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CREATE THE BUDGET
you can stick with in times of
uncertainty
WHY
should I be bothered
to create a budget
& stick to it?
NOT to spend money
you do not have
always be
prepared for
identify bad
SPENDING HABITS
have a
sense of
           SECURITY
DISCIPLINE
  yourself
be able to
SAVE
How to get
STARTED?
Note down all of your
sources of INCOME
Segregate your
monthly EXPENSES
MONTHLY EXPENSES



essentials
MONTHLY EXPENSES



essentials   extras
mortgage




                                       credit card bills
                                                           emergency fund
              rent electricity bills
water bills



              ESSENTIALS
              fixed expenses
              do not change
personal entertainment
take-out food

                grocery purchases

                EXTRAS
                variable expenses
                continually change
KEEP TRACK
of expenditures with
receipts & invoices
Let’s BEGIN!
Let’s BEGIN!

    total     total
  income    expenses
NEGATIVE?
Look at areas where you
 need to cut down, or
  remove completely.
POSITIVE?
    Great! Focus on debt
repayment prior to savings in
 order to clear out unwanted
   clutter in your budget.
DISCIPLINE
& follow through
long-term benefit
EMOTIONALLY,
PHYSICALLY &
SPIRITUALLY
Happy
Budgeting!
Happy
Budgeting!
Share knowledge
  with friends!
Read more on PrioBlog:
http://www.priotime.com/creating-a-budget-you-can-stick-with/
Set your major goals in life,
  make them actionable &
       follow through
Get the most out of Life!

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Create the budget you can stick with in times of uncertainty