TO ANALYSE THE PROFIT OR LOSS
FACTOR OF INVESTORS DURING FLUCTUATION OF ECONOMY”
NAME OF APPLICANT NATIONALITY ADDRESS
AMRITA BHATTACHARYA INDIAN NSHM BUSINESS SCHOOL,
NSHM KNOWLEDGE CAMPUS,
ASSISTANT PROFESSOR,
MASTER OF BUSINESS
ADMINISTRATION, ARRAH
SIBTALA, VIA MUCHIPARA,
DURGAPUR 713212
VIKASH BARNWAL INDIAN ASSISTANT PROFESSOR,
FACULTY OF BUSINESS
STUDIES,KASHI INSTITUTE OF
TECHNOLOGY,VARANASI-
221307
DR.M.S.VASU INDIAN PROFESSOR, DEPARTMENT OF
MBA, SREE RAMA
ENGINEERING COLLEGE,
TIRUPATI, PIN: 517507
DR. ANKUR RANDHELIA INDIAN ASSISTANT PROFESSOR, MBA
DEPARTMENT, EKLAVYA
UNIVERSITY, SAGAR ROAD,
DAMOH 470661
ASHISH JAIN INDIAN ASSISTANT PROFESSOR,
DEPARTMENT OF MBA,
EKLAVYA UNIVERSITY,
SAGAR ROAD, DAMOH-470661
DR ALOK SATSANGI INDIAN PROFESSOR, MASTER OF
BUSINESS ADMINISTRATION,
NSHM KNOWLEDGE CAMPUS,
DURGAPUR- GROUP OF
INSTITUTIONS, DURGAPUR-
713212
Dr. BHOLA KHAN INDIAN ASSOCIATE PROFESSOR,
DEPARTMENT OF
ECONOMICS, YOBE STATE
UNIVERSITY, DAMATURU,
1144
2
AVRADEEP GANGULY INDIAN ASSISTANT PROFESSOR,
NSHM KNOWLEDGE CAMPUS,
DURGAPUR, PIN- 713212
DR HARSHITHA YS INDIAN ASSISTANT PROFESSOR OF
MANAGEMENT,CMS, JAIN
DEEMED-TO-BE UNIVERSITY
BENGALURU 560027
K PREETHAM INDIAN #133, CMS JAIN DEEMED-TO-
BE UNIVERSITY BENGALURU
560027
DR . THIMMAIAH
BAYAVANDA CHINNAPPA
INDIAN DEPARTMENT OF
MANAGEMENT STUDIES ,
IVANE JAVANKISHI TBILISI
STATE UNIVERSITY OF
GEORGIA
DHARINI RAJE SISODIA INDIAN ASSISTANT PROFESSOR/
MANAGEMENT,ARMY
INSTITUTE OF MANAGEMENT
& TECHNOLOGY, GREATER
NOIDA, UP ,201310
3
FIELD OF INVENTION
The present invention relates to the field of designing & implementing a framework of
a systematic approach to analyse the profit or loss of investors. The invention mainly
focuses on analyzing the profit or loss during the economical fluctuations.
BACKGROUND OF INVENTION
[0001] Background description includes information that may be useful in
understanding the present invention. It is not an admission that any of the
information provided herein is prior art or relevant to the presently claimed
invention, or that any publication specifically or implicitly referenced is prior
art.
[0002] Economic fluctuations are simply fluctuations in the level of the national
income of a country representing growth or contraction. A market economy is
not static and it’s dynamic. A rise in national income means an economy is
growing, while a decline in national income means that an economy is
contracting.
[0003] A number of different types of return-on-investment analysis systems
that are known in the prior art. For example, the following patents are provided
for their supportive teachings and are all incorporated by reference.
[0004] We augment a standard monetary DSGE model to include a banking
sector and nancial markets. We t the model to Euro Area and US data. We and
that agency problems in nancial contracts, liquidity constraints facing banks and
shocks that alter the perception of market risk and hit nancial intermediation —
4
‘nancial factors’ in short — are prime determinants of economic fluctuations.
They have been critical triggers and propagators in the recent nancial crisis.
Financial intermediation turns an otherwise divisible source of idiosyncratic
economic uncertainty, the ‘risk shock’, into a systemic force.
