[On-Demand Webinar] Which state should you purchase in next?

1. Where to buy? QLD, NSW or
VIC?

2. Introduction
• builderbuilder provides House and Land and Dual
Occupancy packages
• builderbuilder uses REI online tools to develop
individually researched property deals
• builderbuilder and REI will compare the three
major states on the eastern seaboard
• We will provide deal examples in each state that
you can purchase now

3. Market Overview

4. Property Cycles
When to Buy

5. Market Cycle - Brisbane
• Brisbane home
values have
increased by 1.3%
over the past 3
months to Nov 16
• Over the past 12
months they have
increased by 4.1%
• Over the past 5
years they have
increased by
17.0%

6. Market Cycle - Sydney
• Sydney home
values have
increased by 2.9%
over the past 3
months to Nov 16
• Over the past 12
months they have
increased by
10.6%
• Price growth
peaked in July 15
at 18.4%

7. Market Cycle - Melbourne
• Melbourne home
values have
increased by 4.6%
over the past 3
months to Nov 16
• Over the past 12
months they have
increased by 9.1%
• Price growth
peaked in Sep 15
at 14.2%

8. Land Supply
• Melbourne remains the most affordable market for
land
• The median lot price in Melbourne grew by 2.8%
for the September quarter to $228,000
• Melbourne average lot price is 51% less than in
Sydney and 14% less than in South East QLD
• Forty percent of the nation’s land sales is in
Melbourne and the median price is 18% less than
the national median

9. Land Supply
• Sydney - 8,174 lots released in 2015 with 9,960
lots per annum required to meet demand
• Sydney median lot size 454m2
• Melbourne – 19,774 lots released in 2015 with
11,358 lots per annum required to meet demand
• Melbourne median lot size 430m2
• South East QLD – 11,344 lots released in 2015
• median lot size 488m2

10. Brisbane Sydney Melbourne
Median house
price(1)
$568,170 $1,128,510 $904,240
Rental yield range
houses
4.75% - 5.00% 4.50% –
4.75%
4.0% - 4.25%
Overall vacancy
rate(2)
3.0% 1.7% 1.9%
Median Price & Yield
(1) CoreLogic 31 Oct 2016
(2) SQM Research Oct 2016

11. Growth Drivers

12. Growth Drivers QLD
• Population to grow to 4.3m up 105% (2011-51)
• Trend unemployment 6.4% May 2016
• Economic growth forecast to be 4.0% in 2016/17
• International exports will be the key driver of
economic growth as LNG projects ramp up
• Infrastructure spending for next 4 years totaling
$35.0b

13. Growth Drivers NSW
• Population to grow to 7.7m up 67% (2011-51)
• Trend unemployment 5.2% May 2016
• Economic growth forecast to be 3.0% in 2016/17
• Mining, allied industries, construction and
transport will be the key drivers of economic
growth
• Infrastructure spending for next 4 years totaling
$73.3b

14. Growth Drivers VIC
• Population to grow to 7.8m up 86% (2011-51)
• Trend unemployment 5.8% May 2016
• Economic growth forecast to be 2.75% in 2016/17
• A rapid growth in the financial sector has been the
key driver of economic growth
• Infrastructure spending $7.4b per annum for next
4 years totaling $30.0b

15. Stamp Duty and Concessions

16. Stamp Duty
• Stamp duty payable on $250,000 land for an
investor
• QLD $7,756.00 (3.1%)
• NSW $7,512.60 (3.0%)
• VIC $10,860.60 (4.3%)
NSW and QLD have the lowest stamp duty rate

17. Concessions QLD
• There are various concessions available in each
state which can boost the property market
• QLD First Home Owner Grant on new property
purchased from 1 July 2016 - $20,000
• Must be buying or building a brand new home
under $750,000

18. Concessions NSW
• NSW First Home Owner Grant reduced from
$15,000 to $10,000 from 1 Jan 2016
• Must be buying or building a brand new home
under $835,000

19. Concessions VIC
• VIC First Home Owner Grant $10,000 for buying
or building a new home up to $750,000 from 1
July 2013
• Stamp duty concession of 50% on new or
established homes up to $600,000 after 1 Dec
2014
QLD and VIC have the highest concessions for
FHO

