The HomeReady loan program. This program was created by Federal National Mortgage Association (Fannie Mae). Unlike most conventional loans the HomeReady loan offers opportunities for the borrower to accept funds from a co-borrower, other household members, and also public or granted funds. Eligibility Requirements: The Borrower must live on the property as a primary residence Borrower must complete the online homeownership training course and receive a certificate of completion. The property must be on the list of eligible home for the HomeReady loan program. BORROWER BENEFITS Low Down Payments Flexible Fund Source options Includes multi-generational homes Co-Borrowers flexibility If you think the HomeReady mortgage programs is right for you or a family member make sure you shop around for a lender who is knowledgeable about the HomeReady program. Do your research and take the time to find the best rates to get into your dream home with a HomeReady program.

1. MORTGAGE MADE EASIER WITH
HOMEREADY
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2. The HomeReady loan program. This
program was created by Federal
National Mortgage Association (Fannie
Mae). Unlike most conventional loans the
HomeReady loan offers opportunities for
the borrower to accept funds from a co-
borrower, other household members,
and also public or granted funds.
ARIZONAMORTGAGETEAM.COM
LENDER HOTLINE: 888-581-5008

3. E l i g i b i l i t y R e q u i r e m e n t s :
T h e B o r r o w e r m u s t l i v e o n t h e p r o p e r t y
a s a p r i m a r y r e s i d e n c e
B o r r o w e r m u s t c o m p l e t e t h e o n l i n e
h o m e o w n e r s h i p t r a i n i n g c o u r s e a n d
r e c e i v e a c e r t i f i c a t e o f c o m p l e t i o n .
T h e p r o p e r t y m u s t b e o n t h e l i s t o f
e l i g i b l e h o m e f o r t h e H o m e R e a d y l o a n
p r o g r a m .
ARIZONAMORTGAGETEAM.COM
LENDER HOTLINE: 888-581-5008

4. BENEFITS:
BORROWER
1 2 3 4
3%
Low Down
Payments
Flexible
Fund
Source
options
Includes
multi-
generational
homes
Co-Borrowers
flexibility
ARIZONAMORTGAGETEAM.COM
LENDER HOTLINE: 888-581-5008

5. If you think the HomeReady
mortgage programs is right for you
or a family member make sure you
shop around for a lender who is
knowledgeable about the
HomeReady program. Do your
research and take the time to find
the best rates to get into your dream
home with a HomeReady program.
ARIZONAMORTGAGETEAM.COM
LENDER HOTLINE: 888-581-5008

6. T O L E A R N M O R E
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LENDER HOTLINE: 888-581-5008
C L IC K HE R E
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7. Justin McHood is Americas Mortgage
Commentator and has been providing
Mortgage commentary for over 10 years.
INFORMATION PROVIDED BY:
Justin McHood
MORTGAGE COMMENTATOR
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8. MORTGAGECOMMENTATOR.COM
LEARN MORE ABOUT MORTGAGE COMMENTATOR:
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