[0005] There are various factors that are responsible for booms or dips of an
economy. It includes labor shortages, an increase in consumption, a rise in the
level of government spending and a balance of payments surplus etc. The
proposed invention focuses on analyzing the return on investments along with
profit or loss of an organization during the period of economic fluctuation.
[0006] Above information is presented as background information only to assist
with an understanding of the present disclosure. No determination has been
made, no assertion is made, and as to whether any of the above might be
applicable as prior art with regard to the present invention.
[0007] In the view of the foregoing disadvantages inherent in the known types
of return-on-investment analysis systems now present in the prior art, the present
invention provides an improved system. As such, the general purpose of the
present invention, which will be described subsequently in greater detail, is to
provide a new and improved system to analyse the gain or loss of investors
during the fluctuation of economy that has all the advantages of the prior art and
none of the disadvantages.
SUMMARY OF INVENTION
[0008] In the view of the foregoing disadvantages inherent in the known types
5
of return-on-investment systems now present in the prior art, the present
invention provides an improved one. As such, the general purpose of the present
invention, which will be described subsequently in greater detail, is to provide a
new and improved system to analyse the fluctuations in economy during
situations like pandemic which has all the advantages of the prior art and none
of the disadvantages.
[0009] The Main objective of the proposed invention is to design & implement
a framework of machine learning to analyse the profit or loss of an organization.
The invention aims at studying the profit or loss especially during economic
fluctuations.
[0010] Yet another important aspect of the proposed invention is to analyze the
transactional data sets of organization to study the factors that are responsible
for their profit or loss. The economic fluctuation is the primary attribute for
analyzing the possibilities of gain or loss for a particular organization. The
predictive algorithm of machine learning is used to predict the profit or loss
factor.
[0011] In this respect, before explaining at least one embodiment of the
invention in detail, it is to be understood that the invention is not limited in its
application to the details of construction and to the arrangements of the
components set forth in the following description or illustrated in the various
ways. Also, it is to be understood that the phraseology and terminology
employed herein are for the purpose of description and should not be regarded
6
as limiting.
[0012] These together with other objects of the invention, along with the various
features of novelty which characterize the invention, are pointed out with
particularity in the disclosure. For a better understanding of the invention, its
operating advantages and the specific objects attained by its uses, reference
should be had to the accompanying drawings and descriptive matter in which
there are illustrated preferred embodiments of the invention.
BREIF DESCRIPTION OF DRAWINGS
[0013] The invention will be better understood and objects other than those set
forth above will become apparent when consideration is given to the following
detailed description thereof. Such description makes reference to the annexed
drawings wherein:
Figure 1 illustrates the block diagram of a systematic approach to analyse the
profit or loss factor of investors during fluctuation of economy, according to the
embodiment herein.
DETAILED DESCRIPTION OF INVENTION
[0014] In the following detailed description, reference is made to the
accompanying drawings which form a part hereof, and in which is shown by
way of illustration specific embodiments in which the invention may be
practiced. These embodiments are described in sufficient detail to enable those
skilled in the art to practice the invention, and it is to be understood that the
embodiments may be combined, or that other embodiments may be utilized and
7
that structural and logical changes may be made without departing from the spirit
and scope of the present invention. The following detailed description is,
therefore, not to be taken in a limiting sense, and the scope of the present
invention is defined by the appended claims and their equivalents.
[0015] While the present invention is described herein by way of example using
several embodiments and illustrative drawings, those skilled in the art will
recognize that the invention is neither intended to be limited to the embodiments
of drawing or drawings described, nor intended to represent the scale of the
various components. Further, some components that may form a part of the
invention may not be illustrated in certain figures, for ease of illustration, and
such omissions do not limit the embodiments outlined in any way. It should be
understood that the drawings and detailed description thereto are not intended to
limit the invention to the particular form disclosed, but on the contrary, the
invention covers all modification/s, equivalents and alternatives falling within
the spirit and scope of the present invention as defined by the appended claims.
