A Loan Project Report. Computer Training Institute

1. PROJECT PROFILE
FOR
Submitted By: RANJIT MAJUMDER
Prepared By:
COMFRONT CONSULTANCY | Kumarghat, Unakoti Tripura | PH: 9366448835
COMPUTER TRAINING INSTITUTE

2. 1 :
2 :
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S/O :
Vill :
P.O :
P.S :
Dist:
State:
PIN :
Phone :
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Name of the Promoter & Address RANJIT MAJUMDER
PROJECT PROFILE ON COMPUTER TRAINING INSTITUTE
Name of the Unit COMFRONT INSTITUTE OF TECHNOLOGY
Location of the Project KUMARGHAT UNAKOTI TRIPURA
SUNIL CHANDRA MAJUMDER
KANCHANBARI
KANCHANBARI
FATIKROY
UNAKOTI
TRIPURA
799288
7005393616
Status of the Project PROPRIETARY.
Category of the Project COMPUTER TRAINING INSTITUTE
Capacity Utilisation
Btrak Even Point 56.66%
Total Cost of Production 666,432 P.A
Total Sales Realization 1,098,000
Gross Profit 431,568 P.A
1st Year 60%
2nd Year 70%
3rd Year 80%
Net Profit 288,708 P.A
Rate of Interest on Bank Loan 12.5% P.A
Bank Loan 100 % 1,000,000
Employment Provision 2 Nos
Total Project Cost 1,000,000
Fixed Capital 869,500
Working Capital 130,500
RATE OF RETURN ON INVESTMENT 28.87%
Net Profit Ratio 26.29%
Avg. DSCR 1.64
Prepared by COMFRONT Consultancy Services | Phone : 9366448835

3. 1
A,
1 :-
2 :-
B,
1 :-
2 :-
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12 :-
Room Decoration & Setup Cost 80,000
Xerox Machine 1 Nos @ Rs
15,000/- each
15,000
C.C Camera & Setup 17,000
A.C. Machine 1 Nos @ Rs.
39,000/- each
39,000
Bio Matric Device ( Face
Scan) 1 Nos @ Rs 10,000/-
each
10,000
Scaner 1 Nos @ Rs 10,000/-
each
10,000
9,000
PROJECT COST
Land and Building Ranted
25,000
7,000
Electrification & Internet
Infrastructure
Counter table and 1 Chair
set
Computer i3 5th generation 15
Nos @ Rs 18,500/- each
869500.00
NON -RECURRING EXPENDITURE
FIXED CAPITAL AND FURNITURE
TOTAL FIXED INVESTMENT
277,500
215,000
150,000
15,000
Computer i5 12th generation 5
Nos @ Rs 43,000/- each
1KV Generator 1 Nos @ Rs
150,000/- each
Godrej 1 Nos @ Rs 15,000/-
each
Various Book for library
Prepared by COMFRONT Consultancy Services | Phone : 9366448835

4. 2
C,
1
a) :-
b) :-
c) :-
d) :-
2,
a) :-
b)
:-
Total :
3,
a) :-
b) :-
c) :-
d) :-
e)
:-
f) :-
g) :-
h) :-
Total :
Internet Connection Charges @
Rs 1500 P.M
4,500
Subscription Renew for
Software @ Rs 4500 P.M 13,500
Electric Charge @ Rs 3000 P.M
Telephone Bill @ Rs 500 P.M
Insurance @ Rs 500 P.M
61,500
Raw Materials :
Staff Salary and Wages
Manager / Supervisor Self
42000
Educator / Tutor 2 Nos @
Rs.7000 P.M
Total :
4,500
Paper Ream (500 Pages) (75
GSM) @ Rs 1500 P.M
Ink cartridge refilling, Powder
for toner refilling @ Rs 1500 P.M 4,500
RECURRING EXPENDITURE FOR THREE MONTHS
27,000
42000
Other Expenditure
Shop Rent @ Rs 11000 P.M 33,000
9,000
1,500
1,500
Advertising/Marketing/Social
Media @ Rs 800 P.M
Stationery @ Rs 700 P.M
2,400
2,100
Repair and Maintenance @ Rs
3000 P.M
Water @ Rs 1000 P.M
9,000
3,000
Prepared by COMFRONT Consultancy Services | Phone : 9366448835

5. 3
a) :-
b) :-
c) :-
Total :
D,
a) :-
b) :-
Total :
E)
a) :-
Total :
F,
a) :-
b) :-
c) :-
Total :
Interest of Bank Loan @
12.5%P.A
Detraction on fixed assets
@ 10% P.A
COST OF PRODUCTION P.M
55,536
10,416
1620
MEANS OF FINANCE
Bank Loan 100% 1,000,000
TOTAL PROJECT COST
Staff Salary and Wages
Other Expenditure
Recurring Expenditure 43,500
1,000,000
Total Working Capital
Raw Materials
Fixed capital 869,500
Working Capital 130,500
1,000,000
27,000
42,000
61,500
130,500
Prepared by COMFRONT Consultancy Services | Phone : 9366448835

6. 4
G,
a) :-
H,
a) :-
b) :-
Gross Profit :
c) :-
:-
:-
YEAR
REPAYMENT DURING
THE YEAR
INTEREST
ON
PAYMENT
3rd 714300 142850 571450 89287
5th
2nd 857150 142850 714300 107143
LOAN
OUTSTANDING
IN THE
OTHER
BEGINNING
OF THE YEAR
LOAN
OUTSTANDING AT
THE END OF THE
YEAR
1st 1000000 142850 857150 125000
24,059
REPAYMENT SCHEDULE ON LOAN @ 12.5 % P.A
288708
NET PROFIT Annually
Less Cost of Production 55,536
35,964
Less Monthly Bank
Instalment on Loan
(Capital Money)
11905
NET PROFIT (Gross Profit Bank Instilment)
Sales turn over 91,500
SALES TURN OVER P.M
Sales Turn over Annually 1098000
PROFITABILITY
Income by Various Kinds
of Projected Items Sale
91,500
4th 571450 142850 428600 71431
428600 142850 285750 53575
6th 285750 142850 142900 35718
7th 142900 142900 0 17862
Prepared by COMFRONT Consultancy Services | Phone : 9366448835

7. 5
37755000
666,258
=
=
= 26.29 %
*** RATE OF RETURN ON INVESTMENT
=
=
=
125,000
4 10% Depreciation 86,950
1
2
40% of staff salary & Wages
***BREAK EVEN POINT ANALYSIS
67,200
40% of Other Expenses 98,400
=
= 56.66
NP X 100/Capital Investment
288708 X 100 /1000000
28870800 / 1000000
28.87%
Fixed Cost × 100
Fixed Cost + Profit.
%
***NET PROFIT RATIO
NP × 100 /Sales Turn Over
288708 X 100 / 1098000
28870800 / 1098000
Amount
Sl No Particulars
B.E.P =
377,550
Total :
3 12 % Interest on Loan
Prepared by COMFRONT Consultancy Services | Phone : 9366448835

8. 6
=
=
***Avg. DSCR
Total Sales Realisation / Total Cost of Production
1098000 / 666432
Submitted by …………………………………………………..
1.64
Prepared by COMFRONT Consultancy Services | Phone : 9366448835