20. Town Planning

21. Town Planning QLD
• Dual Occupancy dual living allowable in:
• Moreton Bay
• Logan
• Ipswich
• Townsville
• This allows you to rent out each dwelling to
separate third party tenants
• No head works charges as 2 lots on 1 title

22. Dual Living Overview
• A purpose built house with two separate dwellings internally
• Cannot strata
• Town planning limited
• Building regulations same as duplex
• Finance similar to a house but better cashflow up to 95%
LVR
• Valuations issues if too large

23. Dual Living Example Plan

24. Dual Living Strategy
• Price point $475,000-$650,000
• Price 10-20% higher than a house
• Great cashflow with yields 30-40% higher
• Some equity gain possible
• Ideal to increase serviceability in existing portfolio
• Ideal for first home buyers who can rent out secondary
dwelling as an investment property

25. Dual Living Example –
Ipswich QLD
3 bedroom house + attached
2 bedroom dwelling
Land: $180,000
Build: $269,000
Total: $449,000
Market Rent: Appraised at $550-
570pw
Gross Yield: 6.4%
Total dwelling size 200m2

26. Town Planning QLD
• Dual Occupancy duplex allowable in established
(infill) areas and master planned estates
• Difficult to find in Brisbane Council Area in master
planned estates

27. Duplex Overview
• Purpose built two dwellings on one property
• Strata title upon completion to obtain 2 dwellings
• Attached or detached
• Higher density zoning required
• Finance up to 90% LVR (half 80% half 90%)
• DA or MCU as of right

28. Duplex Strategy
• Price point $630,000 +
• Advanced strategy for a client who has already done a dual
living or house package
• Strong yields and cashflow
• Flexibility of 2 properties in 1
• Equity release upon strata title

29. Duplex Example – Pimpama
QLD
Attached 2 x 3 bed, 2 bath
single garage
Package Price:
$640,000
Land Settlement:
07/11/2014
Construction Complete: 24/11/2015
Appraised Value on Completion
$720,000 - $760,000
(03/2016)
= 12.5%- 18.8% Gain
Market Rent: $750/wk (5.9% Yield)

30. Town Planning NSW
• Dual Occupancy dual living allowable on
residential lots throughout NSW under SEPP
• Available on land over 450m2 and 12m width
• This allows you to rent out each dwelling to
separate third party tenants
• Most councils do not charge s149 contribution
charges (aka head works) and councils who did
are now repealing earlier decision

31. Town Planning NSW
• Dual Occupancy duplex allowable in established
(infill) areas and master planned estates
• Becoming increasingly difficult to find in Newcastle
and Central Coast
• Very difficult to find in master planned
communities in Western Sydney

32. Town Planning VIC
• Dual Occupancy dual living only allowable if your
grandma is living in the secondary dwelling
• Dual Occupancy duplex is very difficult (almost
impossible) to find in master planned estates
• There is a trend to buying an existing home and
building another dwelling at rear
Building new in Victoria is therefore entirely
limited to house and land only

33. property investment brief

34. property
investment brief
Individually tailored
Exclusive property
Pre-release to REI members
who opt in

35. Our Guarantees

36. house & land
wynnum, queensland
investment rationale
Wynnum is a trendy, coastal, middle-ring
suburb only 14km east of Brisbane CBD. The
suburb is currently undergoing significant
re-gentrification, with a mixture of renovated
queenslanders and new high-set homes
land price $470,000
land size 400 sqm
build price $350,000
build size 226.67 sqm
4 2.5 2 0

37. house & land
wynnum, queensland
investment rationale
Wynnum is a trendy, coastal, middle-ring
suburb only 14km east of Brisbane CBD. The
suburb is currently undergoing significant
re-gentrification, with a mixture of renovated
queenslanders and new high-set homes
becoming common and desirable product
throughout Wynnum and surrounding suburbs,
achieving prices well above the $800,000’s.
The proposed home is situated on a quiet
street, only 2 blocks away from local primary
& high schools, wynnum central station and
1.4km from the waterfront esplanade and jetty.
The land dimensions are 20m frontage
by 20m depth, allowing a dominant street
frontage and conventional, spacious layout
that would suit future tenants and owner-
occupier buyers, complete with high ceilings
upstairs & downstairs, ducted AC, north
facing backyard and drive-through garage.
land price $470,000
land size 400 sqm
build price $350,000
build size 226.67 sqm
package price $720,000
suburb overview
Wynnum (4178) is a suburb of Brisbane, Eastern Suburbs,
Queensland. It is about 15 kms from QLD's capital city of
key investment criteria
• Land is registered
• Cashflow (after-tax) $7443 pa.
• Gross yield of 5.1%
• Total returns (cash & growth) of
$33,551 (year 1)
• Comparable sales at $800,000+
• Stable source of employment,
15km from Brisbane CBD
• 1.1km to Train Station and
Wynnum State High School
4 2.5 2 0

