Properity is an online lending platform that connects property developers in the UK with individual and corporate lenders. Lenders can earn interest rates of up to 12% annually by providing secured loans to developers. Properity manages the loan process and ensures security for lenders through measures like borrower risk assessments, legal documentation, and property valuations. While lending through Properity offers higher returns than many investments, lenders' capital is still at risk given loans are secured by property developments.

1. The online
company-to-company
lending community for
the UK property industry.

2. LEND FROM YOUR COMPANY TO
SECURED PROPERTY LOANS
AND EARN UP TO 12% PA* NET RETURN
properity.uk

3. Properity is a company-to-company lending community
for the UK property industry. Our platform is available
exclusively to directors, skilled professionals, business
owners and corporates and allows them to engage
directly with reputable property developers and their
live projects. Our company ethos is based around
building a selective community of dependable,
resourceful and likeminded individuals. We believe this
continuously ensures a lucrative and quality experience
for lender and borrower alike. We pride ourselves on our
commitment to risk mitigation and an efficient and
flexible approach to property finance.
Introducing Properity
properity.uk

4. properity.uk
Step 1.
We provide you with our current project prospectus for you to review. The prospectus will include in-depth information about
the developer’s and their credentials, along with their live projects and security details.
Step 2.
Each project will have an associated interest rate return available to you. Once you are happy to lend, our client services team
will send you a copy of the relevant loan document for you to review and sign.
Step 3.
Deposit your funds via escrow, and start earning interest straight away.
Lending with Properity is simple.
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5. When lending with Properity you are simply partaking in
a secured company-to-company loan, using a loan note
structure. This structure gives you as the lender clarity
and control of your loan and its associated borrower
without having to take on any further obligations.
Properity effectively acts as an introducer between
lenders and borrowers, streamlines the process and
manages the security.
How our lending works
properity.uk

6. properity.uk
Properity always require a debenture or other fixed and floating security to be granted to us by the borrower, meaning we hold
control of the security/asset. Therefore in the event that a borrower fails to repay, we would seek to recover any shortfall by
selling the property and passing the proceeds on to our lenders.
Although lending to secured property loans poses little risk in comparison to other investment asset classes, there are still risks
to consider. Properity has been built specifically around borrower risk profiling and mitigation, and have adopted various
processes to safeguard our lending community. This includes top tier legal counsel, FCA regulated payments, RICS valuations,
credit searches and fraud detection and prevention systems.
Reducing risk
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7. The online company-to-company lending
community for the UK property industry.
0203 795 5085
contact@properity.uk
www.properity.uk
*Annualised rate subject to many variables. Although loans are secured against property, your
capital is at risk. Properity is not covered by the Financial Services Compensation Scheme.
Thank you for considering becoming a member of our
lending community and taking the time to read through
our lender presentation. Please feel free to contact our
client services team if you have any further questions.
We’re available 9am – 6:30pm, Monday to Friday.
Alternatively we’re more than happy to arrange a
meeting with you at a convenient location.
If you wish to begin lending, you will simply need to
register your details with us so we can assign member of
the client services team to explain the next step.
We’re here to help