1. Raddon Chart of the Day
January 22, 2013
Remote Deposit Capture Potential Resides with Gen Y Consumers
35%
31%
30%
25%
Percent of All Online Respondents
20% 18%
14% 13%
15% 12%
11% 11%
10% 9%
6% 7%
5%
5%
1%
0%
Total Top Five Bank Regional Bank Community Credit Union Gen Y
Bank
Currently Use Extremely or Very Likely to Use
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

2. Raddon Chart of the Day
January 17, 2013
One Out of Five Consumers Use a Banking App
40%
35%
35% 32%
30%
30% 29% Percent of All Online Respondents
25%
21%
20% 18%
15%
15%
10%
5% 3%
0%
Weather Maps/Directions Social Network Games Banking Music Shopping Investing
Site
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

3. Raddon Chart of the Day
January 15, 2013
Top Five Banks and Credit Unions Have Highest Mobile Penetration
70%
63% 61%
60% 56%
53%
50%
Percent of All Online Respondents
41%
40% 35%
30% 25%
24%
20%
20% 18%
10%
0%
Have Smartphone or Tablet Bank via Smartphone or Tablet
Total Top Five Bank Regional Bank Community Bank Credit Union
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

4. Raddon Chart of the Day
January 10, 2013
One-Fifth Indicated That They “Bank Online”
with Their Smartphone
25%
20%
20% Percent of All Online Respondents
16%
15% 14%
10% 9%
6% 5%
5%
0%
Bank Online with Device Downloaded App from PFI Actively Use PFI App
Smart Phone Tablet
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

5. Raddon Chart of the Day
January 8, 2013
Gen Y Respondents Are More Likely to
8%
Buy a Tablet in the Next Year
Percent of Online Respondents without
a Smartphone or Tablet Currently
6%
1%
1% 2%
4% 1%
2%
5%
2%
3% 4%
3%
2%
0%
Total Traditionalist Baby Boomer Gen X Gen Y
New Tablet New Smartphone
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

6. Raddon Chart of the Day
January 4, 2013
One-Half of Consumers Are Mobile Ready
60%
53%
50%
45%
40%
30% Percent of All Online Respondents
24%
20% 17%
13%
10% 5%
0%
Smartphone Smart Phone Tablet Android iPhone Other
or Tablet
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

7. Raddon Chart of the Day
January 2, 2013
One-Quarter of All Respondents Report Owning a Tablet
7%
22% Cell Phone
Tablet Only
Both
Neither
69%
2%
Percent of All Online Respondents
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500