38. Duplex
Nambour, queensland
investment rationale
This duplex package offers an opportunity
to invest in the property market of one of
Australia's most desirable regions to live, The
Sunshine Coast, renowned for its superb
natural attributes rapidly expanding economy
and major infrastructure investment in
health, education and transport. Nambour
is conveniently located 15 Minutes from the
Sunshine Coast University 20 minutes from
land price $230,000
land size 800 sqm
build price $445,500
build size 285 sqm
package price $675,500
3+3 2+2 1+1

39. Duplex
Nambour, queensland
investment rationale
This duplex package offers an opportunity
to invest in the property market of one of
Australia's most desirable regions to live, The
Sunshine Coast, renowned for its superb
natural attributes rapidly expanding economy
and major infrastructure investment in
health, education and transport. Nambour
is conveniently located 15 Minutes from the
Sunshine Coast University 20 minutes from
Maroochydore CBD and Sunshine Coast Airport,
25 minutes from the recently completed,
$1.8bn Sunshine Coast University Hospital.
The subject property is located in the first
stage of a small, 46-lot subdivision, close to
local schools, shops and public transport, due
to register in February 2017. The package
is fixed-price, turn-key with each of the two
duplex dwellings to be separately strata titled
on completion by the builder, generating a
dual-income investment appraised to rent at
$800 to $820 per week, and with a market
value of $380,000 to $400,000 per side.
land price $230,000
land size 800 sqm
build price $445,500
build size 285 sqm
package price $675,500
key investment outcomes
• Land registration due Feb 2017
• Cashflow (after-tax) $9,684 pa.
• Gross yield of 6.2%
• Appraised equity on completion $80k+
• Large land lot of 800m2
• Dual-frontage corner block, allows
separate access into each dwelling
• Close to major infrastructure including
education, health, road, rail and air
3+3 2+2 1+1

40. Dual Living
Collingwood Park, QLD
investment rationale
Six Mile Creek Estate is a ten staged master-
planned community located in Redbank Plains.
The estate has a number of existing
amenities close by as well as a number
of new key infrastructure developments
planned and under construction.
The new Redbank Plains Super Centre has
land price $190,000
land size 470 sqm
build price $294,500
build size 223 sqm
package price $484,500
4+1 2+1 1+1

41. dual living
collingwood park, qld
investment rationale
Six Mile Creek Estate is a ten
staged master-planned community
located in Collingwood Park.
The estate has a number of existing
amenities close by as well as a number
of new key infrastructure developments
planned and under construction.
The new Redbank Plains Super Centre has
been announced and will quadruple the size
of the existing Woolworths Shopping Centre.
land price $190,000
land size 470 sqm
build price $294,500
build size 223 sqm
package price $484,500
key investment outcomes
• Land is registered
• Cashflow (after-tax) $7,048 pa.
• Gross yield of 6.1%
• Total returns (cash & growth) of
$25,750 (year 1)
• Comparable sales at $550,000+
• Stable source of employment,
30km from Brisbane CBD and
16.2km to Springfield Central
• 2.9km to future train station
4+1 2+1 1+1
suburb overview

42. House & Land
Teralba, NSW
investment rationale
This is a prime opportunity to invest in an early
stage of a premium residential estate in the
lakeside suburb of Teralba, only 25 minutes
south-east of Newcastle CBD, with land due
land price $265,000
land size 567 sqm
build price $303,400
4 2 2