The headings are used for organizational purposes only and are not meant to
limit the scope of the description or the claims. As used throughout this
description, the word "may" be used in a permissive sense (i.e., meaning having
the potential to), rather than the mandatory sense (i.e., meaning must). Further,
the words "a" or "a" mean "at least one” and the word “plurality” means one or
more, unless otherwise mentioned. Furthermore, the terminology and
phraseology used herein is solely used for descriptive purposes and should not
8
be construed as limiting in scope. Language such as "including," "comprising,"
"having," "containing," or "involving," and variations thereof, is intended to be
broad and encompass the subject matter listed thereafter, equivalents, and any
additional subject matter not recited, and is not intended to exclude any other
additives, components, integers or steps. Likewise, the term "comprising" is
considered synonymous with the terms "including" or "containing" for
applicable legal purposes. Any discussion of documents, acts, materials, devices,
articles and the like are included in the specification solely for the purpose of
providing a context for the present invention.
[0016] In this disclosure, whenever an element or a group of elements is
preceded with the transitional phrase "comprising", it is understood that we also
contemplate the same element or group of elements with transitional phrases
"consisting essentially of, "consisting", "selected from the group consisting of”,
"including", or "is" preceding the recitation of the element or group of elements
and vice versa.
[0017] As an economy grows, businesses and consumers spend more money on
goods and services. In the growth stage of an economic cycle, demand typically
outstrips the supply of goods and producers can raise their prices. As a result,
the rate of inflation increases. The economic fluctuations model is employed by
academic, government and private economists such as changes in monetary
policy rules, tax and spending changes.
[0018] There are three key facts about economic fluctuations that stand out: i>
9
Economic fluctuations are irregular and unpredictable, ii> Most macroeconomic
measures fluctuate together and iii> as the output falls unemployment rises. The
proposed invention focuses on analyzing the systematic approach of profit or
loss of an organization. The algorithms of machine learning is used for
predicting the possible loss or profit during economic fluctuations.
[0019] Reference will now be made in detail to the exemplary embodiment of
the present disclosure. Before describing the detailed embodiments that are in
accordance with the present disclosure, it should be observed that the
embodiment resides primarily in combinations arrangement of the system
according to an embodiment herein and as exemplified in FIG. 1
[0020] Figure 1 illustrates the block diagram of a systematic approach to analyse
the profit or loss factor of investors during fluctuation of economy 100. The
proposed system 100 includes a Database of transactions of an organization 101.
The ROI 102 is considered along with 101 and fed as input to the prediction unit
104 after systematically analyzed by the ML unit 103. The results of predictive
unit 104 is stored on storage device 105, which is used for further analysis and
conclusions.
[0021] In the following description, for the purpose of explanation, numerous
specific details are set forth in order to provide a thorough understanding of the
arrangement of the system according to an embodiment herein. It will be
apparent, however, to one skilled in the art that the present embodiment can be
practiced without these specific details. In other instances, structures are shown
10
in block diagram form only in order to avoid obscuring the present invention.
Gowthami S
Patent Agent
INPA 3797
On behalf of Applicant
Digitally Signed
Date: 25/05/2022
11
WE CLAIM
1. A systematic approach to analyse the profit or loss factor of investors during
fluctuation of economy comprises of
predictive unit;
machine learning unit and
database of results.
2. A systematic approach to analyse the profit or loss factor of investors during
fluctuation of economy, according to claim 1, includes a predictive unit, wherein
the predictive unit will predict the loss or gain and fluctuations in the economy.
3. A systematic approach to analyse the profit or loss factor of investors during
fluctuation of economy, according to claim 1, includes a database of results,
wherein the database of results will store the various possibilities of profit or
loss.
4. A systematic approach to analyse the profit or loss factor of investors during
fluctuation of economy, according to claim 1, includes a machine learning unit,
wherein the machine learning unit will analyze the various transactional
databases to study the gains and downs.
Gowthami S
Patent Agent
INPA 3797
On behalf of Applicant
Digitally Signed
Date: 25/05/2022
12
ABSTRACT
A SYSTEMATIC APPROACH TO ANALYSE THE PROFIT OR LOSS
FACTOR OF INVESTORS DURING FLUCTUATION OF ECONOMY
A systematic approach to analyse the profit or loss factor of investors during fluctuation
of economy is the proposed invention. The invention aims at analysing the profit or loss
of an investor during the fluctuation in economy. The proposed invention aims at
analysing the fluctuations in the investment of investor and predicting the returns through
systematic approach.
