mis

2. INTRODUCTION
 State Bank of India Largest nationalized
commercial bank in India
 In terms of assets, number of branches, deposits,
profits and workforce.
 Headquarters in Mumbai, India and employs
about 205,896 people.
 Wide distribution network
 Highest market capitalization and profits

3.  Largest branch network in india with 16000
branches.
 Over 8500 ATM’s.
 WEBSITE:statebankofindia.com

4. NEED FOR MIS
 24 hours banking,7 days a week.
 Anywhere banking
 Introduction of new delivery channels,ATMs,
Internet banking etc..
 Efficiency in operation.
 Strengthening DSS,EIS etc and improve in the
strategic areas like Trade Finance,Treasury.etc

5. SOLUTION
The solution chosen by the SBI after
due evaluation and keeping the above objectives in
mind is a
 Core banking solution of Financial Network
Services ,Australia, which has already been
successfully implemented in diverse centralized
environment.
 SBI had chosen TCS Limited ,the largest software
and service company in the country, to customize
the product to their needs and also to undertake
pilot implementation.

6.  Teams have been formed by the vendors as well as the
Bank, which define the product specific functionalities
and customize the software to meet the needs of the
bank.
 Along side ,where ever considered expedient and in
the interest of customers ,appropriate re-engineering of
present systems and procedures and process will be
brought about to exploit full potential of the package.

7. Core banking solution & technology
of SBI

8. CORE BANKING SOLUTION
 It is a centralised data processing with IT application
 which branches and administrative offices are
connected with the objective
 to provide any time any where banking
 efficiency in operation
 strengthening MIS/DSS/EIS
 handling effectively strategic areas like – trade
Finance, Treasury, ALM(Asset Liability Management)
etc.

9. Solution providers in SBI
 M/S financial network services (FNS), Australia
-B@ncs24: software SBI use in CBS.
-B@ncslink: linking software
 M/S comlink services, USA
-Finance one: corporate general ledger part
 M/S china system, hongkong/ dubai
-Exim bills: trade finance package.
 M/S Oracle corporation, USA
-Oracle 9i: data base management
 Unix/ window 2000
-Operating systems

10.  M/S data craft, Singapore
-Maintenance of SBI connect: leased line
connectivity
 Bharat Sanchar Nigam ltd (BSNL), india
-Leased line for SBI connect & integerated services
digital network (ISDN) line as a standby support.
 HP systems, USA
-Hardware supplier
 Tata consultancy services(TCS) ltd
-Customisation, integration and implementation
 HCL- comnet
-VSAT

11. Differences of CBS from Bank
master
 Bank master is reference information about a
financial institution that is required to conduct
business transactions with this financial
institution, such as the institution’s contact
information, offices and branches, clearing codes
such as BIC(Bank Identifier Code), and domestic
clearing codes.

12.  Centralised data system with on-line, real time
transactions
 Customers of bank and not just of a branch
 Anytime/anywhere banking
 Extensive use of mouse with keyboard
 Use of internet explorer.
 Multiple screen usage
 All users are tellers here
 CBS supports MIS/DSS/EIS(Management
Information System/Decision Support
System/Executive Information System)

13. CBS VERSIONS
 Present version - 1.2- from 2nd October, 2004
 Earlier versions – 1.1, 1.105 & 1.11

14. IMPACT
 With the implementation of core banking, branches will be business
fronts.
 The concept of a ‘brick and mortar’ branch will steadily lose its
relevance.
 With the facility of networking of branches and many delivery
channels, which will facilitate off-branch banking, physical presence
of customers at branches will diminish; so will be the number of
vouchers handled at branches.
 The requirements of a branch for reports can be taken care of by a
Shared Operations Centre, for a group of branches in a particular
geographical area.
 Inter-branch transactions will also reduce considerably, as there will
be no need to issue a draft or pass an entry through Branch Clearing
General Account between networked branches.

15. •A whole lot of information about the customer would be available for the front
line operator, facilitating cross selling of products
•Real time, on line information about a customer or a branch would be
available to controllers at various level

16. ARCHITECTURE
 The basic architecture of MIS of SBI is the
centralized processing.
 With Its applications and data residing at Central Data
Centre(CDC) to be located in Navi Mumbai, to which
all the branches and administrative offices are
connected.
 This type of processing has been preferred by the bank
for networking of branches, dictated by volumes and to
ensure on-line, real time MIS for decision making.
 So far, the different branches are computerizes only on
a standalone basis.

17. FEATURES OF SYSTEM
 24X7 Banking
 Anywhere Banking.
 Integration with strategic sectors
 Strengthening MIS, DSS and EIS
 Business Process Re- engineering (BPR )
enabler

18. AREAS OF ENHANCED FUNCTIONALITIES
 Core Banking will bring about connectivity
between branches , making on-line, real time
transaction processing possible.
 The customer under Core Banking would be
customers of the bank, not just the customers of
a particular branch. They can, seamlessly,
transact business with the Bank wherever they
are.

19.  Facilitate Decision Support System/ Executive
Information System, greatly facilitating timely
executive inputs.
 Many value added services like ATM, Internet
Banking will be available to customer.
 The solution lends itself to versatility and
flexibility, even while retaining the much needed
security features

21. BANK MASTER
 Bankmaster is essentially a transaction
processing software with not much of MIS
support. Core Banking would address this vital
need, apart from MIS, would facilitate Decision
Support System/ Executive Information System,
greatly facilitating timely executive inputs.
 Many value added services like ATM, Internet
Banking will be available to customer.
 While Bankmaster takes care of stand- alone
computerization of a Branch, Core Banking will
bring about connectivity between branches,
making on-line, real time transaction processing
possible.

22.  The customer under Core Banking would be
customers of the bank, not just the customers of
a particular branch. They can, seamlessly,
transact business with the Bank wherever they
are.
 The solution lends itself to versatility and
flexibility, even while retaining the much needed
security features.

23. THANKYOU!!!!