43. House & Land
Teralba, NSW
investment rationale
This is a prime opportunity to invest in an early
stage of a premium residential estate in the
lakeside suburb of Teralba, only 25 minutes
south-east of Newcastle CBD, with land due
to register in September 2017. Newcastle is
Australia’s largest regional economy, with a
major CBD revitalisation project underway
to improve inner-city transport, business
precincts and parklands, positioning the
Newcastle area for sustained growth in
the years ahead. The proposed homes are
approx. 200m2 in size and will rent for around
$550 per week, in a high owner occupier,
suburb with a low vacancy rate of 1.7%.
land price $265,000
land size 567 sqm
build price $303,400
build size 200 sqm
package price $568,400
key investment outcomes
• Appraised gross yield: 4.95%
• Year 1, after-tax cashflow: $5,022
• Large land lots from 560m2 to over
600m2 with extra-wide frontage
• Highly reputable Newcastle-based
land developer, McCloy Group
• 3 minutes from Teralba train station
4 2 2

44. Dual Living
Jordan Springs, NSW
investment rationale
This is a rare opportunity to invest in a dual-
key land & construction package in Sydney,
Australia’s largest capital city. The Western
Sydney region represents Australia’s third
largest economy behind Sydney & Melbourne
CBD’s with plans for major road, rail and airport
infrastructure to be delivered in the coming
years likely to further boost the economy and
land price $480,000
land size 504 sqm
build price $369,500
build size 243 sqm
package price $849,500
4+2 2+1 1+1

45. dual living
jordan springs, nsw
investment rationale
This is a rare opportunity to invest in a dual-
key land & construction package in Sydney,
Australia’s largest capital city. The Western
Sydney region represents Australia’s third
largest economy behind Sydney & Melbourne
CBD’s with plans for major road, rail and airport
infrastructure to be delivered in the coming
years likely to further boost the economy and
property market.
This unique investment opportunity capitalises
on the highest and best use of the lot, with
the proposed construction of a low-set
dual-key home, comprising a four-bedroom
primary and two-bedroom auxiliary dwelling,
on a large 504m2 block. Upon completion,
each dwelling can be rented out separately,
generating two separate rental incomes
and enhancing yield for the investor.
land price $480,000
land size 504 sqm
build price $369,500
build size 243 sqm
package price $849,500
key investment outcomes
• Estimated Value on Completion
$860,000 - $900,000
• Gross yield 4.8 - 5.1%
• Estimated year 1 after tax cash
flow $4,386 ($84 per week)
• 30 minutes drive from Parramatta,
Blacktown and Baulkham Hills CBD
and only 8 minutes from Penrith CBD
• 3,000+ lot master planned
subdivision to include open space,
shopping, entertainment, transport,
business and education facilities
• Highly reputable land
developer, Lendlease
4+2 2+1 1+1

46. House & Land
Clyde North, VIC
investment rationale
Located in a masterplanned precinct within
Melbourne’s fastest growing region, Circa 1886
is perfectly positioned for sustained, long term
growth. Developed by the highly reputable Pask
land price $290,000
land size 397 sqm
build price $266,000
4 2 2

47. house & land
clyde north, vic
investment rationale
Located in a masterplanned precinct within
Melbourne’s fastest growing region, Circa 1886
is perfectly positioned for sustained, long term
growth. Developed by the highly reputable Pask
Developments, Circa is home to the award
winning (and recently completed) Circa park,
a 1 hectare parkland retreat inspired by the
designer of Melbourne’s botanical gardens.
The estate has a 90%+ owner occupier ratio
and an impressive presentation with tasteful
landscaping, nearby amenities and up-market
house facades providing strong benchmarking
and family-friendly neighbourhood.
The proposed house designs will be generously
sized at approx 225m2 with extended alfresco
area, high ceilings and 2 split system AC units.
Land is due to register 1Q 2017.
land price $290,000
land size 397 sqm
build price $266,000
build size 225 sqm
package price $556,500
key investment outcomes
• Gross yield 4.2%
• Estimated year 1 after tax
cash flow $2,578
• Total returns (cash & growth) of
$21,548 (year 1)
• Located within Melbourne's
fastest growing region
• 90%+ owner occupier
ratio in the estate
• Highly reputable land developer,
Pask Developments
4 2 2
suburb overview
Clyde North is a suburb in Melbourne, Victoria, Australia,

48. Next Step…
Thankyou
Choose to opt in
Tell us what your interested in