Gowthami S
Patent Agent
INPA 3797
On behalf of Applicant
Digitally Signed
Date: 25/05/2022

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Analyzing Profit or Loss During Economic Fluctuations

  • 1. 1 FORM 2 THE PATENTS ACT, 1970 (39 OF 1970) AND THE PATENT RULES, 2003 COMPLETE SPECIFICATION (See section 10 and rule 13) Title of Invention: “A SYSTEMATIC APPROACH TO ANALYSE THE PROFIT OR LOSS FACTOR OF INVESTORS DURING FLUCTUATION OF ECONOMY” NAME OF APPLICANT NATIONALITY ADDRESS AMRITA BHATTACHARYA INDIAN NSHM BUSINESS SCHOOL, NSHM KNOWLEDGE CAMPUS, ASSISTANT PROFESSOR, MASTER OF BUSINESS ADMINISTRATION, ARRAH SIBTALA, VIA MUCHIPARA, DURGAPUR 713212 VIKASH BARNWAL INDIAN ASSISTANT PROFESSOR, FACULTY OF BUSINESS STUDIES,KASHI INSTITUTE OF TECHNOLOGY,VARANASI- 221307 DR.M.S.VASU INDIAN PROFESSOR, DEPARTMENT OF MBA, SREE RAMA ENGINEERING COLLEGE, TIRUPATI, PIN: 517507 DR. ANKUR RANDHELIA INDIAN ASSISTANT PROFESSOR, MBA DEPARTMENT, EKLAVYA UNIVERSITY, SAGAR ROAD, DAMOH 470661 ASHISH JAIN INDIAN ASSISTANT PROFESSOR, DEPARTMENT OF MBA, EKLAVYA UNIVERSITY, SAGAR ROAD, DAMOH-470661 DR ALOK SATSANGI INDIAN PROFESSOR, MASTER OF BUSINESS ADMINISTRATION, NSHM KNOWLEDGE CAMPUS, DURGAPUR- GROUP OF INSTITUTIONS, DURGAPUR- 713212 Dr. BHOLA KHAN INDIAN ASSOCIATE PROFESSOR, DEPARTMENT OF ECONOMICS, YOBE STATE UNIVERSITY, DAMATURU, 1144
  • 2. 2 AVRADEEP GANGULY INDIAN ASSISTANT PROFESSOR, NSHM KNOWLEDGE CAMPUS, DURGAPUR, PIN- 713212 DR HARSHITHA YS INDIAN ASSISTANT PROFESSOR OF MANAGEMENT,CMS, JAIN DEEMED-TO-BE UNIVERSITY BENGALURU 560027 K PREETHAM INDIAN #133, CMS JAIN DEEMED-TO- BE UNIVERSITY BENGALURU 560027 DR . THIMMAIAH BAYAVANDA CHINNAPPA INDIAN DEPARTMENT OF MANAGEMENT STUDIES , IVANE JAVANKISHI TBILISI STATE UNIVERSITY OF GEORGIA DHARINI RAJE SISODIA INDIAN ASSISTANT PROFESSOR/ MANAGEMENT,ARMY INSTITUTE OF MANAGEMENT & TECHNOLOGY, GREATER NOIDA, UP ,201310
  • 3. 3 FIELD OF INVENTION The present invention relates to the field of designing & implementing a framework of a systematic approach to analyse the profit or loss of investors. The invention mainly focuses on analyzing the profit or loss during the economical fluctuations. BACKGROUND OF INVENTION [0001] Background description includes information that may be useful in understanding the present invention. It is not an admission that any of the information provided herein is prior art or relevant to the presently claimed invention, or that any publication specifically or implicitly referenced is prior art. [0002] Economic fluctuations are simply fluctuations in the level of the national income of a country representing growth or contraction. A market economy is not static and it’s dynamic. A rise in national income means an economy is growing, while a decline in national income means that an economy is contracting. [0003] A number of different types of return-on-investment analysis systems that are known in the prior art. For example, the following patents are provided for their supportive teachings and are all incorporated by reference. [0004] We augment a standard monetary DSGE model to include a banking sector and nancial markets. We t the model to Euro Area and US data. We and that agency problems in nancial contracts, liquidity constraints facing banks and shocks that alter the perception of market risk and hit nancial intermediation —
  • 4. 4 ‘nancial factors’ in short — are prime determinants of economic fluctuations. They have been critical triggers and propagators in the recent nancial crisis. Financial intermediation turns an otherwise divisible source of idiosyncratic economic uncertainty, the ‘risk shock’, into a systemic force. [0005] There are various factors that are responsible for booms or dips of an economy. It includes labor shortages, an increase in consumption, a rise in the level of government spending and a balance of payments surplus etc. The proposed invention focuses on analyzing the return on investments along with profit or loss of an organization during the period of economic fluctuation. [0006] Above information is presented as background information only to assist with an understanding of the present disclosure. No determination has been made, no assertion is made, and as to whether any of the above might be applicable as prior art with regard to the present invention. [0007] In the view of the foregoing disadvantages inherent in the known types of return-on-investment analysis systems now present in the prior art, the present invention provides an improved system. As such, the general purpose of the present invention, which will be described subsequently in greater detail, is to provide a new and improved system to analyse the gain or loss of investors during the fluctuation of economy that has all the advantages of the prior art and none of the disadvantages. SUMMARY OF INVENTION [0008] In the view of the foregoing disadvantages inherent in the known types
