PPT on "E Banking & Mobile Banking" for BBA & B.Com 1st year students, CA, CPT, CS & CMA Foundation. Indian Banking PPT by Sandeep Sharma. Meaning with suitable example & explanation.

1. Unit-II
INNOVATIVE
BANKING
Part-1

2. INNOVATIVE BANKING
Meaning

3. INNOVATIVE BANKING
Types of Innovative Banking:-
E banking
Mobile banking
Internet/Online banking

4. INNOVATIVE BANKING
E banking
• INTERNET BANKING
• AUTOMATEDTELLER MACHINES (ATM)
• TELE BANKING
• SMART CARD
• DEBIT / CREDIT CARD
• E-CHEQUE

5. Mobile banking the act of sending, receiving, or managing
money using a mobile phone.
It refers to the use of a smartphone or other cellular device to
perform online banking tasks while away from your home
computer, such as:-
 Monitoring account balances,
 Transferring funds between accounts,
 Bill payment and
 Locating an ATM.

6. Net banking
Methods/Evolution of Net Banking

7. November 2005
• 12 settlements on week days (Mon - Fri) .
• 6 settlements on Saturdays.
National Electronic FundTransfer (NEFT)

8. ’Electronic FundsTransfer’
end of year 2005
continuous (Real-time)
 Gross Settlement
2 lakhs
RealTime Gross Settlement (RTGS)

9. ’Electronic FundsTransfer’
(NPCI)
Reserve Bank of India.
November 22, 2010.
24/7
Mobile,
Internet and ATM
Safe
Immediate Payment System (IMPS)

10. April 11, 2016.
Unified Payments Interface (UPI)

11. Utility-bill-payments
(NACH)
Electronic Clearing System (ECS)

12. ’Electronic FundsTransfer’
DigitalWallet

13. Payment Gateways

14. Some other new facilities
Wireless Application Protocol
Door Step Banking
Tourist banking
All day’s banking