Prepared By: Rakeeb Ashraf From - Notre Dame University Bangladesh

1. Financial Statement
Analysis of
Dutch-Bangla Bank
Limited (DBBL)

2. Team
SYNERGY
Nabilah Salsabil Naboni 2-15010219
Rakeeb Ashraf 2-15010218
Naima Islam Nisha 2-15010221
Swapnil Majumder 2-15010234
Iqbal Sarker 2-15010213

3. The market-based economy of
Bangladesh is the 46th largest in the
world in nominal terms, and 34nd
largest by purchasing power parity; it
is classified among the Next Eleven
emerging market economies and a
Frontier market.
Economic Review of Bangladesh

4. Bangladesh GDP Growth Rate
The country has recorded GDP growth rates above 5 percent due to
development of microcredit and garment industry

5. Per capita income

6. Banking industry in our country-At a glance

7. Major Problem FacMajo
Major problem
faced by
banking
industry
 Not making enough money
 Consumer expectations.
 Lack of good Governance
 Increasing competition from financial technology
companies.

8. .
.
Dutch-Bangla Bank is Bangladesh's most innovative and technologically
advanced bank. Dutch-Bangla Bank Ltd stands to give the most innovative and
affordable banking products to Bangladesh. Amongst banks, Dutch-Bangla Bank
is the largest donor in to social causes in Bangladesh. It stands as one of the
largest private donors involved in improving the country. Dutch-Bangla Bank is
proud to be associated with helping Bangladesh as well as being a leader in the
country's banking sector.

9. Vision &
Mission
Vision
“To become a leading banking institution and play a pivotal role in
the development of the country”
Mission
Dutch Bangla Bank engineers enterprise and creativity in
business and industry with a commitment to social
responsibility.” PROFIT ALONE” does not hold a central focus in
the bank’s operation; because “man does not live by brain and
butter alone “

10. Product Range
of Dutch-
Bangla Bank
Limited
Products and Services offered
by DBBL
 Retail Banking
 Corporate Banking
 Investment banking
 24 Hours Banking through
ATM
 Consumer credit
Various Deposits
 Savings Deposit Account
 Current Deposit Account
 Short Term Deposit Account
 Non-Convertible Taka
Account
 Convertible Taka Account

11. DBBL
Loan &
Advances
 Lease Finance
 Other Term Loan
 FMO Local currency Loan for SME
 FMO Foreign currency Loan
 Cash Credit (Hypothecation)
 Small Shop Financing Scheme

12. Financial statement and Items

13. Income
Statement

14. BalanceSheet
Balance Sheet

15. Ratio Analysis
Profitability Ratio 2016 2015
Profit Margin 64.37 61.52
Return on Asset 3.45 3.40
Return on Equity 73.26 75.72
Liquidity Ratio 2016 2015
Current Ratio 0.22 0.27
Cash Ratio 0.12 0.11
Leverage Ratio 2016 2015
Total Debt Ratio 0.80 0.91
Debt Equity Ratio 18.95 17.30

16. 0
10
20
30
40
50
60
70
80
Profit Margin Run on Assest Run on Equity
Profitability Ratio
2016
2015

17. 0
0.1
0.2
0.3
0.4
0.5
0.6
2016 2015
Liquidity Ratio
Cash Ratio Column1

18. 0 2 4 6 8 10 12 14 16 18 20
2016
2015
Leverage Ratio
Debt Equity Ratio
Total Debt Ratio

21. 1. The bank should higher export who can understand the
future economic situation
2. improve their research Centre and training Centre to enrich
the knowledge
3. responsible for handling their foreign exchange related risk.
4. aware about their customer to meet up their demand to
maintain their goodwill.
5. Foreign exchange department of DBBL should enrich by new
technology to make a good competition among the banks.
Recommendation