  • 5. 5 of return-on-investment systems now present in the prior art, the present invention provides an improved one. As such, the general purpose of the present invention, which will be described subsequently in greater detail, is to provide a new and improved system to analyse the fluctuations in economy during situations like pandemic which has all the advantages of the prior art and none of the disadvantages. [0009] The Main objective of the proposed invention is to design & implement a framework of machine learning to analyse the profit or loss of an organization. The invention aims at studying the profit or loss especially during economic fluctuations. [0010] Yet another important aspect of the proposed invention is to analyze the transactional data sets of organization to study the factors that are responsible for their profit or loss. The economic fluctuation is the primary attribute for analyzing the possibilities of gain or loss for a particular organization. The predictive algorithm of machine learning is used to predict the profit or loss factor. [0011] In this respect, before explaining at least one embodiment of the invention in detail, it is to be understood that the invention is not limited in its application to the details of construction and to the arrangements of the components set forth in the following description or illustrated in the various ways. Also, it is to be understood that the phraseology and terminology employed herein are for the purpose of description and should not be regarded
  • 6. 6 as limiting. [0012] These together with other objects of the invention, along with the various features of novelty which characterize the invention, are pointed out with particularity in the disclosure. For a better understanding of the invention, its operating advantages and the specific objects attained by its uses, reference should be had to the accompanying drawings and descriptive matter in which there are illustrated preferred embodiments of the invention. BREIF DESCRIPTION OF DRAWINGS [0013] The invention will be better understood and objects other than those set forth above will become apparent when consideration is given to the following detailed description thereof. Such description makes reference to the annexed drawings wherein: Figure 1 illustrates the block diagram of a systematic approach to analyse the profit or loss factor of investors during fluctuation of economy, according to the embodiment herein. DETAILED DESCRIPTION OF INVENTION [0014] In the following detailed description, reference is made to the accompanying drawings which form a part hereof, and in which is shown by way of illustration specific embodiments in which the invention may be practiced. These embodiments are described in sufficient detail to enable those skilled in the art to practice the invention, and it is to be understood that the embodiments may be combined, or that other embodiments may be utilized and
  • 7. 7 that structural and logical changes may be made without departing from the spirit and scope of the present invention. The following detailed description is, therefore, not to be taken in a limiting sense, and the scope of the present invention is defined by the appended claims and their equivalents. [0015] While the present invention is described herein by way of example using several embodiments and illustrative drawings, those skilled in the art will recognize that the invention is neither intended to be limited to the embodiments of drawing or drawings described, nor intended to represent the scale of the various components. Further, some components that may form a part of the invention may not be illustrated in certain figures, for ease of illustration, and such omissions do not limit the embodiments outlined in any way. It should be understood that the drawings and detailed description thereto are not intended to limit the invention to the particular form disclosed, but on the contrary, the invention covers all modification/s, equivalents and alternatives falling within the spirit and scope of the present invention as defined by the appended claims. The headings are used for organizational purposes only and are not meant to limit the scope of the description or the claims. As used throughout this description, the word "may" be used in a permissive sense (i.e., meaning having the potential to), rather than the mandatory sense (i.e., meaning must). Further, the words "a" or "a" mean "at least one” and the word “plurality” means one or more, unless otherwise mentioned. Furthermore, the terminology and phraseology used herein is solely used for descriptive purposes and should not
