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Credit: Unraveling the Mystery What to know about your FICO® scores, how to improve them and save money   Steve Wagner – MBA Realvest Financial Corporation
Credit ,[object Object],[object Object],[object Object],[object Object],[object Object]
Obvious & Hidden Costs  of Poor Credit ,[object Object],[object Object],[object Object]
FICO® History ,[object Object],[object Object],[object Object],[object Object]
What Factors into FICO® Score? ,[object Object],[object Object],[object Object],[object Object],[object Object]
FICO® Score Factors Payment History -35% ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
FICO Score Factors Amounts Owed – 30% ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
FICO Score Factors Length of Credit History – 15% ,[object Object],[object Object]
FICOFactors New Credit – 10% ,[object Object],[object Object],[object Object],[object Object]
FICO Score Factors Types of Credit – 10% ,[object Object]
FICO® Scores ,[object Object],[object Object],[object Object],[object Object]
FICO® – What is  not  in the Score ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Improving your FICO® credit score  Payment History – 35% ,[object Object],[object Object],[object Object],[object Object]
Improving your FICO® credit score  Amounts Owed – 30% ,[object Object],[object Object],[object Object],[object Object]
Improving your FICO® credit score  Length of Credit History – 15% ,[object Object]
Improving your FICO® credit score  New Credit – 10% ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Improving your FICO® credit score  Types of Credit – 10% ,[object Object],[object Object],[object Object],[object Object]
FICO® Score Improvement Plan ,[object Object],[object Object],[object Object],[object Object]
Credit Mix  ,[object Object],[object Object],[object Object]
Credit Laws of Life ,[object Object],[object Object],[object Object]
Credit Scores Illinois average = 681 VERY POOR 500-579 POOR 580-619 NOT GOOD 620-659 AVERAGE FICO SCORE 664 GOOD 660-699 VERY GOOD 700-759 EXCELLENT 760-850
For More Information ,[object Object],[object Object],[object Object],[object Object],[object Object]

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Credit Unraveling the mystery

  • 1. Credit: Unraveling the Mystery What to know about your FICO® scores, how to improve them and save money Steve Wagner – MBA Realvest Financial Corporation
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  • 21. Credit Scores Illinois average = 681 VERY POOR 500-579 POOR 580-619 NOT GOOD 620-659 AVERAGE FICO SCORE 664 GOOD 660-699 VERY GOOD 700-759 EXCELLENT 760-850
  • 22.