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Encash for rbap may 2012
- 1. 4th Floor, Citibank Center, Citibank Plaza Paseo de Roxas, Makati City, 1226 Telephone Nos. (632) 892 5092 to 95 Fax No. (632) 892 5091 Email Address: www.encash-ph.com
- 2. PHILIPPINES’ ATM MARKET 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 Card Holders 10.024M 11.930M 13.470M 14.922M 18.194M 20.620M 21.629M 24.660M 25.470M 31.640M 37.550M ATMs 3,949 4,360 4,904 5,092 6,038 7,057 7,611 8,029 8,185 9,939 11,532 CH/ATM Ratio 2,538 2,747 2,746 2,936 3,013 2,922 2,842 3,072 3,112 3,183 3,256
- 3. THEN…
- 4. NOW…
- 5. GLOBAL PERSPECTIVE CH/ATM ratio: 2,000 ATM Network Sizes ◦ Small: 400 ◦ Medium: 2,000 ◦ Large: 5,000 to 30,000
- 6. RP: Small-Large ATM network (Only one ATM switch required ) TIGHT CH/ATM ratio: 3,256 ◦ 8 Medium: Up to 2,000 ATMs ◦ 16 Small: 50 to 400 ATMs ◦ 44 Micro ATM Networks:1 - 49 ATMs
- 7. IS A COST CHANNEL: NO ROI Monthly COSTS: ATM Depreciation PhP14,000 ATM Maintenance PhP 5,000 Cash Management ??? TOTAL >PhP19,000 Revenue: PhP8 per ACQUIRED withdrawal
- 8. IS A COST CHANNEL: NO ROI Revenue, PhP8 per ACQUIRED withdrawal 2,375 withdrawals required or, 79 per day ADD: ATM Switch, Data Center, Consortium Membership, 24/7 Operations & Staff, Back-Up, Software, HSM, Power, Communications, Settlement, Risk, Cost of Cash, etc.
- 9. IS A COST CHANNEL: NO ROI PhP45 (per successful withdrawal) ◦ Your Customers? MOST EXPENSIVE ACTIVITY ◦ Other Bank Customers? PhP 8.00
- 14. ACQUIRED Transactions BancNet– MegaLink Members PSB 519 PNB 466 CBC 496 LBP RCBC 962 668 ONB ALL ENS 115 307 337
- 15. “We are very excited with our investment in ENCASH, a young and very promising company. We strongly believe that ENCASH, by placing ATMs in remote areas, improves access to financial services in the rural community.” - Sara Vermier “We are excited about the opportunity to help ENCASH scale its business and broaden its reach in providing access to finance for rural and underserved Filipinos.” - Anand Chandani
- 17. 4th Floor, Citibank Center, Citibank Plaza Paseo de Roxas, Makati City, 1226 Telephone Nos. (632) 892 5092 to 95 Fax No. (632) 892 5091 Email Address: www.encash-ph.com
Notas do Editor
- There you have it ladies and Gentlemen. Let us start with the Bank of Florida board for granting approval for the bank to join in the ENCASH Banking Software development project. Thank you very much.
- There you have it ladies and Gentlemen. Let us start with the Bank of Florida board for granting approval for the bank to join in the ENCASH Banking Software development project. Thank you very much.