  • 8. 8 be construed as limiting in scope. Language such as "including," "comprising," "having," "containing," or "involving," and variations thereof, is intended to be broad and encompass the subject matter listed thereafter, equivalents, and any additional subject matter not recited, and is not intended to exclude any other additives, components, integers or steps. Likewise, the term "comprising" is considered synonymous with the terms "including" or "containing" for applicable legal purposes. Any discussion of documents, acts, materials, devices, articles and the like are included in the specification solely for the purpose of providing a context for the present invention. [0016] In this disclosure, whenever an element or a group of elements is preceded with the transitional phrase "comprising", it is understood that we also contemplate the same element or group of elements with transitional phrases "consisting essentially of, "consisting", "selected from the group consisting of”, "including", or "is" preceding the recitation of the element or group of elements and vice versa. [0017] As an economy grows, businesses and consumers spend more money on goods and services. In the growth stage of an economic cycle, demand typically outstrips the supply of goods and producers can raise their prices. As a result, the rate of inflation increases. The economic fluctuations model is employed by academic, government and private economists such as changes in monetary policy rules, tax and spending changes. [0018] There are three key facts about economic fluctuations that stand out: i>
  • 9. 9 Economic fluctuations are irregular and unpredictable, ii> Most macroeconomic measures fluctuate together and iii> as the output falls unemployment rises. The proposed invention focuses on analyzing the systematic approach of profit or loss of an organization. The algorithms of machine learning is used for predicting the possible loss or profit during economic fluctuations. [0019] Reference will now be made in detail to the exemplary embodiment of the present disclosure. Before describing the detailed embodiments that are in accordance with the present disclosure, it should be observed that the embodiment resides primarily in combinations arrangement of the system according to an embodiment herein and as exemplified in FIG. 1 [0020] Figure 1 illustrates the block diagram of a systematic approach to analyse the profit or loss factor of investors during fluctuation of economy 100. The proposed system 100 includes a Database of transactions of an organization 101. The ROI 102 is considered along with 101 and fed as input to the prediction unit 104 after systematically analyzed by the ML unit 103. The results of predictive unit 104 is stored on storage device 105, which is used for further analysis and conclusions. [0021] In the following description, for the purpose of explanation, numerous specific details are set forth in order to provide a thorough understanding of the arrangement of the system according to an embodiment herein. It will be apparent, however, to one skilled in the art that the present embodiment can be practiced without these specific details. In other instances, structures are shown
  • 10. 10 in block diagram form only in order to avoid obscuring the present invention. Gowthami S Patent Agent INPA 3797 On behalf of Applicant Digitally Signed Date: 25/05/2022
  • 11. 11 WE CLAIM 1. A systematic approach to analyse the profit or loss factor of investors during fluctuation of economy comprises of predictive unit; machine learning unit and database of results. 2. A systematic approach to analyse the profit or loss factor of investors during fluctuation of economy, according to claim 1, includes a predictive unit, wherein the predictive unit will predict the loss or gain and fluctuations in the economy. 3. A systematic approach to analyse the profit or loss factor of investors during fluctuation of economy, according to claim 1, includes a database of results, wherein the database of results will store the various possibilities of profit or loss. 4. A systematic approach to analyse the profit or loss factor of investors during fluctuation of economy, according to claim 1, includes a machine learning unit, wherein the machine learning unit will analyze the various transactional databases to study the gains and downs. Gowthami S Patent Agent INPA 3797 On behalf of Applicant Digitally Signed Date: 25/05/2022
  • 12. 12 ABSTRACT A SYSTEMATIC APPROACH TO ANALYSE THE PROFIT OR LOSS FACTOR OF INVESTORS DURING FLUCTUATION OF ECONOMY A systematic approach to analyse the profit or loss factor of investors during fluctuation of economy is the proposed invention. The invention aims at analysing the profit or loss of an investor during the fluctuation in economy. The proposed invention aims at analysing the fluctuations in the investment of investor and predicting the returns through systematic approach. Gowthami S Patent Agent INPA 3797 On behalf of Applicant Digitally Signed Date: 25/05/2022